cover letter of finance

Finance Cover Letter Example (w/ Templates for 2024)

You can navigate the landscape of numbers, investments, and economic intricacies.

You’re a financial pro, and you’ve got the expertise to prove it.

But there's just one thing standing between you and a successful job application – your cover letter.

Writing a compelling finance cover letter can feel more complicated than analyzing stock market trends. You might find yourself paralyzed with no idea how to prove your financial prowess.

Don’t worry! We’re here to guide you through it.

In this article, we’re going to cover:

• What an Amazing Finance Cover Letter Looks Like
• 5 Steps to Writing a Job-Winning Finance Cover Letter

3 Essential Finance Cover Letter Tips

Finance cover letter example.

5 Steps for the Perfect Finance Cover Letter

Now that you know what a great cover letter looks like, you're all set to write your own !

Just follow these straightforward steps:

#1. Put Contact Information in the Header

Start your finance cover letter by creating a header for your contact details, the same as on your resume .

Here's what you should have in there:

• First and Last Name. Make sure your full name is in plain view at the top.
• Professional Title. Match this with the specific finance role you're after. Hiring managers usually hire for several roles at once, so this will help them notice your application.
• Email Address. Keep it professional, like a combo of your names. The quirky high school email won't cut it. (e.g.: [email protected] is not a good look, but [email protected] is fine.)
• Phone Number. Ensure your phone number is accurate since employers need to reach you easily. A missed digit could mean a missed interview.
• Location. Usually, city and state/country are enough. But if you're open to relocating or working remotely, mention it.
• Relevant Links (optional). Share your LinkedIn or any other relevant social media that can back up your financial expertise.

Now, let's talk about reaching the hiring manager’s contact information :

• Company Name. Mention the financial institution you're applying to.
• Hiring Manager's Name. If you can find it, great! Check the job listing, the company's website, or LinkedIn profile.
• Hiring Manager's Title. If they've got a fancier title than “Hiring Manager”, such as “Chief Financial Officer”, address them accordingly.
• Location. City and state/country details are crucial, especially for global firms.
• Date of Writing (optional). Adding the date you penned your letter gives it a professional touch.

#2. Address the Hiring Manager

Once you've sorted out your finance cover letter's contact details, it's time to address it properly .

Say goodbye to the generic "To Whom It May Concern."

The right greeting can make a positive impression on the hiring manager and set the tone for your entire finance cover letter.

Start with some research. Check the job ad, the company's website, or their LinkedIn profile to identify the finance department's hiring manager. Find their name and use it.

Be sure to address them professionally. You can use “Ms.” or “Mr.”, followed by their last name. But if you're unsure about their gender or marital status, simply use their full name. For example:

• Dear Ms. Anderson
• Dear Emily Anderson

And if you can't find information about the hiring manager or the head of the finance department, address your letter to the department or the company as a whole:

• Dear Finance Department
• Dear Finance Hiring Team
• Dear Human Resources Team
• Dear Head of Finance

#3. Write an Eye-Catching Opening Statement

As the saying goes, time is money, and hiring managers value time a lot. In fact, it doesn’t take them more than a few seconds to decide if an application is worth reading in detail.

That's why writing a strong introductory paragraph in your finance cover letter is essential. Start by introducing yourself as a professional and clearly stating why you're enthusiastic about the position. Showing your passion for the finance industry or the specific role can instantly capture the hiring manager's attention.

But conducting some research on the company can significantly boost your chances, too. The more insights you gather about the employer, the better you can show them your alignment with their work culture or company goals. This shows that you're not applying randomly; you genuinely have your sights set on this specific opportunity, and you’re ready to put in the work.

Depending on your level of experience, you can also kick off your cover letter with an accomplishment or a skill that makes you an ideal fit for the role. Just make sure that this paragraph isn’t too lengthy. All you need to do is spark the hiring manager's curiosity and encourage them to explore your cover letter further.

#4. Use the Cover Letter Body for the Details

The body of your cover letter is where you have to prove you’re the ideal candidate for the position.

