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  • Lowest Price & Shortest Course By Law
  • Our Customers Love Us ★★★★★ (114k+ reviews)
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DefensiveDriving.com strives to make this as easy as possible to dismiss your traffic ticket, so it really it is as simple as these three steps: Select Your State

DefensiveDriving.com is a leader in online driver safety and was one of the first defensive driving online schools in the nation. Our online courses were designed with your comfort and convenience in mind. We know you will learn and be a more conscious driver after taking our online driver safety courses, whether you are taking them for ticket dismissal, point reduction or for insurance purposes. You can start and stop as many times as you’d like, take 90 days or one day to complete, it is up to you!

Each course contains educational and entertaining videos, which are streamed directly to your computer, along with illustrations and text, giving you a comprehensive, professional and simple refresher on the laws of the road and your state. We understand traffic violations happen from time to time. DefensiveDriving.com’s courses make it easy for you to complete your requirement without going to a distant, not so funny, comedy club or the local restaurant with a bunch of strangers.

It’s as simple as the three steps above. Get started today by selecting your state.

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Defensivedriving.com has a ShopperApproved rating of 4.6 based on 132851 ratings and reviews.

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Lowest Price and shortest courses available by law!

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how does online defensive driving course work

100% Accessible and convenient

Instant certificate download, dismiss your ticket or we pay it up to $250.

We're so confident that you can dismiss your ticket with our service that we'll give you up to $250 if you don't.

What do we mean by 'up to' ?

We've been doing this a long time (since 2000 to be exact), so we know your ticket will be dismissed. But, in the unlikely event that it isn't, we'd like to contribute some cash toward it, up to a value of $250.

Basically, if your ticket is $250 or less, we'll give you the full value of your ticket, if it's more than that, we'll give you $250.

It's really that simple.

We cannot provide a refund if any of these scenarios are applicable:

  • - You do not successfully complete the course prior to your court deadline.
  • - You do not have court permission to take a defensive driving course to dismiss a ticket.
  • - You provide the court with documentation that is inaccurate, incomplete or late or you fail to pay court fees.

If you would like to request a refund please contact us.

Guaranteed to dismiss your ticket or we’ll pay it for you

So what's the catch.

  • You do not successfully complete the course prior to your court deadline (the course has a 99.99% success rate).
  • You do not have court permission to take a defensive driving course to dismiss a ticket.
  • You provide the court with documentation that is inaccurate, incomplete or late or you fail to pay court fees.
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how does online defensive driving course work

AARP Logo

What is Defensive Driving?

Defensive driving may look a little different today than when we first got our licenses—and it's not just about wearing a seatbelt. Defensive driving uses key tactics to help you stay safer on the road, including:

  • Managing your speed
  • Expecting the unexpected—from other drivers and in general
  • Keeping yourself alert and distraction-free
  • Practicing a safe following distance
  • Driving according to road and weather conditions

What are the benefits of defensive driving?

Now that you’re more familiar with defensive driving, let's get to know the benefits of practicing it. By taking measures to drive defensively, you can:

  • Increase your and your loved ones' safety on the road
  • Boost your sense of driving confidence, no matter your destination
  • Reduce the likelihood of having a crash
  • Adapt to changes that affect your driving ability

Why take a defensive driving course online?

Defensive driving is a no-brainer for your safety and your peace of mind. Which begs the question: How do you go about getting better at it?

By taking a defensive driving course online, you may:

  • Learn from the comfort of your home and enjoy the benefits of defensive driving
  • Qualify for a multi-year discount on your auto insurance premiums*
  • Explore even more great reasons to take the AARP Smart Driver™ Course

How long is a defensive driving course online?

The AARP Smart Driver online course is 4, 6, or 8 hours total (depending on your state's regulations) and can be taken at your own pace, whenever it works best for you. You'll have 60 days (30 days in CT and NY) to complete the course once you register.

AARP Smart Driver Online Course

Refresh your driving skills and become a safer, more confident driver!

*Upon completion, you may be eligible to receive an auto insurance discount. Other restrictions may apply. Consult your agent for details.

DriveSafe Online®

DriveSafe Online Defensive Driving Courses & Traffic School

Easy. full-screen video. no hidden fees. money-back guarantee.

ONLY $24.95

Click ‘Start’ to save on your car insurance

1-hour course.

Most drivers use the 1-hour version to get their defensive driving discount.

6-HOUR COURSE

Choose the 6-hour course if required by your insurance company.

Returning User?

Need a different course click here to select your state and choose another course for insurance or court requirements..

how does online defensive driving course work

No Hidden Fees

Never had them. Never will. Our simple pricing means you get access to the full video course and completion certificate for one low price.

No Course Timers

Forget the digital speed bumps. You control your own pace through the course (unless timers are required in your area).

Mobile Friendly

You’re mobile and so is our course. Enjoy the most engaging online defensive driving course on your favorite tablet anytime, anywhere.

Money-Back Guarantee

No risk. You get your money back if you take our course for a defensive driving discount and your insurance provider does not accept our certificate.

