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How to Write a Personal Statement

A personal statement can be a key part of your college application, and you can really make yours shine by following a few tips.

When you're applying to college—either to an undergraduate or graduate program—you may be asked to submit a personal statement. It's an essay that gives you the chance to share more about who you are and why you'd like to attend the university you're applying to.  

The information you provide in your personal statement can help build on your other application materials, like your transcripts and letters of recommendation, and build a more cohesive picture to help the admissions committee understand your goals.

In this article, we'll go over more about personal statements, including why they're important, what to include in one, and tips for strengthening yours.

What is a personal statement?

A personal statement—sometimes known as a college essay —is a brief written essay you submit with other materials when applying to college or university. Personal statements tend to be most common for undergraduate applications, and they're a great opportunity for an admissions committee to hear your voice directly.

Many colleges and universities in the US, especially those using Common App , provide prompts for you to use. For example, "Reflect on a time when you questioned or challenged a belief or idea" or "Describe a topic, idea, or concept you find so engaging that it makes you lose all track of time" [ 1 ]. If the school you're interested in attending doesn't require prompts, you will likely want to craft a response that touches on your story, your values, and your goals if possible.

In grad school, personal statements are sometimes known as letters of intent , and go into more detail about your academic and professional background, while expressing interest in attending the particular program you're applying to.

Why is a personal statement important?

Personal statements are important for a number of reasons. Whereas other materials you submit in an application can address your academic abilities (like your transcripts) or how you perform as a student (like your letters of recommendation), a personal statement is a chance to do exactly that: get more personal.

Personal statements typically:

Permit you to share things that don't fit on your resume, such as personal stories, motivations, and values

Offer schools a chance to see why you're interested in a particular field of study and what you hope to accomplish after you graduate 

Provide an opportunity for you to talk about past employment, volunteer experiences, or skills you have that complement your studies 

Allow colleges to evaluate your writing skills 

Bring life to a college application package otherwise filled with facts and figures 

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How to write a personal statement.

As we mentioned earlier, you may have to respond to a prompt when drafting your personal statement—or a college or university may invite you to respond however you'd like. In either case, use the steps below to begin building your response.

Create a solid hook .

To capture the attention of an admissions committee member, start your personal statement with a hook that relates to the topic of your essay. A hook tends to be a colorful sentence or two at the very beginning that compels the reader to continue reading.

To create a captivating hook, try one of these methods:

Pose a rhetorical question. 

Provide an interesting statistic. 

Insert a quote from a well-known person.

Challenge the reader with a common misconception. 

Use an anecdote, which is a short story that can be true or imaginary. 

Credibility is crucial when writing a personal statement as part of your college application process. If you choose a statistic, quote, or misconception for your hook, make sure it comes from a reliable source.

Follow a narrative.

The best personal statements typically read like a story: they have a common theme, as well as a beginning, middle, and end. This type of format also helps keep your thoughts organized and improves the flow of your essay.

Common themes to consider for your personal statement include:

Special role models from your past

Life-altering events you've experienced

Unusual challenges you've faced

Accomplishments you're especially proud of

Service to others and why you enjoy it

What you've learned from traveling to a particular place

Unique ways you stand out from other candidates

Be specific.

Admissions committees read thousands of personal statements every year, which is why being specific on yours is important. Back up your statements with examples or anecdotes.

For instance, avoid vague assertions like, "I'm interested in your school counseling program because I care about children." Instead, point out experiences you've had with children that emphasize how much you care. For instance, you might mention your summer job as a day camp counselor or your volunteer experience mentoring younger children.

Don't forget to include detail and vibrancy to keep your statement interesting. The use of detail shows how your unique voice and experiences can add value to the college or university you're applying to.

Stay on topic.

It's natural to want to impress the members of the admissions committee who will read your personal statement. The best way to do this is to lead your readers through a cohesive, informative, and descriptive essay.

If you feel you might be going astray, ensure each paragraph in your essay's body supports your introduction. Here are a few more strategies that can help keep you on track:

Know what you want to say and do research if needed. 

Create an outline listing the key points you want to share.

Read your outline aloud to confirm it makes logical sense before proceeding. 

Read your essay aloud while you're writing to confirm you're staying on topic.

Ask a trusted friend or family member to read your essay and make suggestions.

Be true to your own voice.

Because of the importance of your personal statement, you could be tempted to be very formal with structure and language. However, using a more relaxed tone is better than you would for a classroom writing assignment. 

Remember: admissions committees really want to hear from you . Writing in your own voice will help accomplish this. To ensure your tone isn't too relaxed, write your statement as if you were speaking to an older relative or trusted teacher. This way, you'll come across as respectful, confident, and honest.

Tips for drafting an effective personal statement.

Now that you've learned a little about personal statements and how to craft them, here are a few more tips you can follow to strengthen your essay:

1. Customize your statement.

You don't have to completely rewrite your personal statement every time you apply to a new college, but you want to make sure you tailor it as much as possible. For instance, if you talk about wanting to take a certain class or study a certain subject, make sure you adjust any specifics for each application.

2. Avoid cliches.

Admissions committees are ultimately looking for students who will fit the school, and who the school can help guide toward their larger goals. In that case, cliches can get in the way of a reviewer understanding what it is you want from a college education. Watch out for cliches like "making a difference," "broadening my horizons," or "the best thing that ever happened to me."

