martin luther 35th thesis

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Martin Luther and the 95 Theses

By: History.com Editors

Updated: June 6, 2019 | Original: October 29, 2009

Born in Eisleben, Germany, in 1483, Martin Luther went on to become one of Western history’s most significant figures. Luther spent his early years in relative anonymity as a monk and scholar. But in 1517 Luther penned a document attacking the Catholic Church’s corrupt practice of selling “indulgences” to absolve sin. His “95 Theses,” which propounded two central beliefs—that the Bible is the central religious authority and that humans may reach salvation only by their faith and not by their deeds—was to spark the Protestant Reformation. Although these ideas had been advanced before, Martin Luther codified them at a moment in history ripe for religious reformation. The Catholic Church was ever after divided, and the Protestantism that soon emerged was shaped by Luther’s ideas. His writings changed the course of religious and cultural history in the West.

Martin Luther (1483–1546) was born in Eisleben, Saxony (now Germany), part of the Holy Roman Empire, to parents Hans and Margaretta. Luther’s father was a prosperous businessman, and when Luther was young, his father moved the family of 10 to Mansfeld. At age five, Luther began his education at a local school where he learned reading, writing and Latin. At 13, Luther began to attend a school run by the Brethren of the Common Life in Magdeburg. The Brethren’s teachings focused on personal piety, and while there Luther developed an early interest in monastic life.

Did you know? Legend says Martin Luther was inspired to launch the Protestant Reformation while seated comfortably on the chamber pot. That cannot be confirmed, but in 2004 archeologists discovered Luther's lavatory, which was remarkably modern for its day, featuring a heated-floor system and a primitive drain.

Martin Luther Enters the Monastery

But Hans Luther had other plans for young Martin—he wanted him to become a lawyer—so he withdrew him from the school in Magdeburg and sent him to new school in Eisenach. Then, in 1501, Luther enrolled at the University of Erfurt, the premiere university in Germany at the time. There, he studied the typical curriculum of the day: arithmetic, astronomy, geometry and philosophy and he attained a Master’s degree from the school in 1505. In July of that year, Luther got caught in a violent thunderstorm, in which a bolt of lightning nearly struck him down. He considered the incident a sign from God and vowed to become a monk if he survived the storm. The storm subsided, Luther emerged unscathed and, true to his promise, Luther turned his back on his study of the law days later on July 17, 1505. Instead, he entered an Augustinian monastery.

Luther began to live the spartan and rigorous life of a monk but did not abandon his studies. Between 1507 and 1510, Luther studied at the University of Erfurt and at a university in Wittenberg. In 1510–1511, he took a break from his education to serve as a representative in Rome for the German Augustinian monasteries. In 1512, Luther received his doctorate and became a professor of biblical studies. Over the next five years Luther’s continuing theological studies would lead him to insights that would have implications for Christian thought for centuries to come.

Martin Luther Questions the Catholic Church

In early 16th-century Europe, some theologians and scholars were beginning to question the teachings of the Roman Catholic Church. It was also around this time that translations of original texts—namely, the Bible and the writings of the early church philosopher Augustine—became more widely available.

Augustine (340–430) had emphasized the primacy of the Bible rather than Church officials as the ultimate religious authority. He also believed that humans could not reach salvation by their own acts, but that only God could bestow salvation by his divine grace. In the Middle Ages the Catholic Church taught that salvation was possible through “good works,” or works of righteousness, that pleased God. Luther came to share Augustine’s two central beliefs, which would later form the basis of Protestantism.

Meanwhile, the Catholic Church’s practice of granting “indulgences” to provide absolution to sinners became increasingly corrupt. Indulgence-selling had been banned in Germany, but the practice continued unabated. In 1517, a friar named Johann Tetzel began to sell indulgences in Germany to raise funds to renovate St. Peter’s Basilica in Rome.