DriveSafe Online defensive driving courses are mobile friendly. Take our courses on any device.

Your Road to Savings

Defensive driver education can reduce your insurance premium up to 10%. Are you ready to save money?

Leaving so soon?

Get $3 off if you start now* use coupon code: save3now.

(Enter coupon code on Step 2 of registration) *Excludes Texas course.

Sec. 1001.352. FEES FOR DRIVING SAFETY COURSE.

A driving safety provider shall charge each student:

(1) at least $25 for a driving safety course; and

(2) a fee of at least $3 for course materials and for supervising and administering the course.

The DriveSafe Online Florida BDI course is only available for tickets received in Orange and Osceola Counties.

By pressing the confirm button, I am acknowledging that my citation was issued in Orange or Osceola County, Florida.

New Jersey State Defensive Driving

Defensive Driving on your schedule, anywhere.

Log on and off anytime from any internet connected device!  Start on your PC, move to the couch with your tablet or log in with your mobile device!  We know you‘re busy, so we‘ve made it as easy as possible to complete defensive driving no matter where you are.

Click below to get started!

  • Course Details

Our defensive driving course is divided into multiple easy to read sections.  These sections contain interactive animations as well as videos that relate to driver safety and defensive driving techniques.

Our goal is to help you avoid tickets in the future, but more importantly, the information in our defensive driving course can help you learn to identify potential hazards on the road, get a better understanding of New Jersey traffic laws and possibly save your life!

We feel your New Jersey Defensive Driving experience should always be a positive one.  Our company will work with you at all times to help you get a New Jersey point reduction or help you get the New Jersey Insurance Reduction you seek.

Click to Enroll

Approved by the New Jersey Motor Vehicle Commission / 247NewJerseyDefensiveDriving - NJStateDD Blog

New Jersey Defensive Driving Online, Anytime!

Thank you for visiting New Jersey State Defensive Driving. The NJ defensive driving course offered on this website is State approved by the NJ State MVC and will completion help you earn a 2 point reduction on your New Jersey driving record (2 point reduction) as well as help you save up to 10% on your auto insurance.

This course was created to be as easy as possible to participate in and is available online at anytime, 24/7. Users can log on and off at anytime and complete the defensive driving course on any schedule from any internet enabled device.  Our company has helped thousands of New Jersey Motorists saves thousands on their insurance in the last 20 years by removing points from their driving record, we hope we can help you too.  

Point Reduction       Course Details      FAQ/Help      Contact          Account Login

New Jersey Point Reduction / New Jersey State Defensive Driving Course

Participate in our New Jersey Defensive Driving course and receive a 2 point reduction on your NJ MVC driving record. Once you're done with our New Jersey defensive driving course, our staff will notify the Motor Vehicle Commission and the point reduction will be applied!  Just $29.95.

New Jersey Point Reduction defensive driving course

NJ Insurance Reduction

Just $29.95. Save money on your NJ auto insurance! The State of New Jersey requires NJ insurance companies to offer insurance premium discounts of up to 10% for drivers who successfully complete an approved New Jersey Defensive Driving course such as this one.

NJ Insurance reduction driving discount

Course Benefits

  • Get a 2 point reduction on your NJ driving record
  • Mobile Phone / Iphone and tablet compatible
  • Save up to 10% on your auto insurance
  • Approved by the New Jersey Motor Vehicle Commission
  • Certificate can be emailed immediately upon completion
  • Secure, private and easy to use!
  • 100% pass guarantee!
  • Over 50,000 satisfied customers!

how does online defensive driving course work

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Policygenius does not allow the submission of personal information by users located within the EU or the UK. If you believe this action is in error, or have any questions, please contact us at [email protected]

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American Safety Institute

American Safety Institute’s 6-Hour Defensive Driving Course in New Jersey motivates you to make real progress. We provide direct instruction, quick quizzes, an interactive glossary, and helpful feedback to help you complete the course with flying colors.

Take note, however, that this course doesn’t meet the requirements for driver improvement courses and probationary driver courses.

Why Take the NJ Defensive Driving Online Course with Us?

Straightforward education.

The Defense Driving Course includes engaging graphics and easy-to-follow instructions.

Convenient Services

You can easily take the NJ Defensive Driving Course online. You can go at your own pace, too.

Affordable Courses

We guarantee low prices and no hidden costs for comprehensive driving-related education.

High Success Rates

We present real practical strategies and provide direct instruction for a fruitful learning session.

Frequently Asked Questions

What are the benefits of the defensive driving online course.

Our NJ-approved online defensive driving course teaches you practical strategies for becoming a safer, better informed driver. Taking the course also helps you eliminate some points off your driving record.

Is there anything students need to prepare before taking the course?

This 6-hour course is pretty straightforward. You only need a stable internet connection and your phone, tablet, or computer to take it. We also need to guarantee your full focus and uninterrupted time for the course.

What proof of completion does American Safety Institute provide?