3. Stay focused.

Try to avoid getting off-track or including tangents in your personal statement. Stay focused by writing a first draft and then re-reading what you've written. Does every paragraph flow from one point to the next? Are the ideas you're presenting cohesive?

4. Stick to topics that aren't controversial.

It's best not to discuss political beliefs or inappropriate topics in your essay. These can be controversial; ideally, you want to share something goals- or values-driven with an admissions committee.

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Article sources

1. Common App. " 2022-2023 Common App Essay Prompts , https://www.commonapp.org/blog/2022-2023-common-app-essay-prompts." Accessed January 9, 2024.

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What do i write in a personal statement.

When it comes to the question of what to write in a personal statement for college or graduate school admissions, personal statement editing can help you craft a compelling essay. A personal statement is a critical component of your college or university application. You should write about your personal experiences, skills, and aspirations. Don't simply list achievements; provide real examples that show who you are and why you're an ideal fit. Personal statement editing services can be of great help in refining your statement, making sure it stands out to admissions committees. Take your time to write a personal statement that truly reflects your unique qualities and ambitions, and seek professional assistance when needed.

How do I start my personal statement?

When beginning your personal statement for college or graduate school admissions, personal statement editing can provide invaluable guidance. To start, focus on a compelling opening that grabs the admissions committee's attention. Share a personal anecdote, relevant skill, or life experience that connects to your educational and career goals. Show, don't just tell, who you are through vivid examples. Personal statement editing services can help refine and structure your introduction, ensuring that it makes a memorable impression on admissions officers. Don't rush the process; take the time to craft an engaging and authentic personal statement.

Why does my personal statement need editing? 

Personal statement editing is essential because it can significantly enhance the quality and impact of your personal statement. A well-crafted personal statement can make a difference in college or graduate school admissions. Editing refines your essay, helping you avoid common pitfalls and ensuring your writing is clear, concise, and error-free. It helps you communicate your skills, experiences, and aspirations effectively, making your personal statement more appealing to admissions committees. Experienced editors can provide constructive feedback and suggestions, ultimately helping you create a personal statement that stands out and resonates with admissions officers.

What are the advantages of hiring an editor to revise my personal statement?

Opting for personal statement editing services offers several advantages in crafting a compelling personal statement. Editors bring a trained eye to your essay, ensuring it's clear, well-structured, and free of errors. They can help you avoid common pitfalls, making your personal statement more effective at capturing admissions committees' attention. With their expertise, editors also provide valuable feedback on your content and writing style, helping you convey your skills, experiences, and aspirations more persuasively.

This assistance can be especially crucial when you're short on time or feel unsure about how to write a personal statement that resonates with admissions officers. Overall, hiring an editor empowers you to submit a polished and memorable personal statement that bolsters your college or graduate school application.

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• Prianka DeSouza "Admissions Essay Improved" I was very confused with the differences between the different parts of my college application, especially how much personal information to include. But my editor was so helpful and explained to me where I could include more about myself and even gave me some examples for writing these sections. I’ll probably use this service again for graduate school.
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Planning a Personal Statement Strategy: How and When to Write the Right One

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Preparing your personal statement can often feel like the most daunting part of the application process, and for good reason: It’s arguably the best opportunity you have to present yourself to adcoms in an eloquent, honest, and unique light—and there’s really no “right” way to go about crafting it.

If we could give you a definitive “How-To” guide to writing your statement that would ease your stress and solve all your problems, we would. But the personal statement is so – well, personal – that there’s really no “one size fits all” advice. Since a how-to guide isn’t possible, we’ll try to give you the next best thing: answers to your questions about the logistics of your personal essay. Read on for tips on setting yourself up for success, scheduling your writing, asking for advice, and more.

When to Start

Some students will start thinking about their personal statements at the end of their junior year of high school, others will spend their summers writing and rewriting them in order to finish it before school starts in the fall, and still others will wait to write it at the end of the summer and in the first month of school. In the interest of staying organized, relaxed, and feeling prepared, it’s never too early to think about your personal statement.

That said, if you have plans to travel, do service, or work abroad over the summer and don’t think you’ll find the time to put in serious thought until early August, don’t fret. Though it’s vital that you leave yourself ample time to write and revise your personal statement, starting in August still gives you several months to complete the process. In fact, you may have an experience over the summer that ends up inspiring your personal statement!

How to Start

The hardest part of any writing assignment is sitting down and typing the first words; your personal essay will likely be no different. That’s okay! You can start small, by brainstorming topics of discussion. It can be helpful to make a list of your favorite childhood memories, people in your life who have impacted you, or stories about yourself that are integral to your identity. All of these can become fantastic vehicles for sharing deeper truths about yourself in your personal essay. If you need help brainstorming a topic, check this post out for more tips.

What’s the Process Like?

There really aren’t any secrets or fancy tricks here—at some point, you’re just going to have to sit down and start typing. Simply getting words on the page is productive and energizing, and you’ll only know whether a story is worth telling if you begin writing it. Don’t be afraid to start several essays at once. You may find that one story or vehicle is better than the other, but you may also perhaps find that two essays could be stronger if you merged them into one.

There’s plenty you can do to set yourself up for success, and you can start by reading all about these tactics here and here . Meanwhile, your process should always be one that is focused on improvement and revision. Don’t underestimate your ability to edit yourself !