The 95 Theses

Committed to the idea that salvation could be reached through faith and by divine grace only, Luther vigorously objected to the corrupt practice of selling indulgences. Acting on this belief, he wrote the “Disputation on the Power and Efficacy of Indulgences,” also known as “The 95 Theses,” a list of questions and propositions for debate. Popular legend has it that on October 31, 1517 Luther defiantly nailed a copy of his 95 Theses to the door of the Wittenberg Castle church. The reality was probably not so dramatic; Luther more likely hung the document on the door of the church matter-of-factly to announce the ensuing academic discussion around it that he was organizing.

The 95 Theses, which would later become the foundation of the Protestant Reformation, were written in a remarkably humble and academic tone, questioning rather than accusing. The overall thrust of the document was nonetheless quite provocative. The first two of the theses contained Luther’s central idea, that God intended believers to seek repentance and that faith alone, and not deeds, would lead to salvation. The other 93 theses, a number of them directly criticizing the practice of indulgences, supported these first two.

In addition to his criticisms of indulgences, Luther also reflected popular sentiment about the “St. Peter’s scandal” in the 95 Theses:

Why does not the pope, whose wealth today is greater than the wealth of the richest Crassus, build the basilica of St. Peter with his own money rather than with the money of poor believers?

The 95 Theses were quickly distributed throughout Germany and then made their way to Rome. In 1518, Luther was summoned to Augsburg, a city in southern Germany, to defend his opinions before an imperial diet (assembly). A debate lasting three days between Luther and Cardinal Thomas Cajetan produced no agreement. Cajetan defended the church’s use of indulgences, but Luther refused to recant and returned to Wittenberg.

Luther the Heretic

On November 9, 1518 the pope condemned Luther’s writings as conflicting with the teachings of the Church. One year later a series of commissions were convened to examine Luther’s teachings. The first papal commission found them to be heretical, but the second merely stated that Luther’s writings were “scandalous and offensive to pious ears.” Finally, in July 1520 Pope Leo X issued a papal bull (public decree) that concluded that Luther’s propositions were heretical and gave Luther 120 days to recant in Rome. Luther refused to recant, and on January 3, 1521 Pope Leo excommunicated Martin Luther from the Catholic Church.

On April 17, 1521 Luther appeared before the Diet of Worms in Germany. Refusing again to recant, Luther concluded his testimony with the defiant statement: “Here I stand. God help me. I can do no other.” On May 25, the Holy Roman emperor Charles V signed an edict against Luther, ordering his writings to be burned. Luther hid in the town of Eisenach for the next year, where he began work on one of his major life projects, the translation of the New Testament into German, which took him 10 months to complete.

Martin Luther's Later Years

Luther returned to Wittenberg in 1521, where the reform movement initiated by his writings had grown beyond his influence. It was no longer a purely theological cause; it had become political. Other leaders stepped up to lead the reform, and concurrently, the rebellion known as the Peasants’ War was making its way across Germany.

Luther had previously written against the Church’s adherence to clerical celibacy, and in 1525 he married Katherine of Bora, a former nun. They had five children. At the end of his life, Luther turned strident in his views, and pronounced the pope the Antichrist, advocated for the expulsion of Jews from the empire and condoned polygamy based on the practice of the patriarchs in the Old Testament.

Luther died on February 18, 1546.

Significance of Martin Luther’s Work

Martin Luther is one of the most influential figures in Western history. His writings were responsible for fractionalizing the Catholic Church and sparking the Protestant Reformation. His central teachings, that the Bible is the central source of religious authority and that salvation is reached through faith and not deeds, shaped the core of Protestantism. Although Luther was critical of the Catholic Church, he distanced himself from the radical successors who took up his mantle. Luther is remembered as a controversial figure, not only because his writings led to significant religious reform and division, but also because in later life he took on radical positions on other questions, including his pronouncements against Jews, which some have said may have portended German anti-Semitism; others dismiss them as just one man’s vitriol that did not gain a following. Some of Luther’s most significant contributions to theological history, however, such as his insistence that as the sole source of religious authority the Bible be translated and made available to everyone, were truly revolutionary in his day.

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Luther’s Ninety-five Theses: What You May Not Know and Why They Matter Today

More By Justin Holcomb

For more accessible overviews of key moments in church history, purchase Justin Holcomb’s new book, Know the Creeds and Councils (Zondervan, 2014) [ interview ]. Additionally, Holcomb has made available to TGC readers an exclusive bonus chapter, which can be accessed here . This article is a shortened version of the chapter.