We automatically and electronically send a report to NJ MVC upon your course completion. We also send you a printable proof of completion that you can present to your insurance company for a discount on premiums.

how does online defensive driving course work

American Safety Institute’s easy New Jersey Defensive Driving Course is for drivers who want to clear their driving record and to avoid additional insurance premiums. It’s the right course for:

• Drivers who received a traffic ticket • Drivers who want to eliminate points on their driving record • Drivers who want to reduce insurance premiums or get insurance discounts

The 6-Hour New Jersey Defensive Driving Course is only $19.95. Sign up today.

how does online defensive driving course work

Why American Safety Institute?

how does online defensive driving course work

State Approved

ASI has been a leading provider in Driver Education and Traffic Safety Courses since 1992. Our courses have been studied, proven effective, and approved by the DMV.

how does online defensive driving course work

Lowest Price Guaranteed

American Safety Institute is happy to offer you the best prices in the industry with no hidden fees. Just call or message us on our live chat, and we will match any competitor’s price.

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Speak to a real person today. Our agents are here to help make sure you complete your course successfully!

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how does online defensive driving course work

Before starting a defensive course, the defensive driving school is required to check a driver’s eligibility with the state. We are required to get a copy of your driver’s license, or government issued identification, and citation/ticket before you begin the course and you can either fax or scan and email these to us. As soon as we receive them, we will check to ensure you are eligible and then immediately contact you. A citation received while driving a vehicle requiring a CDL is not eligible.

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How to Get a Defensive Driving Discount

A defensive driving discount can save you a significant amount of money. Depending on the insurer, qualification rules may vary. Learn more about the benefits this discount offers and how you can get one.

Enter your ZIP code to get started

Free. Simple. Secure.

how does online defensive driving course work

Mark Fitzpatrick

Head of P&C Insurance, MoneyGeek

Mark Fitzpatrick has analyzed the property and casualty insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. Currently, he leads P&C insurance content production at MoneyGeek. Fitzpatrick has been quoted in several insurance-related publications, including [CNBC](https://www.cnbc.com/2020/04/15/cant-keep-up-with-insurance-premiums-heres-what-to-do.html), [NBC News](https://www.nbcnews.com/business/autos/flooded-cars-are-problem-their-owners-future-car-buyers-n1278493) and [Mashable](https://mashable.com/article/tesla-insurance-rates). Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.

Updated: August 3, 2024

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  • Defensive Driving Discount
  • Qualifying for Discounts
  • Insurers That Offer These Discounts
  • Is It Worth the Cost?
  • Benefits of Defensive Driving Class

Defensive Driving Discount FAQs

Expert insights, related content, table of contents.

  • What is Defensive Driving Discount

Qualifying for Defensive Driving Discount

Auto insurance companies with defensive driving discounts, is taking a defensive driving class worth the cost, other reasons why defensive driving class may be good for you, what is defensive driving discount.

Various factors affect the cost of auto insurance — driver’s age, history and car type are just a few of them. Depending on your profile and circumstances, you may find you qualify for saving opportunities, such as the defensive driving discount.

Many insurance companies offer drivers this discount as a reward for completing defensive driving courses. This type of road safety training can decrease the risk of getting into an accident. The qualifying requirements and rules vary. Shop around and compare offerings to find the best deals.

Discount Basics: Defensive Driving Course

A defensive driving course insurance discount can help you save money without reducing the coverage that you have. Discount rates and qualification rules vary per company.

facts (7).png

Completing a defensive driving course can lower your insurance rate with a 5%-20% discount .

A defensive driving course typically lasts six to eight hours . Short courses are three to four hours and longer training can be 10-12 hours long .

Eligibility for a defensive driving discount depends on various factors, including age, location and the type of course completed .

Why Trust MoneyGeek ? A defensive driving discount can lower your car insurance cost. To help you better understand the topic, we consulted several experts and asked for their insights. MoneyGeek follows a thorough research methodology to ensure our data is correct and our suggestions are relevant to the average driver. When producing this page, our subject matter expert followed a multistep writing process that involved fact-checking and editorial review.

Does Defensive Driving Discount Lower Your Car Insurance Rate?

Depending on your needs and circumstances, your auto insurance costs can vary. For instance, new drivers can get cheap insurance , but often pay higher costs because they’re presumed riskier compared to experienced drivers.

Fortunately, there are ways to lower car insurance rates. One of these is through discounts . If you have completed a defensive driving course or are thinking of participating in one, you may qualify for a defensive driving discount. With this discount, you can receive 5%-20% off your dues, depending on your location and insurance company.

A defensive driving course usually lasts six to eight hours. However, shorter courses finish within three to four hours. Meanwhile, longer sessions require 10 to 12 hours.

While defensive driving courses may vary depending on the service provider, there are certain aspects to expect. For instance, a class will include lessons about road risks, perceptions, driving conditions and safe driving techniques.

An illustration of a woman who is qualified for a defensive driving discount.

A defensive driving course insurance discount can help reduce your car insurance costs . However, not all drivers qualify for this discount. Depending on the insurance company, qualification requirements vary, but will likely include taking a defensive driving course. How much of a discount a driver can receive may also differ depending on driving history and age.