But don’t repeat what it says on your finance resume . This is your opportunity to really show your financial prowess and qualifications in a way that leaves a mark. Your mission is to persuade the hiring manager that you're the standout choice among the competition, even if they have similar experience and skills.

So shine a spotlight on any noteworthy achievements you have and use the job advertisement as inspiration.

Tailoring your cover letter to align with the specific job ad is crucial. You should emphasize skills and experiences that resonate with the company's needs. For example, if you're applying for a finance role in a tech-driven firm, focus on your tech-related financial skills rather than more generic experiences in finance.

Be sure to demonstrate your understanding of the company, its financial model, or the intricacies of the finance industry as a whole. If you're well-acquainted with the company's financial products or services, mention it in your cover letter to show how and why your financial expertise aligns seamlessly with the company’s mission and corporate culture.

Lastly, let your enthusiasm for the role shine through your words. Convey your genuine excitement for the position and your confidence in your ability to contribute to the company. Show them that you're not just another candidate but the financial talent that meets all their requirements.

If you need even more inspiration, check out our other cover letter examples !

#5. Wrap It Up and Sign It

The ending of your finance cover letter is your opportunity to leave a lasting impression on the hiring manager.

Start closing your finance cover letter by confidently reiterating why you’re the perfect fit for the role and giving a brief recap of your key skills that prove it.

After that, it’s time for a call to action. Encourage the hiring manager to take the next step, whether it's scheduling an interview or exploring your application in more detail. A well-placed call to action can make all the difference and get you closer to your dream job.

Finally, choose an appropriate closing line. And don’t forget to sign your full name underneath. Like so:

Please don't hesitate to reach out to me via the provided email or phone number so that we may further discuss my application. I eagerly await the opportunity to go over how I can help Company X on its mission to success.

Best regards,

And if you're seeking an alternative to "Best regards," consider these options:

• Warm regards,
• Respectfully yours,
• Thank you for your consideration,

You've got the basics of cover letter writing under your belt!

Now it's time to refine yours with some essential cover letter tips :

#1. Match Your Resume

Clarity is important in the finance industry, and the best place to start with it is on your cover letter.

You have to make sure your finance cover letter’s formatting and layout align with your finance resume as much as possible. This can convey a polished and well-organized image of you as a candidate and make it easier for the hiring manager to identify your application out of the bunch.

So keep your text neatly arranged on the page and maintain uniform font styles and sizes. Pay attention to the page margins and line spacing so your cover letter remains concise and still fits on a single page .

Or Use A Cover Letter Template Instead

Feeling overwhelmed?

Just try our resume builder and matching cover letter templates to make crafting your application easier.

Each template is crafted with input from hiring experts worldwide, so they meet all industry standards and look gorgeous.

#2. Mention Skills and Keywords

You don’t want your finance cover letter to come off as generic.

Try to mention as many keywords from the job advertisement as you can. Hiring managers already know what they want from a candidate, so you have to show them you meet all their criteria.

Doing this proves you’ve paid careful attention to the job advertisement, and it also directs hiring managers to the information they care the most about. Just don’t throw in those keywords randomly!

You want to build a narrative that shows your expertise. Focus on the most important skills mentioned in the job ad that match the ones you already have, and explain how they’ve helped you excel at your job.

#3. Add Any Relevant Links

Your finance cover letter should match your resume’s contact information down to a T.

So, if you added any relevant links to one, make sure the other has them, too. Specifically, when it comes to listing personal websites or social media profiles like LinkedIn, hiring managers appreciate it.

This gives them quick and easy access to see your previous work instead of having to circle back to your resume to find a link. They could even connect with you directly on LinkedIn, so this extra touch of accessibility and professionalism can leave a great impression on potential employers.

Key Takeaways

And you’re all set with writing your finance cover letter!

After reading our guide, we trust you’re well-equipped to secure the exact job you have your sights set on.