Where to Look for Help

You have several options at your disposal, depending on when you want to start writing. If you want to write your essay from start to finish over the summer, there are several programs offered at universities that can help you do just that. You should research each on your own to determine what fits your needs best, as they vary slightly in tuition fees and scheduling, but such programs are offered at Harvard , Cornell , Brown , Columbia , and Princeton .

If seeking out professional help isn’t in your budget, don’t fear! There are plenty of other people to turn to for help. To start, see if your English teacher at school would be willing to sit down with you, read your essay, and give you feedback. It should go without saying that it would be ideal if this teacher knew you well—after all, your personal statement should be a truthful and realistic representation of who you are, and it helps if your editor has a close enough relationship with you to be of help

If your English teacher is unable to help or you don’t feel comfortable asking, you could also reach out to an older sibling, cousin, or friend who has recently gone through the college admissions process. These students will likely have valuable advice and feedback for you based on their own experiences. Meanwhile, your guidance counselor is a great person to ask for help throughout this process, as is anyone working in your school’s college or career center if you have one.

Last but not least, once you’ve written your essay and revised it a few times, it can’t hurt to show it to an adult you’re close to and trust—be it a parent, guardian, or confidant who knows you well. Not only can they help you catch spelling and grammar errors, but they’re also in a good position to comment on how accurately the essay presents you as the person who knows you best.

How Do I Know When It’s Done?

Though it can feel like the process of writing your personal essay can last forever, it shouldn’t. Remember, writing your essay isn’t impossible; it simply needs to be done with care. You will reach a point when you know you’re done—when your essay sounds like you, says what you want it to, and makes you proud. At that point, submit it with confidence.

Want help with your college essays to improve your admissions chances? Sign up for your free CollegeVine account and get access to our essay guides and courses. You can also get your essay peer-reviewed and improve your own writing skills by reviewing other students’ essays.

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Should I Pay Someone to Write Personal Statement?

If you’re going to pay someone to write personal statement content on your behalf, then you’ve really got to choose the right person for the job. If you’ve never sought out a personal statement service before, it can be rather difficult to understand how to find the best professional to help you in your hour of need. Here’s everything you ought to know about selecting an expert to assist you with your college application.

Why Do I Need an Expert to Help Me Write My Personal Statement?

There are so many reasons why you might want to buy personal statement support. Here are the common reasons why prospective students buy personal statement help. You may well find a couple of points about your own need for professional personal statement writers.

10 Points to Consider Before Putting Pen to Paper

Even before you start your first draft, there’s a lot you must think about. Going ahead and ordering professional personal statement writing services is a great idea, but there are all sorts of points you should bear in mind when making your decision to buy personal statement online.

• Make sure you have a plan of action.
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• Structure your work properly.
• There’s no need to be especially verbose. You can simply get straight to the point.
• You should aim to show the reader what you’re talking about rather than telling.
• Dust off your thesaurus. You ought to be limiting your repetition of certain words.
• Make sure you use strong verbs when describing past events.
• Quantify your achievements when writing.
• Ensure that you write in the same regional variety of English as the country in which your chosen college is located.
• Stick to one perspective when writing. You don’t want to switch between first, second and third-person commentary without warning.

The Essential Components of your Winning Statement

Ahead of making your decision to buy personal statement online, you ought to take the opportunity to learn a little more about the whole writing process. Learn from our experts before you purchase personal statement help from them. Here are 20 points to consider alongside your decision to hire a writer for personal statement advice.

• Start by considering the points that are typically mentioned when it comes to your subject in particular.
• Be specific about the courses you’re applying for. The relevance of your writing is key.
• Your statement is personal, so it should be all about you. This is especially true if you’re writing a motivation letter for the exchange program.
• Arrange your text to suit the kind of university to which you’re applying.
• Always pay attention to the length of your text.
• Do mention what you’ve achieved outside of academia.
• Make any extracurricular content you include relevant to the course in question.
• Show that you understand where your life is going, especially when it comes to your potential future career.
• Prioritize the mention of any transferable skills you may possess.
• Always place the most emphasis on any skills that apply to a wide range of real-life and academic issues.
• Demonstrate how you think, not just what you think.
• If you have a long-term plan that sounds worthwhile, don’t be afraid to mention it.
• Always try to infuse positivity throughout your statement for the best results.
• Organize your work carefully. Paragraphs are your friend.
• Aim for a balanced approach. You don’t want to lean too heavily on one particular achievement.
• Show that you’ve thought through all your options. Evidence of that is crucial.
• Engage with your audience. Your readers want to know that you’ve taken an interest in what matters to them.
• Make the most of your chance to employ lateral thinking. Don’t take the obvious route.
• You should always aim to write honestly. Any half-truths or outright lies will be caught.
• Talk about what you actually want from your course. It’s not just about impressing your professors.

Avoid Schoolkid Errors with Ease

As you’ll learn when you purchase personal statement support, there are just as many don’ts as there are dos when it comes to writing for an academic audience. Our best personal statement writer online has come up with a list of the 20 biggest points of failure.

Top Tips from Academic Writing Experts

When it comes to your personal statement cost associated with failing to carry out the task properly are far too high to even bear thinking about. If you hope to create the best possible personal statement buy only the finest personal statement service you can afford. Here are just some of the top tips you can expect to enjoy when you find a personal statement writer online.