Drivers under 25 and those over 60-years-old are typically the groups eligible for the discount. That’s because individuals in these age groups are considered the most at-risk of getting into an auto accident.

States may also have laws related to defensive driving discount eligibility. In some cases, insurers are required to offer this discount to all drivers regardless of age.

Course type

Not all defensive driving courses are the same. Each insurer has rules and requirements for eligibility. For instance, some online classes may not be accredited. Some insurance providers may only accept specific courses.

Insurance provider

Depending on the insurance carrier, there may be additional eligibility requirements. For example, some companies may require drivers to not have recent at-fault accidents, claims or violations to become eligible. But taking a defensive driving discount demonstrates your commitment to driving safely and can help you get cheap car insurance with a bad record .

To qualify for a defensive driving discount, you must meet the age and course requirements. Depending on the insurer, there may be other qualification rules. For instance, you may need a clean driving record for a certain number of years and you shouldn’t have violations on your driving record.

Check with your insurer first to discuss necessary requirements, such as paying for a course that’s not accredited.

5 Steps to Earn the Discount

Creating a defensive driving account is one of the first things you need to have to be able to qualify for a defensive driving course insurance discount. The following steps can help you get started.

Look for a policy from an insurer offering a defensive driving discount

Not all companies offer this discount. Research companies that do. Then, compare their rates and policy offers. Generally, the best car insurance company is one that offers a balance of affordability and quality service. Once you choose an insurer, take note of their eligibility requirements for the discount.

Check state-approved courses

Some states may have a list of certified courses that you can take. You can check this with your state’s Department of Motor Vehicles (DMV) or a similar agency.

Take the course

Choose the defensive driving course accredited by the insurance company you have chosen and certified by the state. Depending on your circumstances, you can take a class online or in person.

Complete the course

In most cases, a defensive driving course includes understanding risks, traffic laws and defensive driving techniques. Make sure you complete the training and pass the course.

Submit the necessary documents to your car insurance company

Once you get a certification, you can proceed with the application for the discount. Send the necessary information and documents to your insurer. Wait for their decision whether you can get the discount or not.

An illustration of a woman discussing defensive driving discounts with her auto insurance representative.

One of the most important factors you need to consider when looking for defensive driving course insurance discounts is the insurance provider. While most major companies offer this type of discount, there are some that don’t. Additionally, the discount amount and eligibility requirements may vary for each insurer. The following insurers offer a defensive driving discount.

A defensive driving class can help ensure you remain a safe driver and therefore, reduce the risk of an accident. Aside from this, completing a course may also help you become eligible for a defensive driving discount. Depending on the company and the state, this could be between 5%-20%.

How Much You Can Save

The average cost of car insurance is $1,424 per year. Let’s say you take a defensive driving course for $50. You then qualify for a 10% defensive driving discount good for three years. This means you will save $142.40 per year or a total of $427.20 in three years.

That said, it is important for you to evaluate your circumstances and needs. Comparing companies may also help you find more affordable defensive driving courses.

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A defensive driving course certificate generally lasts for about three years, which is also the typical period for a defensive driving insurance course discount. This means you may have to complete a state-approved defensive driving class after the end of your discount term to keep it active. You can check with your insurer to learn more about the length of your discount.

An illustration of a man discussing with his wife if they should do a defensive driving course.

A defensive driving class may offer various benefits. With the right course, you can learn techniques to become a safer driver. You can also get expert advice from highly qualified instructors. This can help reduce your risk of getting in an accident and may improve your driving record in the long run.

Refresh your knowledge

Some drivers, even experienced ones, could use a refresher when it comes to driving laws. Taking a defensive driving course can help ensure that you are updated about traffic regulations and can provide you with some new information you don’t know.

Increase your safety awareness

Driving can be dangerous. That’s why it’s important to be well-equipped with the right skills and knowledge. A defensive driver course can help make you a safer driver.

Improve your record

Having a violation on your driving record can affect you for years. However, taking a defensive driving course can prove that you are trying to improve your overall driving awareness. It may help take a few negative points off your driving record.

Being a safe driver can help you save a life. By being responsible on the road, you lower the risk of causing an accident that can affect other people’s lives.

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Although MoneyGeek partners with some of the companies we recommend, our content is written and reviewed by an independent team of writers, editors and licensed agents. Learn more about our editorial policies and expert editorial team .

  • What are alternative options for drivers who do not qualify for defensive driving discounts?

how does online defensive driving course work

If you do not qualify for a defensive driving discount, there are other discounts automatically applied to safe drivers such as a three year safe driver discount and accident free discount. Most Insurance companies will apply these automatically to the insurance policy after running the Motor Vehicle Report (MVR), if it comes back clean.

Other driving programs that can lead to extra savings are the programs such as SnapShot, Intelli Drive, Dynamic Drive, etc. Insurance companies are starting to push for drivers to use these driving apps to help personalize their insurance premiums and save additional money on their car insurance. The initial step in the program saves you 10% off of the premium and at your renewal offer you could earn up to 30% off depending on how well you did. These programs are the most beneficial, and money saving programs that Insurance companies are offering very great discounts for completing.