Before you head off, let’s summarize some main points from our article:

• Your finance cover letter’s look should match your resume since it shows professionalism, and attention to detail, and makes it easier for the hiring manager to spot your application. Use a resume builder with matching cover letter templates to save time.
• Keep your contact information factual and professional. You don’t want to use an immature email address from your high school years since it could leave a bad impression.
• Include any skills and other keywords from the job description in the body of your cover letter. Use them to illustrate how your experience matches what the employer is looking for and to present yourself as an ideal candidate.
• Wrap up your cover letter with an appropriate closing line, and don’t forget to sign your name at the bottom. This little detail is the bow that ties together a spotless application.

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Accounting / Finance Cover Letter Samples & Examples That Worked in 2024

Writing an exceptional accounting & finance cover letter may seem complex. But it doesn’t have to be — especially if you have a great guide filled with handy tips and specific examples.

In our guide, we'll venture into what it takes to create an impressive accounting & finance cover letter designed to make you stand out. So, read on and learn all about:

• Formatting your cover letter properly
• Writing an effective header
• Crafting a compelling cover letter headline
• Building a strong introduction for your accounting and finance cover letter
• Making your skills and accomplishments stand out in the body of your cover letter
• Writing a persuasive conclusion
• Avoiding common mistakes in an accounting and finance cover letter
• Average salary and job outlook for accounting and finance professionals
• Accounting and finance resources

1. How to format your accounting & finance cover letter

A well-structured cover letter reflects organization skills — a trait treasured in the accounting and finance sector. Here’s how to format your cover letter:

• Standard business letter format: Stick to the traditional layout. Your personal information at the top, followed by the date, then the recipient's details. 
• Professional font and size: Use clean and professional fonts like Arial, Times New Roman, or Calibri. Keep font size between 10-12.
• Precision is key: Keep your document to a single page. Be clear, concise, and precise with your words.
• Margins and spacing: Use a 1" margin all around. Make sure there's a space between each paragraph.
• Bullet points to highlight: Use bullet points for listing skills or experiences. It’s an effective way to draw attention and make your points easy to skim through.
• Consistent formatting: Use the same formatting, spacing, and font on your resume and cover letter for a professional, coordinated presentation. 

Remember, your cover letter's format sets the stage for its content. It's the first impression before the recruiter delves into your qualifications and experiences. Get it right, and you're one step closer to that dream accounting & finance role.

Create your cover letter fast with artificial intelligence.

2. how to write your accounting & finance cover letter header.

The header of your cover letter is the first thing a recruiter sees. It's essentially your professional greeting, and it contains your contact information.

A proper header should contain:

• Your full name
• Your address (city, state)
• Your contact number
• Your professional email address
• Date of the application
• The recruiter's name and position
• The company’s name and address

Now, let’s have a look at an incorrect and a correct examples:

Incorrect accounting & finance cover letter header example

John Doe 1111 Street 123456789 joedog@hotmail April 12, 2022

To: Hiring Manager

Why is this example wrong?  

• The address is insufficient as it only provides a street name with no city or state. 
• The phone number is not in the correct format. Typically, a phone number would have brackets or hyphens, showing clear separation.
• The email address mentioned here is both unprofessional and incomplete. It's important to use an email address that includes your name and seems formal, ideally on a reputable platform like Gmail or Outlook.
• Moreover, the reference to the hiring manager is generic, it's always more professional and personalized to mention the hiring manager's full name. 
• Lastly, the company name and address are missing.

All these mistakes could give an impression of a lack of regard for details — a red flag for any accounting & finance role.

Correct accounting and finance cover letter header example

John Doe 123 Cherry Street, New York, NY (123) 456-7890 [email protected] 15th April 2022

To: Mr. Smith Johnson Recruitment Manager ABC Finance Corporation, 456 Finance Avenue, New York, NY

Why is this header correct? It includes a full address, a properly formatted phone number, and a professional email address. It also includes the application's date and the recruiter's and company's information. This correctly formatted header projects an image of precision, attention to detail, and respect for professional conventions — all qualities that prospective accounting and finance employers highly value.