• Your statement is a chance to stand out from the crowd. You’ll want to express yourself, but don’t try to be excessively unusual.
• Pay special attention to your opening paragraph. This is your chance to hook your audience and you shouldn’t mess it up.
• Follow a structured approach whenever you mention an achievement. Speak about an action, explain the benefit, and then relate it to your course.
• Make sure that your conclusion is memorable. It’s your last chance to persuade your reader before you get thrown in the trash can.
• Always seek out the best possible help, but make sure you don’t copy anyone else’s work. You can find out more about how to write from our experts.
• Use a mind map to plan your approach before you start. Prior planning always results in better performance.
• Stay formal when writing. Although you need to be personal, you don’t want to sound too familiar.
• There’s no need to resort to underhanded attempts at flattery. You need to be able to persuade with a genuine argument.
• Always remain relevant to the course and be specific wherever possible. No one likes a generic statement that goes nowhere.
• Don’t rely on your sense of humor. There’s no guarantee that your wit and charm will carry over on paper.
• There’s no need to try using literary hooks like rhetorical questions. It really doesn’t have the same effect in an academic situation.
• Be unique and stand out from the crowd of students who mistakenly use cliches and stock phrases. You don’t have to rely on such overused techniques.
• Write a number of different versions. You don’t have to settle on just one approach.
• Always pass your work through an anti-plagiarism software program. You don’t want to be accused of copying someone else.
• Seek out expert assistance if you think you might need it. There’s no shame at all in getting the help you deserve.

Settle for Quality, Not Quantity

When you’re seeking help with your personal statement cost is certainly a factor that plays a role in your choice of personal statement service. However, it’s not a case of asking anyone to help me write my personal statement and then selecting the lowest price. You need to think about far more than just how much does it cost to have someone write a personal statement.

If you’re going to pay someone to write college application essay content or w hy Northwestern essay , you shouldn’t settle for whatever service you find first. Instead, pick out an expert who will help you impress the admission officer no matter how your GPA stacks up against the selection criteria.

• Check out a trustworthy personal statement writing service review before you pick a team to work with.
• Ask the professionals what they can specifically do to help you. Don’t rely on generic promises that mean little.
• Check the credentials of anyone who offers you help. The last thing you want is to get support from someone who knows nothing at all of use.

How to Select a Consummate Professional

Although it’s certainly worth thinking about how much does it cost to have someone write a personal statement, your first consideration should be to find the right person for the job. When it comes to something as important as your college personal statement buy only from the finest professionals. Here are some benefits you’ll enjoy when you pay someone to write college application essay from our team of professionals.

• You should pick a professional with a proven track record. Our editors have decades of experience.
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Simple Steps for Ordering Success

If you want to guarantee that your motivation letter for exchange program entry and all other documents match the selection criteria and you end up on the right side of the acceptance rate, you’ll want to place an order with our experts. They’ll help you get the most out of your application even if you’ve scored a low GPA and it looks certain that you’ll never compete with such an acceptance rate. Here’s how you can order as soon as you’ve checked out a personal statement writing service review or two.

• Outline your needs and place an order on our specially designed Order page.
• Pay for our services by means of a secure online platform that protects you from prying eyes.
• Receive your first draft and check to see how our writers are performing. Suggest any changes if necessary.
• You’ll be sent the final version, which will have been checked thoroughly by an anti-plagiarism software package.

Only Pay for Perfection

When you pay someone to write personal statement content on your behalf, you absolutely must choose only the best editors available to you. With the help of all the top-quality advice outlined here alongside the professional support of our expert writers, you’ll give yourself the greatest possible chance to get into your chosen college.

Choose the best when you pay someone to write personal statement content. Make the right choice and make it count.

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Your chance of acceptance, your chancing factors, extracurriculars, personal statement for financial aid: what are some good examples.

Hey everyone, I'm currently working on my financial aid application and I'm stuck at writing a personal statement. Can anyone share some examples of personal statements that have worked for them? I could really use some guidance. Thanks!

Hi! Writing a personal statement for a financial aid application can be challenging, but it's a great opportunity to share your story and explain your financial circumstances. Here are some general tips and examples to help you get started:

1. Start by providing an introduction that outlines your personal background and family situation. You can mention any specific hardships your family has faced, such as job loss, medical expenses, or other challenges that have impacted your ability to afford college.

Example: "I come from a hardworking family of five. My parents have always done their best to provide for us, but over the years, financial hardships have made it difficult to meet all our needs. Two years ago, my father lost his job, which forced my mother to work longer hours at her minimum-wage job."

2. Describe your educational journey and how a lack of financial resources has affected it. This is your opportunity to show your commitment to education and explain how financial aid will be instrumental in helping you achieve your goals.

Example: "Despite the financial challenges my family has faced, I have remained dedicated to my education. I am a first-generation college student and have worked hard throughout high school, maintaining a 3.8 GPA and participating in extracurricular activities. However, I've often had to sacrifice important opportunities, such as attending college prep programs or participating in school trips, due to financial constraints. Receiving financial aid will allow me to fully commit to my college education without these limitations."

3. Emphasize your achievements and the obstacles you've overcome. This can include academic achievements, extracurricular involvement, or any personal triumphs that demonstrate your determination and resilience.

Example: "To help support my family, I've taken on a part-time job while maintaining my academic and extracurricular commitments. I have also volunteered at a local food bank and found new ways to give back to my community despite limited resources. These experiences have taught me the true value of perseverance and hard work."

4. Conclude by expressing your gratitude for the opportunity to apply for financial aid and reiterate how it will impact your future. Explain how receiving financial assistance will not only benefit you but also contribute to your long-term goals and aspirations.