If people know only one thing about the Protestant Reformation, it is the famous event on October 31, 1517, when the Ninety-five Theses of Martin Luther (1483–1586) were nailed on the door of the Castle Church of Wittenberg in protest against the Roman Catholic Church. Within a few years of this event, the church had splintered into not just the “church’s camp” or “Luther’s camp” but also the camps of churches led by theologians of all different stripes.

Luther is known mostly for his teachings about Scripture and justification. Regarding Scripture, he argued the Bible alone ( sola scriptura ) is our ultimate authority for faith and practice. Regarding justification, he taught we are saved solely through faith in Jesus Christ because of God’s grace and Christ’s merit. We are neither saved by our merits nor declared righteous by our good works. Additionally, we need to fully trust in God to save us from our sins, rather than relying partly on our own self-improvement.

Forgiveness with a Price Tag

These teachings were radical departures from the Catholic orthodoxy of Luther’s day. But you might be surprised to learn that the Ninety-five Theses, even though this document that sparked the Reformation, was not about these issues. Instead, Luther objected to the fact that the Roman Catholic Church was offering to sell certificates of forgiveness, and that by doing so it was substituting a false hope (that forgiveness can be earned or purchased) for the true hope of the gospel (that we receive forgiveness solely via the riches of God’s grace).

The Roman Catholic Church claimed it had been placed in charge of a “treasury of merits” of all of the good deeds that saints had done (not to mention the deeds of Christ, who made the treasury infinitely deep). For those trapped by their own sinfulness, the church could write a certificate transferring to the sinner some of the merits of the saints. The catch? These “indulgences” had a price tag.

This much needs to be understood to make sense of Luther’s Ninety-five Theses: the selling of indulgences for full remission of sins intersected perfectly with the long, intense struggle Luther himself had experienced over the issues of salvation and assurance. At this point of collision between one man’s gospel hope and the church’s denial of that hope the Ninety-five Theses can be properly understood.

Theses Themselves

Luther’s Ninety-five Theses focuses on three main issues: selling forgiveness (via indulgences) to build a cathedral, the pope’s claimed power to distribute forgiveness, and the damage indulgences caused to grieving sinners. That his concern was pastoral (rather than trying to push a private agenda) is apparent from the document. He didn’t believe (at this point) that indulgences were altogether a bad idea; he just believed they were misleading Christians regarding their spiritual state:

41. Papal indulgences must be preached with caution, lest people erroneously think that they are preferable to other good works of love.

As well as their duty to others:

43. Christians are to be taught that he who gives to the poor or lends to the needy does a better deed than he who buys indulgences.

44. Because love grows by works of love, man thereby becomes better. Man does not, however, become better by means of indulgences but is merely freed from penalties. [Notice that Luther is not yet wholly against the theology of indulgences.]

And even financial well-being:

46. Christians are to be taught that, unless they have more than they need, they must reserve enough for their family needs and by no means squander it on indulgences.

Luther’s attitude toward the pope is also surprisingly ambivalent. In later years he called the pope “the Antichrist” and burned his writings, but here his tone is merely cautionary, hoping the pope will come to his senses. For instance, in this passage he appears to be defending the pope against detractors, albeit in a backhanded way:

51. Christians are to be taught that the pope would and should wish to give of his own money, even though he had to sell the basilica of St. Peter, to many of those from whom certain hawkers of indulgences cajole money.

Obviously, since Leo X had begun the indulgences campaign in order to build the basilica, he did not “wish to give of his own money” to victims. However, Luther phrased his criticism to suggest that the pope might be ignorant of the abuses and at any rate should be given the benefit of the doubt. It provided Leo a graceful exit from the indulgences campaign if he wished to take it.

So what made this document so controversial? Luther’s Ninety-five Theses hit a nerve in the depths of the authority structure of the medieval church. Luther was calling the pope and those in power to repent—on no authority but the convictions he’d gained from Scripture—and urged the leaders of the indulgences movement to direct their gaze to Christ, the only one able to pay the penalty due for sin.