3. How to craft a cover letter headline for accounting & finance roles

A headline is the hook that reels in your reader. For an accounting & finance cover letter, you want a headline that not only grabs attention but clearly communicates your professional expertise . Here's how:

• Keep it relevant: Your headline should clearly relate to the accounting or finance role you're applying for. This helps the recruiter understand immediately that you're a suitable candidate.
• Use keywords: Incorporate key terms from the job description that align with your skills. This can signal to recruiters that you have what they're looking for.
• Stay concise: A lengthy headline can lose the reader's interest. Keep it short and to the point.
• Display your value: The headline is your chance to showcase your unique value. Include a significant achievement or a unique skill set that can distinguish you from other candidates. 

Incorrect accounting & finance headline example

Applying for Accounting Job

Why is this example incorrect? It’s too vague and offers no value or insight into the candidate's skills or achievements. 

Correct accounting & finance headline example

Certified Public Accountant with 5+ Years of Experience and Proven Record of Improving Efficiency by 20%

Why is this example correct? This headline immediately presents the candidate as a skilled, experienced professional. It's keyword-rich and specifies a quantifiable achievement, creating a compelling impression. The position the candidate is applying for is implied rather than stated, maintaining focus on the candidate's value.

4. How to customize the greeting on your accounting & finance cover letter

A personalized greeting plays a significant role in your cover letter. Addressing the hiring manager directly shows that you’ve done your research and aren’t just mass-blasting generic letters. It’s a small detail that can position you as a thoughtful candidate.

Consider these tips when writing your cover letter greeting:

• Find the name: Do your best to find the hiring manager’s name. Look at the job posting, the company's LinkedIn page , or even call the company to ask. 
• Use appropriate titles: If you know someone's official title, use it. It adds a professional touch to your greeting.

Here are some examples of greetings and when to use each:

• When you know the hiring manager's exact name: Dear [Hiring Manager’s Name]
• When you can’t find the exact hiring manager’s name, but you know the department hiring: Dear [Department] Hiring Manager
• When you’re not sure who exactly will be reading the cover letter: Dear [Company Name] Team
• Avoid generic greetings like 'To whom it may concern' or 'Dear Sir/Madam'. They can make your letter seem impersonal, indicating a lack of effort.

Here are some examples of personalized greetings for your cover letter

• Dear Hiring Manager Mark Johnson,
• Dear Mr. Johnson,
• Dear Mark Johnson,

Remember, each line of your cover letter, including the greeting, is an opportunity to create a positive impression. Don't miss out!

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5. How to write a strong introduction for your accounting & finance cover letter

Your accounting & finance cover letter's' first impression starts with the initial passage. The opening paragraph , much like the summary of an annual report, should captivate and hold the HR manager's attention.

A great introduction to your cover letter should include:

• Synopsis of your professional and academic journey: Present the highlights of your professional and academic track records, just as you would highlight key financial summaries in a report. Include the roles you've played, your academic achievements, and the organizations you've represented.
• Explanation of your interest in the position: It's essential to illustrate why you're interested in this job. Is it a step towards bigger career goals or a chance to dive deeper into the realm of accounting and finance?
• Reference a mutual professional (if applicable): A shared contact provides an additional assurance about your credibility and rapport.

Now, let's look at two sample introductions — one for an experienced professional and one for a fresh graduate.

Experienced professional’s cover letter introduction example

With more than a decade spent navigating the intricate world of financial analysis and optimizing fiscal operations, I bring extensive acumen to the Financial Analyst position at XYZ Company. Through working with renowned firms like A and B, my skill-set has grown exponentially. John Doe, your CFO, and a former colleague of mine, spoke highly of XYZ's holistic financial strategy, which piqued my interest.

This sample showcases an experienced professional emphasizing their rich background . The candidate's mention of a known industry name subtly aligns their credibility with the company hierarchy.