MoneyGeek answers some of the frequently asked questions (FAQs) to help you better understand defensive driving courses and discounts.

Providers view young drivers and senior drivers as high-risk drivers and face higher premiums. Taking advantage of this discount can help drive down insurance rates. New drivers, regardless of age, are seen as inexperienced and therefore, high-risk. Defensive driving programs can also help get cheap car insurance for new drivers . Because of their lack of experience on the road.

No, anyone can take a defensive driving course. However, these programs are typically geared towards riskier drivers, like teens and seniors. Experienced drivers can also take a driving course as a step towards getting more insurance discounts . Insurance providers reward car insurance for good drivers with no claims or accidents on their record.

Yes, teen drivers can take a defensive driving course after passing a driver’s education course . It can supplement their safe driving knowledge and even help lower premiums.

There are various defensive driving class options: You can look for a course online or you could opt for an in-person one.

To ensure that you will be qualified for a discount, check your state accredited service providers and courses. Your insurer may also have a list of accepted courses.

Online defensive driving classes tend to be cheaper. They may also offer more flexible schedules and can be taken from anywhere.

However, in-person courses are more hands-on. It is easier to clarify questions and concerns. Additionally, there is a risk of online courses not being accredited. In-person classes may also only take one day.

The defensive driving discount some insurers offer can reduce coverage costs by 5%-20% depending on the state you live in. While the eligibility requirements often vary based on where you live and your insurer, there are common qualifications. For instance, this discount is typically offered to drivers who are below 25-years-old or over 60-years-old and drivers must complete a defensive driving course.

Many companies offer defensive driving discounts. You can check with your insurer to ensure that you qualify for one. Among the insurers with this type of discount are AAA, American Family, Amica, Farmers Insurance, GEICO, Nationwide, State Farm, Travelers and USAA.

A defensive driving course typically lasts six to eight hours. Short courses are three to four hours, while longer training can be 10 to12 hours long.

While a defensive driving discount can help save money on auto insurance, it may not be for every driver. MoneyGeek asked industry experts to share some insights that may help you in making well-informed decisions when choosing the best auto insurance and discounts.

  • What is the best way to evaluate whether getting a defensive driving discount is worth it?
  • Any tips on how to find the best defensive driving course?

Lauren Mckenzie

Being a defensive driver can not only save you money, it can save lives. The following resources can help you learn more about driver safety, the best insurance coverage, how to avoid road dangers and more.

  • A Guide to Teaching Children Traffic Road and Safety : Find out the road dangers and risks, especially for children. Learn how you can teach your children road safety.
  • Best Car Insurance Guide : Find the best auto insurance company based on different driver profiles. MoneyGeek ranks the top insurers for different states and found the best option for service, budget and new cars, among others.
  • How Does Car Insurance Work : Learn more about car insurance, how it works and how you can find the right policy coverage.
  • Senior Driving Guide : Driving needs change as you grow older. Learn how you can stay safe and maintain your independence as a driver even as a senior in this guide.
  • Winter Driving Dangers and How to Avoid Them : Be familiar with the common driving dangers and the most dangerous states during winter. Get tips on how you can stay safe on the road during winter.

About Mark Fitzpatrick

Mark Fitzpatrick headshot

Mark Fitzpatrick has analyzed the property and casualty insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. Currently, he leads P&C insurance content production at MoneyGeek. Fitzpatrick has been quoted in several insurance-related publications, including CNBC , NBC News and Mashable .

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.

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NEW JERSEY DEFENSIVE DRIVING COURSE

Knock 2 points off your record and claim your auto insurance discount.

how does online defensive driving course work

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A complete package for one amazingly low price:.

  • Licensed by the New Jersey MVC for 2 point reduction
  • Get your auto insurance discount as mandated by New Jersey law
  • Start and stop the course according your schedule
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  • Families with multiple drivers welcome!
  • 100% Satisfaction money back guarantee!

how does online defensive driving course work

Will the New Jersey MVC accept my New Jersey Online Defensive Driving certificate?

Yes, we are approved in New Jersey.

How does your New Jersey Online Defensive Driving Course work?

  • Register for the course . Start by selecting New Jersey from the list. Then enter your name, mailing address, etc.
  • Start Lesson 1 . At the end of each lesson you will take a short quiz. Take the quizzes as many times as you need to pass.
  • Pass the final exam . after you complete the last lesson. Answer only 80% correct and you pass! Take the final exam as many times as you need to pass.
  • Certificate delivery  We will notify the New Jersey MVC for your 2-point reduction. For your insurance discount, download your certificate as a PDF that you can email or mail to your insurance agent It's that easy!

Does your New Jersey Defensive Driving course replace the need to go to a classroom for 6 hours?

Yes, you do not need to attend a classroom. You can complete the course online, anywhere, anytime.

How many points will be removed from my driver record by taking this New Jersey MVC approved course?

The New Jersey MVC will reduce 2 points from your driver record. Note: The NJ MVC has informed us that they can take from 4-6 weeks or more to process student information once they receive it.