Example: "Receiving financial aid will not only allow me to attend college but will also lessen the burden on my family and provide me the chance to focus on my studies and future career. My goal is to major in computer science and use my education to create innovative solutions that address pressing issues in my community and the wider world. I am grateful for any support that will help me achieve this dream."

Remember to make your personal statement unique to your story and circumstances. Use your own voice, stay authentic, and don't be afraid to showcase your accomplishments and challenges. Best of luck with your financial aid application!

About CollegeVine’s Expert FAQ

CollegeVine’s Q&A seeks to offer informed perspectives on commonly asked admissions questions. Every answer is refined and validated by our team of admissions experts to ensure it resonates with trusted knowledge in the field.

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Personal Statement Writing Services for Prospective College and University Students

Creating a compelling personal statement is a crucial step for students applying to colleges and universities. A personal statement offers a platform to convey one’s experiences, aspirations, and unique qualities to admissions committees. However, writing an impactful personal statement can be a daunting task, especially given the importance of making a strong impression. Thus, students often seek for services which can help writing personal statement.

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FAQ         

What should i indicate while leaving my order.

The three-step form is a convenient way to convey the general logic and all the specs of your assignment. Such requirements as a field, type of service, deadline, and academic level are critical to entrusting your work to a suitable specialist. Leaving a “help me write my personal statement” query takes a few minutes while saving much energy required for handling a paper independently.

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• How to start a personal statement: The attention grabber

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• How To Write Your Undergraduate Personal Statement
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How to end your personal statement

• Introducing the personal statement tool
• Personal statement dos and don'ts
• What to include in a personal statement
• Using AI and ChatGPT to help you with your personal statement
• Using your personal statement beyond a university application
• Carers, estranged students, refugees, asylum seekers, and those with limited leave to remain
• Personal statement guides
• References for mature students

The best statements tend to be genuine and specific from the very start. You'll be on the right track if you show your enthusiasm for the subject or course, your understanding of it, and what you want to achieve.

Admissions tutors – the people who read and score your personal statement – say don’t get stressed about trying to think of a ‘killer opening’. Discover the advice below and take your time to think about how best to introduce yourself.

Liz Bryan: HE Coordinator and Careers Advisor, Queen Elizabeth Sixth Form College

Preparing to write your personal statement.

Start by making some notes . The personal statement allows admissions tutors to form a picture of who you are. So, for the opener, think about writing down things, such as:

• why you’re a good candidate
• your motivations
• what brings you to this course

If you’re applying for multiple courses , think about how your skills, academic interests, and the way you think are relevant to all the courses you've chosen.

Top tips on how to write your statement opener

We spoke to admissions tutors at unis and colleges – read on for their tips.

1. Don't begin with the overkill opening

Try not to overthink the opening sentence. You need to engage the reader with your relevant thoughts and ideas, but not go overboard .

Tutors said: ‘The opening is your chance to introduce yourself, to explain your motivation for studying the course and to demonstrate your understanding of it. The best personal statements get to the point quickly. Go straight in. What excites you about the course and why do you want to learn about it more?’

Be succinct and draw the reader in, but not with a gimmick. This isn't the X Factor. Admissions tutor

2. Write about why you want to study that course

Think about why you want to study the course and how you can demonstrate this in your written statement :

’Your interest in the course is the biggest thing. Start with a short sentence that captures the reason why you’re interested in studying the area you’re applying for and that communicates your enthusiasm for it. Don't waffle or say you want to study something just because it's interesting. Explain what you find interesting about it.’

It's much better to engage us with something interesting, relevant, specific and current in your opening line… Start with what's inspiring you now, not what inspired you when you were six. Admissions tutor

3. Avoid cliches

Try to avoid cliches and the most obvious opening sentences so you stand out from the very first line . UCAS publishes a list of common opening lines each year. Here are just some overused phrases to avoid using in your personal statement:

• From a young age…      
• For as long as I can remember…
• I am applying for this course because…
• I have always been interested in…
• Throughout my life I have always enjoyed…

And try not to use quotes . Quotations are top of the list of admissions tutors' pet hates.

4. Maybe don't begin at the start?

’Concentrate on the main content of your statement and write the introduction last. I think the opening line is the hardest one to write, so I often say leave it until the end and just try and get something down on paper.’

It may be easier to get on with writing the main content of your statement and coming back to the introduction afterwards –that way you will also know what you’re introducing.

I often advise applicants to start with paragraph two, where you get into why you want to study the course. That's what we're really interested in. Admissions tutor

The personal statement tool image

Don’t be tempted to copy or share your statement.

UCAS scans all personal statements through a similarity detection system to compare them with previous statements.

Any similarity greater than 30% will be flagged and we'll inform the universities and colleges to which you have applied. 

Find out more

Joseph bolton: year 2 history& politics student, university of liverpool.

• Do talk about you and your enthusiasm for the subject from the very start.
• Do be specific. Explain what you want to study and why in the first two sentences.
• Do come back to the opening sentences if you can’t think what to write straightaway.
• Don’t waste time trying to think of a catchy opening.
• Don't waffle – simply explain what you find interesting about the subject and show that you know what you are applying for.
• Don't rely on someone else's words. It's your statement after all – they want to know what you think.

One final thought

Think about making a link between your opening sentence and closing paragraph – a technique sometimes called the 'necklace approach’.