Fresh graduate’s cover letter introduction example

As a recent accounting accolade from University College, my keen eye for numbers and a solid foundation in finance make me an ideal candidate for the Junior Accountant position at XYZ. Jane Smith, an alum of the same college and a current XYZ employee, relayed to me XYZ's commitment to cultivating talents — an environment I'm excited to contribute to.

While this candidate might be new to the field like a crisp banknote, they express their valuable academic prowess and eagerness to harness it. The mention of a personal connection within the company demonstrates their resourcefulness. Their commitment predicts potential value to the company.

6. How to highlight your skills and accomplishments in your accounting & finance cover letter

When you think about the body of your cover letter , imagine it as the core financial statements in an annual report. This is where you detail your skills, achievements, and credentials that position you as a strong candidate for the role.

Ensure the structure of your cover letter is easily readable and logically segmented:

• Start with a clear statement about your current role and responsibilities .
• Move on to detailing your past experiences and achievements, drawing a direct line to how these can contribute to the prospective role.
• Conclude with your standout skills and competencies that would make you an asset to the team.

When it's time to elaborate your skills and achievements, follow the “prudence concept”. Only write about skills and achievements that you can clearly prove. Be sure to:

• Use quantifiable metrics where available. Increased efficiency? State by how much. Reduced costs? Inform them of the percentage.
• Highlight achievements that demonstrate your problem-solving abilities or strategic thinking. 

If you're a recent graduate or changing sectors , think of this as framing your initial trial balance — it's all about showcasing where your real potential lies:

• Discuss any relevant coursework or projects you've undertaken.
• Talk about internships, work placements, or any team projects that you've been part of.
• Mention recognitions you've received, such as top grades, scholarships, or other academic awards.

Now, let's consider some specific examples:

Experienced professional’s cover letter body paragraph example

As the lead financial analyst in ABC company, I supervised a team of five and managed projects aimed at identifying cost-reduction opportunities. Our successes included an efficiency increase by 25% in the first year. Furthermore, my strategic input in financial forecasting led to the mitigation of a potential fiscal crisis, saving the company $2 million.

In this instance, the applicant effectively applies bold numbers and quantifiable achievements, much like a well-audited financial statement. They've skillfully highlighted major skills — team management , strategic financial input , and cost-cutting initiatives — painting a compelling picture of their value addition.

Fresh graduate’s cover letter body paragraph example

In my final year at University, I involved myself in a voluntary income tax assistance programme that exposed me to practical aspects of tax accounting. My rigorous coursework in financial accounting and analysis gave me a strong theoretical foundation. Plus, my distinction in advanced calculus demonstrates my proficiency in handling figures, a skill that can be an asset in the role of a Junior Accountant.

Despite the lack of professional experience, the fresh graduate here draws attention to relevant extracurricular activities and coursework. They've banked on their exceptional academic performance to emphasize their potential. Using their mathematical prowess as an example showcases their readiness to handle accounting responsibilities.

7. How to conclude your accounting & finance cover letter

The conclusion of your cover letter is just as important as your introduction. It's your final chance to convince the hiring manager that you're the right candidate for the role. Think of it as the final figures in a financial statement, cementing the overall impression.

What should your conclusion include? 

• Your availability for the role: Make sure to state when and how you can be easily contacted. This shows you're eager to take the next step.
• Proactive follow-up: Mention that you intend to follow up within a specific timeline. By taking initiative, you show your determination.
• A formal sign-off: End on a respectful and formal note. A simple 'Thank You' goes a long way towards creating a positive impression.

Here’s an example of a strong conclusion for you cover letter

I am excited about the prospect of contributing my unique blend of skills and experience to XYZ Company and am eager to discuss potential cooperation further. I'm available by phone or email at any time that suits your schedule. I will make it a point to follow up on my application within the next week. Thank you for considering my application. I look forward to the possibility of partnering with you to drive forward the goals of XYZ.