Do I get an insurance discount by taking your online New Jersey defensive driving course?

Yes, in New Jersey you are entitled by law to an auto insurance discount when you complete our course. Upon completion of the course, you can instantly download your insurance certificate as a PDF from our site. Contact your insurance company for how they will accept delivery (typically via email or regular mail).

How does the New Jersey Motor Vehicle Commission know I completed your course?

Once you complete the course we will notify the New Jersey MVC within 10 business days so you can get your 2-point credit.

How long will the New Jersey MVC take to process my information?

Although we cannot speak for the New Jersey Motor Vehicle Commission, they have told us that they can take from 4-6 weeks or more to process student information once they receive it.

How can I check my New Jersey driving record with the MVC?

One way to check your point status is to log in to your MVC account  here .

How long does the New Jersey Online Defensive Driving course take?

The New Jersey MVC requires all students spend at least five hours on our New Jersey online defensive driving course. A timer will count your time spent reviewing the lessons. Note that you cannot take the final exam until you have spent at five hours reviewing the course.

Do I have to take the course all at once? Can I use different computers?

Many students choose to spread the course out over a week or more. And yes, you can use any web-connected computer from virtually any location. Rest assured you can follow whatever method works for your schedule.

What payment options do I have?

We accept VISA, MasterCard, American Express, Discover Card, or a bank debit card. You may also pay with PayPal. Note that you do NOT need a PayPal account to pay with a credit card.

How many chances do I get to pass the final?

You may attempt to pass the quizzes and final exam as many times as you wish.

What score do I need to pass the quizzes and final exam?

For quizzes you must answer all questions 100% correctly. For the final you need to answer only 80% of the questions correctly. Take them as many times as you need to pass.

Why do the quizzes have questions that do not relate to driving safety?

The New Jersey MVC requires that we ask "security questions" in quizzes and the final exam. The questions cannot be guessed; you will know the answers only if you read the text.  You will find the security phrases sprinkled randomly in the lessons. They are obvious and not driving related. Example: "The boy's toy fire engine was yellow." Or "Mary wanted a puppy for her birthday."

What is ID Verification?

New Jersey requires students to prove their identities. This is known as ID Verification. It is an easy-to-follow process with clear instructions.   THIS IS NOT A CREDIT CHECK:  Note that ID verification is not a credit check and your credit score will not be affected. 

How often may I attend a New Jersey Online Defensive Driving course?

The New Jersey MVC will recognize a defensive driving course only once every five years for point reduction (N.J.S.A. 39:5-30.9)

What if I decide to cancel your New Jersey Online Defensive Driving course?

We take your happiness seriously. Please review our website and ask any questions you might have prior to purchase. If you are unhappy, for any reason, please call us and we will do everything we can to make you a life-long customer. If you're still not satisfied, for any reason, within 30 days you get a full refund, period, no questions asked. We don't want your money if you're not totally happy.

Is my information secure and private?

Yes. We follow industry best practices for both security and privacy. We do not disclose your personal information to anyone, except as required by law. 

Example Exam Question

After it first rains the roads become slick because…

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How To Finish An Online Defensive Driving Course FAST!

How To Finish An Online Defensive Driving Course FAST

If you need to sign up for an online defensive driving course, you probably want to get it done as fast as possible. Most people don’t take an online defensive driving course by choice and are only doing it to protect their driving record or dismiss a traffic ticket. Well, consider yourself lucky. Back in the ol’ days, traffic school was only available in a classroom setting. There goes a perfectly good Saturday! These days, we’ve got it easy. Taking a traffic school or defensive driving course isn’t going to be an exciting experience, but it’s a lot better now than it ever has been.

If you follow the simple steps I’ve given you below, you’ll be able to breeze through your online defensive driving course and get it done FAST.

Why Online Defensive Driving Course is Faster

Before we begin, let’s take a quick look at why online defensive driving courses are faster. 

While the benefits of a defensive driving course will save you money and help you become a smarter, safer driver, the advantages offered by online courses make the learning experience fast and easy. 

  Convenient. Anytime, anywhere, any device learning means you decide when to fit the courses into your busy schedule. 

You Control the Pace. Online courses feature intelligent bookmarking so you can start and stop the course as often as you like.  

Immediate Access to Your Completion Certificate. Whether you take a driver improvement program to earn a car insurance discount or to dismiss a traffic ticket, your completion certificate is emailed directly to you and/or your insurance agent the moment you pass the course. The sooner you get your certificate, the sooner you can start saving and cleaning up your driving record.  

Step #1: Sign Up For The Right Online Defensive Driving Course

The fastest online defensive driving course and the one you should sign up for is this defensive driving course . I’ll get into more detail about why I recommend that course over the rest a bit later, but for starters, you need to understand that just because a defensive driving course is “state certified” or “court approved” does not mean it’s just like any other defensive driving course. They are all a little bit different and some are faster than others. You can also choose between video based and text based courses. The video based courses generally take longer, but some people prefer them. If all you care about is getting your defensive driving course done as QUICKLY and CHEAP as possible, just sign up for the text based course here .