You can reinforce what you said at the start or add an extra dimension. For example, if you started with an interesting line about what’s currently motivating you to study your chosen degree course, you could link back to it at the end, perhaps with something about why you’d love to study this further at uni.

Need more advice?

• Struggling with the conclusion to your personal statement? Read our guide on how to finish your statement the right way .
• Read more dos and don’ts when writing your personal statement . 
• Discover what to include in your personal statement .
• Start your opening sentences with our personal statement builder now.

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Bankruptcy court trustee in Alex Jones liquidation case previews 'wind-down' of media company

A federal bankruptcy court trustee appointed to oversee the liquidation of conspiracy theorist Alex Jones' estate is asking a judge to temporarily block families and other creditors from seizing assets related to his media company, as he readies "an orderly wind-down process" and sale.

The trustee, Christopher Murray, "seeks this Court's intervention to prevent a value-destructive money grab and allow an orderly process to take its course," according to his emergency filing Sunday in the U.S. Bankruptcy Court for the Southern District of Texas.

The move came after families who won a 2022 defamation lawsuit in Texas against Jones asked a state district court judge to compel his Free Speech Systems, which operates the Infowars platform, to turn over "all money," including "money held in any bank accounts or being controlled by any other third parties at the direction" of the media company.

But Murray said in his request that the "specter of a pell-mell seizure of FSS's assets, including its cash, threatens to throw the business into chaos, potentially stopping it in its tracks, to the detriment of the interests of the chapter 7 estate for which the Trustee is responsible."

The trustee's challenge is only the latest in the legal saga involving Jones, who broadcasts in the Austin area. He was sued in Texas and Connecticut by families who claimed he defamed them and inflicted emotional distress by repeatedly suggesting on his show that the 2012 Sandy Hook Elementary School massacre was a hoax. A gunman  killed 20 first grade children and six adults  at the school in Newtown, Connecticut.

The families were awarded $1.5 billion in total in their lawsuits, but they have been unable to collect anything from Jones, who has claimed he can't afford that big a sum and filed for bankruptcy in the wake of the verdicts.

During a court hearing this month, federal Bankruptcy Judge Christopher Lopez agreed to allow Jones to convert his bankruptcy filing into a  liquidation   of his personal assets  to help pay off the settlements.

But, in a decision that Jones had favored, the judge dismissed a separate bankruptcy case involving Free Speech Systems. That has allowed Jones to continue broadcasting although the future of his show on Infowars remains uncertain and he had suggested for weeks that it could come to an end.

At his defamation trial in Texas in 2022, Jones generally blamed "corporate media" for twisting his words and misportraying him but didn't specify how.

Jones' lawyer, Vickie Driver, said at this month's bankruptcy hearing that there is money that can go to the trustee in the form of the sale of Jones' $2.8 million Texas ranch.

Court filings indicate Jones has about $9 million in personal assets, while Free Speech Systems holds about $6 million in cash with more than $1 million in inventory.

Driver did not immediately respond to a request for comment Monday.

A lawyer for the families in the Connecticut lawsuit against Jones had said they supported liquidating Free Speech Systems because they worry it would lead to individual families battling over the company's assets in state courts.

"This is precisely the unfortunate situation that the Connecticut families hoped to avoid when we argued that the Free Speech Systems/InfoWars case should have remained with the bankruptcy court rather than being dismissed," lawyer Christopher Mattei said in a statement. "The Connecticut families are disappointed by this attempt to undercut the orderly and long overdue winddown of Alex Jones's InfoWars platform."

Murray wants the court to impose a 90-day pause on any collection action by creditors against Free Speech Systems. It's unclear when the judge may rule.

Erik Ortiz is a senior reporter for NBC News Digital focusing on racial injustice and social inequality.

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HHS Announces Cost Savings for 64 Prescription Drugs Thanks to the Medicare Rebate Program Established by the Biden-Harris Administration’s Lower Cost Prescription Drug Law

Under President Biden’s Inflation Reduction Act, some people with Medicare will pay less for some Part B drugs if the drug’s price increased faster than the rate of inflation.

The U.S. Department of Health and Human Services (HHS), through the Centers for Medicare & Medicaid Services (CMS), today announced that some Medicare enrollees will pay less for 64 drugs available through Medicare Part B. The drugs will have a lowered Part B coinsurance rate from July 1, 2024 – September 30, 2024, since each drug company raised prices faster than the rate of inflation.  Over 750,000 people with Medicare use these drugs annually, which treat conditions such as osteoporosis, cancer, and infections. White House Domestic Policy Advisor Neera Tanden will announce the cost savings on these life-saving drugs in a keynote address on the Biden-Harris Administration’s focus on lowering costs today at the Center for American Progress.

“Without the Inflation Reduction Act, seniors were completely exposed to Big Pharma’s price hikes. Not anymore. Thanks to President Biden and the new Medicare inflation rebate program, seniors are protected and benefitting from lower Part B drug costs,” said White House Domestic Policy Advisor Neera Tanden. “The Biden-Harris Administration will continue fighting to bring down the cost of health care and prescription drugs for all Americans.”

“President Biden’s Medicare prescription drug rebate program is putting money back in the pockets of seniors and people with disabilities, said HHS Secretary Xavier Becerra. “President Biden made lowering prescription drug costs for Americans a top priority, and he is delivering on that promise. Our work is not complete, and we will continue to fight for lower health care costs for all Americans.”