Of all the portions of the document, Luther’s closing is perhaps the most memorable for its exhortation to look to Christ rather than to the church’s power:

92. Away, then, with those prophets who say to Christ’s people, “Peace, peace,” where in there is no peace.

93. Hail, hail to all those prophets who say to Christ’s people, “The cross, the cross,” where there is no cross.

94. Christians should be exhorted to be zealous to follow Christ, their Head, through penalties, deaths, and hells.

95. And let them thus be more confident of entering heaven through many tribulations rather than through a false assurance of peace.

In the years following his initial posting of the theses, Luther became emboldened in his resolve and strengthened his arguments with Scripture. At the same time, the church became more and more uncomfortable with the radical Luther and, in the following decades, the spark that he made grew into a flame of reformation that spread across Europe. Luther was ordered by the church to recant in 1520 and was eventually exiled in 1521.

Ongoing Relevance

Although the Ninety-five Theses doesn’t explicitly lay out a Protestant theology or agenda, it contains the seeds of the most important beliefs of the movement, especially the priority of grasping and applying the gospel. Luther developed his critique of the Roman Catholic Church out of his struggle with doubt and guilt as well as his pastoral concern for his parishioners. He longed for the hope and security that only the good news can bring, and he was frustrated with the structures that were using Christ to take advantage of people and prevent them from saving union with God. Further, Luther’s focus on the teaching of Scripture is significant, since it provided the foundation on which the great doctrines of the Reformation found their origin.

Indeed, Luther developed a robust notion of justification by faith and rejected the notion of purgatory as unbiblical; he argued that indulgences and even hierarchical penance cannot lead to salvation; and, perhaps most notably, he rebelled against the authority of the pope. All of these critiques were driven by Luther’s commitment, above all else, to Christ and the Scriptures that testify about him. The outspoken courage Luther demonstrated in writing and publishing the Ninety-five Theses also spread to other influential leaders of the young Protestant Reformation.

Today, the Ninety-five Theses may stand as the most well-known document from the Reformation era. Luther’s courage and his willingness to confront what he deemed to be clear error is just as important today as it was then. One of the greatest ways in which Luther’s theses affect us today—in addition to the wonderful inheritance of the five Reformation solas (Scripture alone, grace alone, faith alone, Christ alone, glory to God alone)—is that it calls us to thoroughly examine the inherited practices of the church against the standard set forth in the Scriptures. Luther saw an abuse, was not afraid to address it, and was exiled as a result of his faithfulness to the Bible in the midst of harsh opposition.

Is there enough evidence for us to believe the Gospels?

Justin Holcomb is an Episcopal priest and a theology professor at Reformed Theological Seminary and Gordon-Conwell Theological Seminary. He is author with his wife, Lindsey, of God Made All of Me , Is It My Fault? , and Rid of My Disgrace: Hope and Healing for Victims of Sexual Assault . Justin also has written or edited numerous other books on historical theology and biblical studies. You can find him on Facebook , Twitter , and at JustinHolcomb.com .

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Martin Luther :: Ninety-Five Theses on the Power of Indulgences

Disputation on the Power and Efficacy of Indulgences

In 1517, Martin Luther, an Augustinian monk posted upon the door of the Castle Church in Wittenberg (in the manner common to those issuing bulletin of an upcoming event or debate) the Ninety-Five Theses on the Power of Indulgences , what has commonly become known as The Ninety-Five Theses . The contents of his posting challenged the current teaching of the Church on penance and indulgences, questioning as well the authority of the pope. Reaction to Luther's Theses was immediate and strong, leading to his excommunication from the Roman Church and the eventual birth of the Protestant Reformation. Luther's historically important defense of the gospel is noted and celebrated annually on 31 October, Reformation Day. The following is the translated text of the Ninety-Five Theses .

Out of love and concern for the truth, and with the object of eliciting it, the following heads will be the subject of a public discussion at Wittenberg under the presidency of the reverend father, Martin Luther, Augustinian, Master of Arts and Sacred Theology, and duly appointed Lecturer on these subjects in that place. He requests that whoever cannot be present personally to debate the matter orally will do so in absence in writing.