If for whatever reason you don’t like that online defensive driving course, you can read all of my defensive driving course reviews and online traffic school reviews here .

Step #2: Pass All Of The Quizzes And Tests QUICKLY By Using A Few Tricks!

If you signed up for the online defensive driving course that I recommended , the first thing you’ll want to do is visit this page on my site . On that page, you’ll be greeted with many of the questions and answers you’ll find throughout the course quizzes and exams. All you need to do is search for the answers. If you get some questions and answers that are not already on that page, PLEASE use the comment area below to post them in order to help others who will be taking the course after you.

Another trick is to take a screen shot of each page. That way, as you go through the quizzes and exams, you can quickly reference your screen shots and find the answers you need.

Step #3: Beat The Hidden Fees

One of the biggest issues when taking an online defensive driving course are the hidden costs associated with it. One common complaint about these online courses is how they will charge you ridiculous fees for “expedited processing” of your certificate. It can take up to 2 weeks to receive your completion certificate, so make sure you get it done at least 2 weeks before you must hand in your certificate. In some states, such as California, the online defensive driving course will deliver the completion certificate electronically to the court automatically. In other states, such as Texas, you will be mailed a completion certificate which you must hand in yourself.

Why I Recommend One Course Over All The Others

It is no secret that this is my highest rated online traffic school . I’ve performed lots of online traffic school reviews that you can check out here . The reason I like iDriveSafely so much, though, is for the following…

  • They’ve been around forever – These guys have been providing online defensive driving courses since before you could even take it online. With well over 20 years of experience, you know you’re not taking a “course” that was created in some guys house. Believe me, that exists.
  • Fastest online defensive driving course allowed by law – iDriveSafely is certified in most states that allow online defensive driving courses, but each state is a bit unique. For example, in California, there are no “course timers” required and so iDriveSafely doesn’t use timers in those states. In other states, such as Texas, the state requirements mandate that each page be timed and you must stay on each page until the timer reaches zero. In the event you live in one of those states, the timer will always be set at the minimum requirement.
  • 24/7/365 customer support – Online defensive driving courses are required to have “identity verification systems” in place to make sure YOU are really the one completing the course. Unfortunately, those verification systems are susceptible to malfunctioning. iDriveSafely has 24/7/365 customer support via phone, chat, and email. If you have any issues, it will get resolved quickly. Many other courses only offer support through email and customer service hours remain a mystery.
  • Excellent reputation – As one of the very first certified online defensive driving courses, iDriveSafely has maintained an excellent reputation online. You’ll notice lots of 4 and 5 star reviews on Yelp, on other review sites, and they have an A+ rating through the Better Business Bureau.
  • Test answers are available online – And of course, you can get the answers to their test questions right here . If that’s not reason enough, I don’t know what is!

In any case, as long as the online defensive driving course you sign up for is state certified, you will be able to get it done and complete court requirements. Hopefully, though, you’ll take me up on the simple steps I provided above. Taking an online defensive driving course sucks, so here’s to you finishing it as quickly and painlessly as possible!

Have a few tips of your own? We’d love to hear form you! Feel free to comment below!

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There are many things we can do to have a safe driving experience, whether driving a personal vehicle or driving a University of Idaho vehicle for work. EHS provides training, checklists to document required  monthly and annual inspections of vehicles and recommendations for pre-trip inspections .

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Be trained : before driving university owned, rented or leased vehicles, employees, students and volunteers (drivers) are required to complete the defensive driving course .  This course reviews policies found in the APM 05.08 and forms that must be completed prior to using a university vehicle.

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how does online defensive driving course work

Continuing Education: Defensive Driving Course

Review road rules and how to practice safe driving in our defensive driving course. The course will be held on December 6 from 8:30 a.m. to 5:30 p.m. The course cost is $95.

To register, visit www.registerblast.com/atctesting .

Note: If you've had points added to your driver's license due to driving violations, you can remove up to four points with this course. It may take up to two weeks from the class date for points to be removed from the license. The course can only be taken once every three years.

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Ukraine’s surprise attack.

We explore why Ukraine is trying a new tactic two years into a stalemate with Russia.

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By German Lopez

Ukraine’s efforts to retake territory from Russia have stalled. But the Ukrainian military has tried to get back at Moscow in other ways. In the past, it has launched drone attacks in Russia and backed hit-and-run incursions in which Russian exiles struck targets inside their former homeland.

Last week, Ukraine tried something new. Its own forces marched miles across the Russian border in a surprise operation. They now control some Russian land in the region of Kursk , including dozens of towns and villages. “It’s an attempt to give Russia somewhat of a shock,” my colleague Eric Schmitt, who covers national security, told me. “It could give Ukraine a win, or at least make them feel good for a few days. Does it change the larger calculus on the battlefield? That remains to be seen.”

Ukraine's incursion

Soldiers have pushed several miles into Russia's Kursk region,

how does online defensive driving course work

Ukraine’s leaders are seeking to galvanize support at home and abroad for its war effort. An assault on Russian soil might not get Ukraine closer to seizing all of the land it has lost, but it shows that Ukraine can still surprise — and embarrass — its enemy.