Please find soundbites from HHS’ Chief Competition Officer, Stacy Sanders, here .

Because of President Biden’s lower cost prescription drug law, the Inflation Reduction Act, which established the Medicare Prescription Drug Inflation Rebate Program, some people with Medicare who use these drugs during this time period may save between $1 and $4,593 per day.

“Everyone should be able to afford their medication, and the Inflation Reduction Act continues to deliver on this goal to improve affordability,” said CMS Administrator Chiquita Brooks-LaSure. “Discouraging drug companies from price increases above the rate of inflation is a key part of this effort, and CMS continues to implement the law to bring savings to people with Medicare.”

Padcev, a medication used to treat advanced bladder cancer, is an example of a prescription drug with a price that has increased faster than the rate of inflation every quarter since the Medicare Part B inflation rebate program went into effect, resulting in lowered Part B coinsurances for seniors and others with Medicare. A beneficiary taking Padcev as part of their cancer treatment may have saved as much as $1,181 from April 1, 2023 through March 31, 2024, depending on their coverage and course of treatment. Another example, Crysvita, treats a rare genetic disorder that causes impaired growth, muscle weakness, and bone pain. A beneficiary taking Crysvita may have saved as much as $765 from July 1, 2023 through March 31, 2024 depending on their coverage and course of treatment.

The Medicare Prescription Drug Inflation Rebate Program is just one of the Inflation Reduction Act’s prescription drug provisions aimed at lowering drug costs. In addition to this program, the law expanded eligibility for full benefits under the Low-Income Subsidy program (LIS or “Extra Help”) under Medicare Part D at the beginning of this year. Nearly 300,000 people with low and modest incomes are now benefiting from the program’s expansion. A comprehensive public education campaign is underway to reach the more than three million people who are likely eligible for the program but not yet enrolled.

In addition, as of January 1, 2024, some people enrolled in Medicare Part D who have high drug costs have their annual out-of-pocket costs capped at about $3,500. In 2025, all people with Medicare Part D will benefit from a $2,000 cap on annual out-of-pocket prescription drug costs.

The Inflation Reduction Act requires drug companies to pay rebates to Medicare when prices increase faster than the rate of inflation for certain drugs. CMS intends to begin invoicing prescription drug companies for rebates owed to Medicare no later than fall 2025. The rebate amounts paid by drug companies will be deposited in the Federal Supplementary Medical Insurance Trust Fund, which will help ensure the long-term sustainability of the Medicare program for future generations.

For more information on the Medicare Prescription Drug Inflation Rebate Program visit, https://www.cms.gov/inflation-reduction-act-and-medicare/inflation-rebates-medicare

To view the fact sheet on the 64 Part B drugs with a coinsurance reduction for the quarter July 1, 2024 – September 30, 2024, visit, https://www.cms.gov/files/document/reduced-coinsurance-certain-part-b-rebatable-drugs-july-1-september-30-2024.pdf

More information and helpful resources about the Inflation Reduction Act and how it is helping to lower costs for people with Medicare can be found at LowerDrugCosts.gov .

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IRS statement as part of the resolution of Kenneth C. Griffin v. IRS, Case No. 22-cv-24023 (S.D. Fla.)

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IR-2024-172, June 25, 2024

WASHINGTON — The Internal Revenue Service sincerely apologizes to Mr. Kenneth Griffin and the thousands of other Americans whose personal information was leaked to the press.

Charles Littlejohn was a government contractor providing services to the IRS at the time he made the illegal disclosures. He violated the terms of his contract and betrayed the trust that the American people place in the IRS to safeguard their sensitive information.

The IRS takes its responsibilities seriously and acknowledges that it failed to prevent Mr. Littlejohn’s criminal conduct and unlawful disclosure of Mr. Griffin’s confidential data. Accordingly, the IRS assures Mr. Griffin and the other victims of Mr. Littlejohn’s actions that it has made substantial investments in its data security to strengthen its safeguarding of taxpayer information.

These investments address potential weaknesses in the IRS’s systems as identified by the Treasury Inspector General for Tax Administration (TIGTA), which provides independent oversight of the IRS.

Additionally, the IRS continues, and will continue on a going-forward basis after this resolution, to work with TIGTA, the Government Accountability Office, other government agencies and independent third parties to assess the IRS’s systems for potential vulnerabilities.

The IRS routinely reports to the Senate Committee on Finance and the House Committee on Ways and Means, which exercise Congressional oversight of the IRS, on its efforts to strengthen any security deficiencies identified by the IRS, TIGTA, GAO and third parties.

The agency believes that its actions and the resolution of this case will result in a stronger and more trustworthy process for safeguarding the personal information of all taxpayers.

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10 signs your credit card debt is out of control

By Angelica Leicht

Edited By Matt Richardson

June 26, 2024 / 1:08 PM EDT / CBS News

In today's economic landscape, credit card debt can quickly spiral out of control. Interest rates are high, but the average credit card rate is much higher than most other borrowing options and is exceeding 21% right now . This means that unpaid credit card balances can grow rapidly, making it increasingly difficult to catch up. When you add in the revolving nature of credit card debt, which allows you to continually borrow up to your credit limit, it's easy to find yourself trapped in a cycle of debt.

And, the detrimental effects of having excessive credit card debt are numerous. For starters, it can lead to a lower credit score , making it harder to secure loans or favorable interest rates in the future. And, high credit card debt levels can also force you to allocate a large portion of your income to debt repayment, which can significantly hinder your long-term financial goals , like saving for retirement or purchasing a home.