• When our Lord and Master, Jesus Christ, said "Repent", He called for the entire life of believers to be one of repentance.
• The word cannot be properly understood as referring to the sacrament of penance, i.e. confession and satisfaction, as administered by the clergy.
• Yet its meaning is not restricted to repentance in one's heart; for such repentance is null unless it produces outward signs in various mortifications of the flesh.
• As long as hatred of self abides (i.e. true inward repentance) the penalty of sin abides, viz., until we enter the kingdom of heaven.
• The pope has neither the will nor the power to remit any penalties beyond those imposed either at his own discretion or by canon law.
• The pope himself cannot remit guilt, but only declare and confirm that it has been remitted by God; or, at most, he can remit it in cases reserved to his discretion. Except for these cases, the guilt remains untouched.
• God never remits guilt to anyone without, at the same time, making him humbly submissive to the priest, His representative.
• The penitential canons apply only to men who are still alive, and, according to the canons themselves, none applies to the dead.
• Accordingly, the Holy Spirit, acting in the person of the pope, manifests grace to us, by the fact that the papal regulations always cease to apply at death, or in any hard case.
• It is a wrongful act, due to ignorance, when priests retain the canonical penalties on the dead in purgatory.
• When canonical penalties were changed and made to apply to purgatory, surely it would seem that tares were sown while the bishops were asleep.
• In former days, the canonical penalties were imposed, not after, but before absolution was pronounced; and were intended to be tests of true contrition.
• Death puts an end to all the claims of the Church; even the dying are already dead to the canon laws, and are no longer bound by them.
• Defective piety or love in a dying person is necessarily accompanied by great fear, which is greatest where the piety or love is least.
• This fear or horror is sufficient in itself, whatever else might be said, to constitute the pain of purgatory, since it approaches very closely to the horror of despair.
• There seems to be the same difference between hell, purgatory, and heaven as between despair, uncertainty, and assurance.
• Of a truth, the pains of souls in purgatory ought to be abated, and charity ought to be proportionately increased.
• Moreover, it does not seem proved, on any grounds of reason or Scripture, that these souls are outside the state of merit, or unable to grow in grace.
• Nor does it seem proved to be always the case that they are certain and assured of salvation, even if we are very certain ourselves.
• Therefore the pope, in speaking of the plenary remission of all penalties, does not mean "all" in the strict sense, but only those imposed by himself.
• Hence those who preach indulgences are in error when they say that a man is absolved and saved from every penalty by the pope's indulgences.
• Indeed, he cannot remit to souls in purgatory any penalty which canon law declares should be suffered in the present life.
• If plenary remission could be granted to anyone at all, it would be only in the cases of the most perfect, i.e. to very few.
• It must therefore be the case that the major part of the people are deceived by that indiscriminate and high-sounding promise of relief from penalty.
• The same power as the pope exercises in general over purgatory is exercised in particular by every single bishop in his bishopric and priest in his parish.
• The pope does excellently when he grants remission to the souls in purgatory on account of intercessions made on their behalf, and not by the power of the keys (which he cannot exercise for them).
• There is no divine authority for preaching that the soul flies out of the purgatory immediately the money clinks in the bottom of the chest.
• It is certainly possible that when the money clinks in the bottom of the chest avarice and greed increase; but when the church offers intercession, all depends in the will of God.
• Who knows whether all souls in purgatory wish to be redeemed in view of what is said of St. Severinus and St. Pascal? (Note: Paschal I, pope 817-24. The legend is that he and Severinus were willing to endure the pains of purgatory for the benefit of the faithful).
• No one is sure of the reality of his own contrition, much less of receiving plenary forgiveness.
• Rare as is the man that is truly penitent, so rare is also the man who truly buys indulgences, i.e., such men are most rare.
• All those who believe themselves certain of their own salvation by means of letters of indulgence, will be eternally damned, together with their teachers.
• We should be most carefully on our guard against those who say that the papal indulgences are an inestimable divine gift, and that a man is reconciled to God by them.
• For the grace conveyed by these indulgences relates simply to the penalties of the sacramental "satisfactions" decreed merely by man.