Today’s newsletter explains why Ukraine is trying a new tactic two years into a stalemate with Russia.

Potential upside

What does Ukraine stand to gain from its latest attack? Analysts and officials have pointed to a few possibilities:

Ukraine wants to divert Russian troops from strategic locations. If the Kremlin moves soldiers from battlefields in northeastern, eastern or southern Ukraine to defend itself at home, Ukraine might have an easier time retaking its own land. Russia currently controls about 20 percent of Ukraine, and Ukrainian leaders say they want to retake all of it.

Morale at home has declined. Ukraine’s last big counteroffensive success came in the fall of 2022, when its military retook the northeastern region of Kharkiv. Meanwhile, soldiers continue to die, and civilians endure regular bombardments. Russia has taken bits of land in Ukraine’s east and northeast. The economy remains weak. A major strike could help rebuild domestic confidence in the war effort.

Ukraine wants to shore up support abroad. Kyiv has relied on aid from Western nations to defend itself. But voters in those countries are no longer as enthusiastic about supplying Ukraine with weapons. Some leaders, including Donald Trump, have suggested they want to cut off the aid. A battlefield victory against Russia, even if it’s not strategically important, could get skittish supporters back on board.

Ukraine wants to convince Washington that it can strike within Russia. American officials have barred Ukraine from using U.S.-made weapons to strike too deep into Russian territory. They worry that such an attack could lead Russia to act more recklessly. But if the current incursion doesn’t lead to an escalation, American officials may allow future Ukrainian salvos farther across the border.

Will any of this work? Some analysts are skeptical. Russia’s military drastically outnumbers Ukraine’s. Moscow still has reserves of conscripts that it has not deployed in the war, so it might not need to divert troops from strategic locations to reinforce its borders. And the intended audience for this new move — in Ukraine and abroad — may not see much value if it doesn’t help Ukraine win back its territory.

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IMAGES

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COMMENTS

  1. How it Works

    Each course contains educational and entertaining videos, which are streamed directly to your computer, along with illustrations and text, giving you a comprehensive, professional and simple refresher on the laws of the road and your state. We understand traffic violations happen from time to time. DefensiveDriving.com's courses make it easy for you to complete your requirement without going ...

  2. What to Expect When Taking an Online Defensive Driving Course

    Online defensive driving courses typically cover important driving-related topics including: Recognizing traffic hazards. Learning how to spot those under the influence. Learning precautions to take and maneuvers to make in case of emergencies. Understanding the components of a crash. Learning about safety equipment and how to properly use it.

  3. Defensive Driving to Help You Stay Safer on the Road

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    Now Available: DDC Online 11th Edition You can trust NSC to best train your drivers to avoid collisions, crashes, injuries or worse. Having pioneered the nation's first Defensive Driving Course (DDC) and having trained over 80 million drivers, NSC continues to be the most trusted name in defensive driving training in the country.

  5. Point and Insurance Reduction Program

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    Defensive driving school provides defensive driving classes come in different formats, so check with your state's requirements before choosing the one right for you: Online driver safety course - Take part in defensive driving classes online on any device with an Internet connection at your convenience. Classroom course - Attend a ...

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    Defensive Driving Class. At I Drive Safely we believe traffic school should be easy, fast, and stress-free - that's why we provide a drivers safety course online that fits your needs and your schedule. Our defensive driver course online is the fastest, most convenient way to dismiss tickets, improve your driving record and lower insurance rates ...

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    DriveSafe Online defensive driving courses and traffic school can save you up to 10% on car insurance, reduce points on your license, or get your ticket dismissed.

  11. New Jersey Defensive Driving Online, Anytime!

    New Jersey Defensive Driving Online, Anytime! Thank you for visiting New Jersey State Defensive Driving. The NJ defensive driving course offered on this website is State approved by the NJ State MVC and will completion help you earn a 2 point reduction on your New Jersey driving record (2 point reduction) as well as help you save up to 10% on your auto insurance.

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  13. NSC Defensive Driving Courses

    NSC is the leader in defensive driving training. Our flagship classroom programs and award-winning online courses, have trained more than 75 million drivers.

  14. How to get a defensive driving course discount

    But you can generally earn a discount on your car insurance rates by taking an eight hour defensive driving class, either in-person or online. Key takeaways. Drivers can typically save between 5% and 20% on their car insurance rates with a defensive driving course discount. Some states require insurance companies to offer a discount for taking ...

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  20. How To Finish An Online Defensive Driving Course FAST!

    Why Online Defensive Driving Course is Faster Before we begin, let's take a quick look at why online defensive driving courses are faster. While the benefits of a defensive driving course will save you money and help you become a smarter, safer driver, the advantages offered by online courses make the learning experience fast and easy ...

  21. Moscow Idaho DMV Online Defensive Driving Traffic School

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  22. Driver Safety

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  26. Continuing Education: Defensive Driving Course

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