Remember, the conclusion isn't a mere formality. It's the summary of everything you've listed before, reinforcing your suitability and declaring your interest in the role. It's your final chance to make an impression, so make it count!

8. How to avoid common mistakes in an accounting & finance cover letter

Though cover letters vary by individual, certain pitfalls can creep into anyone's document . Avoiding these common mistakes enhances the overall impact of your letter.

Here are a few pointers on how to steer clear of these mistakes:

• Irrelevant Information: Just like irrelevant entries can distort a balance sheet, including non-related details only dilutes the effectiveness of your cover letter. Focus on the skills and experiences that directly enhance your suitability for the job.  Tip: Don't mention your retail job while applying for a financial analyst position, unless you can tie certain transferable skills, like customer service or communication skills, to an aspect of the new role.  
• Generalized statements: A vague sentence is as unhelpful as an unclear financial report. Tailor your cover letter for each application instead of rehashing a general template with no modifications. Tip: Instead of a bland statement like "I'm a seasoned financial professional," you could specify, "I bring to the table a decade's experience in optimizing fiscal operations and leading finance teams across diverse sectors.  
• Typos & grammatical errors: In the accounting world, an error can create financial discrepancies. Similarly, typos and grammatical errors can affect how you're perceived. Proofread meticulously and consider using spell-check tools. Tip: It's easy to overlook mistakes in your own writing. Smart editing tools can help you catch errors you might miss.  
• Lengthy cover letters: Remember that hiring managers are typically pressed for time. Craft your cover letter like a succinct summary of financial statements — crisp and to the point. Tip: Keep your cover letter to a maximum of one page. Be thorough but concise.

By avoiding these common errors, you'll be able to present a polished, professional, and effective cover letter that stands out in the competitive landscape of accounting and finance jobs.

9. Average salary and outlook for accounting and finance roles

Navigating the landscape of accounting and finance jobs entails looking into the promising future prospects and earnings of these roles. Let's crunch the numbers and review the latest data from the Bureau of Labor Statistics (BLS).

According to the BLS, accountants were earning, on average, about $78,000 a year in May 2022. That shows that businesses value the work that accountants do.

Moving our lens to the job outlook, it seems the future is pretty bright. Employment opportunities for accountants and auditors are projected to grow by 4% from 2022 to 2032. That's about the same as the average growth for all jobs.

Every year, there will likely be around 126,500 new job openings for accountants and auditors. This takes into account new jobs as well as older workers retiring or leaving.

All in all, the accounting and finance field offers a promising path with respectable earnings and robust job prospects. Career stability and progression are notable strengths in the industry, making it an attractive choice for many aspiring professionals.

10. Accounting and finance resources for job seekers

If you're seeking a job in the accounting and finance industry, it's important to equip yourself with valuable resources. Below are some suggestions:

• Professional networks: Join networks like the American Institute of Certified Public Accountants (AICPA) or Financial Management Association International . These offer resources, courses, and community connections which can be valuable in your job search.
• Web resources: Websites like Investopedia provide a wealth of information on financial terms, practices, and theories. Using this resource can help you stay up-to-date with industry trends and terminologies.
• Online learning: Platforms like Coursera and Udacity offer online courses on finance and accounting, some even from top-tier universities. These can boost your credentials and expertise.
• Finance blogs and podcasts: Following finance-focused blogs and podcasts can help you remain updated on industry happenings, insights, and ideas. The AICPA's 'Journal of Accountancy' is a good start.
• Job portals and LinkedIn: Regularly check job portals specialized in finance jobs like eFinancialCareers . Don't forget to maintain an updated and active LinkedIn profile .
• Mock interview and resume checkers: Services like Interview Query provide mock interviews, while Kickresume’s AI Resume Checker helps you improve your CV and give it that extra polish in a matter of seconds.
• Professional certifications: Earning additional certifications like a Certified Public Accountant (CPA), Certified Financial Analyst (CFA) or Certified Management Accountant (CMA) can significantly elevate your job prospects. Institutions like the American Institute of Certified Public Accountants (AICPA) and Institute of Management Accountants (IMA) provide accredited programs for these certifications.