• It is not in accordance with Christian doctrines to preach and teach that those who buy off souls, or purchase confessional licenses, have no need to repent of their own sins.
• Any Christian whatsoever, who is truly repentant, enjoys plenary remission from penalty and guilt, and this is given him without letters of indulgence.
• Any true Christian whatsoever, living or dead, participates in all the benefits of Christ and the Church; and this participation is granted to him by God without letters of indulgence.
• Yet the pope's remission and dispensation are in no way to be despised, for, as already said, they proclaim the divine remission.
• It is very difficult, even for the most learned theologians, to extol to the people the great bounty contained in the indulgences, while, at the same time, praising contrition as a virtue.
• A truly contrite sinner seeks out, and loves to pay, the penalties of his sins; whereas the very multitude of indulgences dulls men's consciences, and tends to make them hate the penalties.
• Papal indulgences should only be preached with caution, lest people gain a wrong understanding, and think that they are preferable to other good works: those of love.
• Christians should be taught that the pope does not at all intend that the purchase of indulgences should be understood as at all comparable with the works of mercy.
• Christians should be taught that one who gives to the poor, or lends to the needy, does a better action than if he purchases indulgences.
• Because, by works of love, love grows and a man becomes a better man; whereas, by indulgences, he does not become a better man, but only escapes certain penalties.
• Christians should be taught that he who sees a needy person, but passes him by although he gives money for indulgences, gains no benefit from the pope's pardon, but only incurs the wrath of God.
• Christians should be taught that, unless they have more than they need, they are bound to retain what is only necessary for the upkeep of their home, and should in no way squander it on indulgences.
• Christians should be taught that they purchase indulgences voluntarily, and are not under obligation to do so.
• Christians should be taught that, in granting indulgences, the pope has more need, and more desire, for devout prayer on his own behalf than for ready money.
• Christians should be taught that the pope's indulgences are useful only if one does not rely on them, but most harmful if one loses the fear of God through them.
• Christians should be taught that, if the pope knew the exactions of the indulgence-preachers, he would rather the church of St. Peter were reduced to ashes than be built with the skin, flesh, and bones of the sheep.
• Christians should be taught that the pope would be willing, as he ought if necessity should arise, to sell the church of St. Peter, and give, too, his own money to many of those from whom the pardon-merchants conjure money.
• It is vain to rely on salvation by letters of indulgence, even if the commissary, or indeed the pope himself, were to pledge his own soul for their validity.
• Those are enemies of Christ and the pope who forbid the word of God to be preached at all in some churches, in order that indulgences may be preached in others.
• The word of God suffers injury if, in the same sermon, an equal or longer time is devoted to indulgences than to that word.
• The pope cannot help taking the view that if indulgences (very small matters) are celebrated by one bell, one pageant, or one ceremony, the gospel (a very great matter) should be preached to the accompaniment of a hundred bells, a hundred processions, a hundred ceremonies.
• The treasures of the church, out of which the pope dispenses indulgences, are not sufficiently spoken of or known among the people of Christ.
• That these treasures are not temporal are clear from the fact that many of the merchants do not grant them freely, but only collect them.
• Nor are they the merits of Christ and the saints, because, even apart from the pope, these merits are always working grace in the inner man, and working the cross, death, and hell in the outer man.
• St. Laurence said that the poor were the treasures of the church, but he used the term in accordance with the custom of his own time.
• We do not speak rashly in saying that the treasures of the church are the keys of the church, and are bestowed by the merits of Christ.
• For it is clear that the power of the pope suffices, by itself, for the remission of penalties and reserved cases.
• The true treasure of the church is the Holy gospel of the glory and the grace of God.
• It is right to regard this treasure as most odious, for it makes the first to be the last.
• On the other hand, the treasure of indulgences is most acceptable, for it makes the last to be the first.
• Therefore the treasures of the gospel are nets which, in former times, they used to fish for men of wealth.
• The treasures of the indulgences are the nets to-day which they use to fish for men of wealth.