Recognizing when credit card usage is becoming problematic can be challenging, though. After all, many people don't realize they're in too much debt until they're already facing serious financial difficulties. However, there are warning signs that can indicate your credit card debt is growing out of control. By being aware of these red flags, you can take action before the situation becomes unmanageable.

Worried about your credit card debt? Find out about your debt relief options here .

10 signs your credit card debt is out of control 

Here are some big signs to watch for that indicate your credit card debt may be spiraling out of control:

You're only making minimum payments

Consistently paying only the minimum amount due is a clear indicator that you're struggling to manage your credit card debt. This practice may keep your credit card payments current, but it allows interest to accumulate rapidly, potentially leading to a debt trap. 

For example, if you have a $5,000 balance with an 18% APR and only make minimum payments (the interest charges and 1% of the balance) — which would be about $125 per month — it could take nearly 23 years to pay off the debt. It would also cost you over $6,900 in interest during that time.

Find out how the top debt relief companies could help you get rid of your credit card debt now .

Your credit utilization ratio is high

If you're using more than 30% of your available credit, it could be a sign that you are overreliant on credit cards and could be headed for trouble. A high utilization ratio not only indicates potential financial stress but also negatively impacts your credit score. So, for example, if you have a $10,000 credit limit and your balance is consistently over $3,000, it's time to reassess your credit usage.

You're using one card to pay off another 

The practice of using one credit card to pay off another , commonly known as "kiting," is a dangerous cycle that can quickly lead to mounting debt across multiple cards. Borrowing money from one card, typically with a cash advance, and using that money to make the payments on another card is also a clear indicator that you're unable to meet your financial obligations with your current income.

You're regularly maxing out your cards

Consistently reaching your credit limit suggests you're living beyond your means and relying too heavily on credit. And, this behavior isn't just a red flag. It can also lead to over-limit fees and higher interest rates, making your card debt more expensive and further exacerbating your debt problem.

You're missing payments or paying late

If you're unable to make credit card payments on time, it's a strong indication that your debt has become unmanageable. Late payments not only incur fees but also damage your credit score, making it harder to access affordable credit in the future.

Your credit score is declining 

High credit card balances and missed payments can significantly impact your credit score , signaling growing financial distress. For example, a drop of 50 points or more over a short period could be a clear signal that your credit card usage is becoming problematic.

You're using credit cards for everyday expenses

Relying on credit to pay for basic necessities like groceries or utility bills often indicates a cash flow problem. While using credit cards for daily expenses can be part of a rewards strategy , it becomes concerning when you're unable to pay off these charges in full each month.

You're avoiding looking at your statements

If you find yourself dreading your monthly credit card statements or ignoring them altogether, it's likely because you're aware of the growing problem but feel overwhelmed. This avoidance behavior can lead to missed credit card payments and further financial complications.

You're considering a cash advance 

Turning to high-interest cash advances is often a last resort and a clear sign of financial distress. Cash advances typically come with higher interest rates than regular credit card purchases and often start accruing interest immediately, making them an expensive form of borrowing.

Your debt-to-income ratio is above 40%

If your monthly debt payments exceed 40% of your gross monthly income, it's a strong indicator that your debt load is becoming unsustainable. This high debt-to-income ratio leaves little room for savings or unexpected expenses, potentially leading to a cycle of increasing debt.

What to do about your credit card debt

If you recognize several of these signs in your own financial situation, it's crucial to take action promptly. Fortunately, there are several options available for addressing out-of-control credit card debt, including:

• Work with a debt relief company on solutions: These companies can negotiate with creditors on your behalf to potentially reduce your debt or create a more manageable credit card debt repayment plan. However, be cautious and research thoroughly, as not all debt relief companies are the same, and if you're going to pay fees to get rid of your credit card debt, you'll want to ensure that you're working with the best experts possible.
• Consolidate your debt on your own: When you consolidate your debt , you typically take out a debt consolidation loan or a personal loan to pay off what you owe, combining multiple high-interest debts into a single, lower-interest payment. This approach can simplify your debt repayment and potentially save you money on interest.
• Seek help from a non-profit credit counseling agency: These organizations offer free or low-cost financial education and can help you develop a debt management plan when you're struggling to pay off your credit card debt. They may also negotiate with creditors to lower interest rates or waive certain fees.
• Consider a debt snowball or avalanche method: These solutions are do-it-yourself debt repayment strategies . The snowball method involves paying off the smallest debts first for psychological wins, while the avalanche method focuses on tackling the highest-interest debts first to save more money over time.
• Explore bankruptcy as a worst-case scenario: While bankruptcy should be considered only after exhausting other options, it can provide a fresh start for those stuck with unmanageable debt. However, it has long-lasting consequences on your credit and financial future, so be sure to weigh those as part of the decision-making process.

The bottom line

Regardless of which approach you choose, the key is to act decisively if you recognize one or more of the signs outlined above. The longer you wait to address your credit card debt, the more challenging it becomes to regain control of your finances. Remember, seeking help is not a sign of failure but a proactive step towards financial health. And, with determination, discipline and the right strategy, it's possible to overcome even seemingly insurmountable credit card debt and get your finances back on track.

Angelica Leicht is senior editor for Managing Your Money, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing roles at The Simple Dollar, Interest, HousingWire and other financial publications.

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