Remember, the more knowledgeable and prepared you are, the higher your chances of landing that coveted accounting and finance job. Good luck!

Accounting / Finance Cover Letter FAQ

Highlight skills that are relevant to the role such as proficiency in different accounting software, analytical skills, attention to detail, and strong knowledge in fields like tax codes or financial regulations.

Yes, if you hold specific certifications relevant to the job, like Certified Public Accountant (CPA) or Certified Financial Analyst (CFA), these should definitely be mentioned in your cover letter.

Yes, soft skills like communication, teamwork, and problem-solving skills can be just as important as technical skills in finance and accounting roles, so it's a good idea to mention them.

Absolutely. Your cover letter should tailor your skills, experiences and career aspirations to the job description. It shows the hiring manager that you understand the job requirements and how you can meet them.

Yes, showing enthusiasm for your work can make you stand out. You can express your passion by mentioning your continuous learning efforts, engaging in finance/accounting seminars or workshops, or your satisfaction in delivering precise financial reports or strategies.

Julia Gergelova

Julia is a professional writer, translator and graphic designer. She holds degrees in translation and interpretation, and has international work experience from a number of different countries in Europe as well as China and Panama. Julia formerly taught academic writing and as a graphic designer contributed to outlets such as  The Business of Business . She has a passion for lifelong learning and good coffee.

Subcategories

• Finance Analyst
• Insurance Agent
• Investment Advisor
• Tax Services

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How to Write a Finance Cover Letter

Not all jobs need them, but for those that do, here are some guidelines from morgan stanley’s recruiters on how to write one..

Searching the internet for tips on how to write a cover letter will produce a litany of dos and don’ts: Flex your communication skills, but don’t go over three paragraphs; don’t recite a generic list of skills, but do speak to every requirement in the job description; be professional, but also be personal…the list goes on.

Truth be told, not all jobs need cover letters, but for the times when they’re required, it needn’t be so complicated to get them right.   Our recruiters say that applicants can hit the mark as long as they follow a few basic rules,  and refrain from quoting Shakespeare or likening their job search to Fantine’s demise in Les Miserable. (It happens). 

1. Why You Need One

They provide a missing link between the living-you and the formulaic resume or CV. Your cover letter conveys three important things:

• You understand what the firm is looking for.
• You’ve got the skills.
• You’re articulate.

2. What to Include

Write it like a letter—include your address, Dear Sir/Madam (or better still, the name of the person, if you know who the interviewer is), and make sure to end it with a closing (“Yours faithfully,” etc).

• First Paragraph: An opening statement that sets out why you’re writing the letter. Begin by stating the position you’re applying for and if you became aware of it by going to a recruiting event.
• Middle Paragraphs: Two or three paragraphs to explain what attracted you to the type of work, why you’re interested in working for the company, and why you think you’d be a good fit.
• Last paragraph: Thank the employer and say you’re looking forward to receiving a response.

Wanted: Non-Finance Graduates

5 business communication skills for your career, don’t let these common interview questions trip you up, 3. beware the generic cover letter.

Cover letters  can end up being deal-breakers if  they have mistakes in them, and most mistakes are made when a generic letter is used for every application. You’d be surprised by how many times people forget to switch out the name of one firm for ours. Not only do we know you’re applying elsewhere, but it shows lack of attention to detail.

4. Strike an Authentic Tone

Another reason not to use a generic cover letter: It just doesn’t sound authentic. Writing it from scratch will create  a warmer, more engaging tone—even if it’s just a few paragraphs.

5. No Need to Repeat

Don’t use the cover letter to repeat skills that you’ve already outlined in the resume, which speak specifically to the requirements in the job description. 

6. Make the Most of Your Experiences

Do include  experiences or skills that might not be specifically called for in the job description, but you believe will add to your appeal and help you excel in the role.  Examples could be collaborative, leadership or problem-solving skills from extracurricular activities or previous jobs. Just ensure that they’re truly relevant and compelling, and not a stretch. 