• The indulgences, which the merchants extol as the greatest of favours, are seen to be, in fact, a favourite means for money-getting.
• Nevertheless, they are not to be compared with the grace of God and the compassion shown in the Cross.
• Bishops and curates, in duty bound, must receive the commissaries of the papal indulgences with all reverence.
• But they are under a much greater obligation to watch closely and attend carefully lest these men preach their own fancies instead of what the pope commissioned.
• Let him be anathema and accursed who denies the apostolic character of the indulgences.
• On the other hand, let him be blessed who is on his guard against the wantonness and license of the pardon-merchant's words.
• In the same way, the pope rightly excommunicates those who make any plans to the detriment of the trade in indulgences.
• It is much more in keeping with his views to excommunicate those who use the pretext of indulgences to plot anything to the detriment of holy love and truth.
• It is foolish to think that papal indulgences have so much power that they can absolve a man even if he has done the impossible and violated the mother of God.
• We assert the contrary, and say that the pope's pardons are not able to remove the least venial of sins as far as their guilt is concerned.
• When it is said that not even St. Peter, if he were now pope, could grant a greater grace, it is blasphemy against St. Peter and the pope.
• We assert the contrary, and say that he, and any pope whatever, possesses greater graces, viz., the gospel, spiritual powers, gifts of healing, etc., as is declared in I Corinthians 12 [:28] .
• It is blasphemy to say that the insignia of the cross with the papal arms are of equal value to the cross on which Christ died.
• The bishops, curates, and theologians, who permit assertions of that kind to be made to the people without let or hindrance, will have to answer for it.
• This unbridled preaching of indulgences makes it difficult for learned men to guard the respect due to the pope against false accusations, or at least from the keen criticisms of the laity.
• They ask, e.g.: Why does not the pope liberate everyone from purgatory for the sake of love (a most holy thing) and because of the supreme necessity of their souls? This would be morally the best of all reasons. Meanwhile he redeems innumerable souls for money, a most perishable thing, with which to build St. Peter's church, a very minor purpose.
• Again: Why should funeral and anniversary masses for the dead continue to be said? And why does not the pope repay, or permit to be repaid, the benefactions instituted for these purposes, since it is wrong to pray for those souls who are now redeemed?
• Again: Surely this is a new sort of compassion, on the part of God and the pope, when an impious man, an enemy of God, is allowed to pay money to redeem a devout soul, a friend of God; while yet that devout and beloved soul is not allowed to be redeemed without payment, for love's sake, and just because of its need of redemption.
• Again: Why are the penitential canon laws, which in fact, if not in practice, have long been obsolete and dead in themselves-why are they, to-day, still used in imposing fines in money, through the granting of indulgences, as if all the penitential canons were fully operative?
• Again: since the pope's income to-day is larger than that of the wealthiest of wealthy men, why does he not build this one church of St. Peter with his own money, rather than with the money of indigent believers?
• Again: What does the pope remit or dispense to people who, by their perfect repentance, have a right to plenary remission or dispensation?
• Again: Surely a greater good could be done to the church if the pope were to bestow these remissions and dispensations, not once, as now, but a hundred times a day, for the benefit of any believer whatever.
• What the pope seeks by indulgences is not money, but rather the salvation of souls; why then does he suspend the letters and indulgences formerly conceded, and still as efficacious as ever?
• These questions are serious matters of conscience to the laity. To suppress them by force alone, and not to refute them by giving reasons, is to expose the church and the pope to the ridicule of their enemies, and to make Christian people unhappy.
• If therefore, indulgences were preached in accordance with the spirit and mind of the pope, all these difficulties would be easily overcome, and indeed, cease to exist.
• Away, then, with those prophets who say to Christ's people, "Peace, peace," where in there is no peace.
• Hail, hail to all those prophets who say to Christ's people, "The cross, the cross," where there is no cross.
• Christians should be exhorted to be zealous to follow Christ, their Head, through penalties, deaths, and hells.
• And let them thus be more confident of entering heaven through many tribulations rather than through a false assurance of peace.

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