7. Get a Second Opinion

Whatever you end up putting in your cover letter, make sure to check for mistakes. Get someone to proofread your letter for typos, grammatical errors, the wrong firm name, and any Broadway Musical references that might have made their way in.

Good luck! And feel free to reach out to our campus recruiting team members if you have any questions. 

Get Your Career Started At Morgan Stanley

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Finance Manager Cover Letter Example

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Start your Finance Manager cover letter by addressing the hiring manager directly, if possible. Then, introduce yourself and briefly mention your current role and organization. Highlight your key achievements and how your skills align with the job description. For example, "Dear [Hiring Manager's Name], I am currently a Finance Manager at [Current Company] where I have successfully [mention a key achievement or responsibility that is relevant to the job you're applying for]. I am excited about the opportunity to bring my unique blend of skills and experience to [Company you're applying to]." This approach immediately grabs the reader's attention and shows that you are a serious candidate who has taken the time to customize your cover letter.

The best way for Finance Managers to end a cover letter is by summarizing their qualifications, expressing enthusiasm for the role, and inviting further discussion. They should reiterate their interest in the position and the value they can bring to the company. For example, "I am excited about the opportunity to leverage my financial management skills to drive profitability and growth at your company. I look forward to the possibility of discussing my candidacy further." It's also important to thank the hiring manager for their time and consideration. This shows professionalism and respect, which are key traits in the finance industry. Lastly, they should sign off with a professional closing like "Sincerely" or "Best regards," followed by their full name.

Finance Managers should include several key elements in their cover letter to make it effective and compelling. 1. Introduction: Start with a brief introduction about yourself and your current role. Mention the position you are applying for and where you found the job posting. 2. Relevant Experience: Highlight your relevant work experience. As a Finance Manager, you should focus on your experience in financial management, budgeting, forecasting, financial reporting, and any other relevant financial tasks. Use specific examples and quantify your achievements wherever possible. For instance, you could mention how you helped your previous company increase its revenue or reduce costs. 3. Skills and Qualifications: Highlight your key skills and qualifications that make you a good fit for the role. These could include your analytical skills, knowledge of financial software, leadership abilities, and understanding of financial regulations. 4. Understanding of the Company: Show that you have researched the company and understand its goals and challenges. Explain how your skills and experience can help the company achieve its financial objectives. 5. Enthusiasm for the Role: Express your enthusiasm for the role and the company. This shows the employer that you are genuinely interested in the position and not just looking for any job. 6. Closing: In your closing paragraph, thank the employer for considering your application and express your interest in discussing your qualifications further in an interview. Remember, your cover letter should complement your resume, not repeat it. It's your chance to tell a story about your experience and skills and how they make you the ideal candidate for the role.

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Finance Executive Cover Letter Example

Writing a professional cover letter for a finance executive role can be a daunting task. However, with the right guidance and example, you can quickly and easily craft a powerful cover letter that will help you secure an interview. In this blog post, we will provide a comprehensive guide to writing a finance executive cover letter, complete with a detailed example to help you get started.

If you didn’t find what you were looking for, be sure to check out our complete library of cover letter examples .

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Finance Executive Cover Letter Sample

Dear [Hiring Manager],

I am writing to express my interest in the Finance Executive position at [Company Name]. With more than a decade of experience in financial operations, compliance and process improvement, I believe I am a great match for the role.

My track record of success in financial management and analysis is complemented by my innovative solutions and problem- solving ability. I have experience in financial planning and analysis, budgeting, and forecasting, and I have strong technical skills in ERP systems, financial reporting, and business intelligence. I am adept at managing and developing financial models, and I have a solid understanding of financial regulations and best practices.

At my current role as a Finance Executive at [Company Name], I have successfully implemented numerous process improvements and efficiencies, resulting in millions of dollars in cost savings. I have also developed and managed annual and long- term budget plans and models, which have allowed us to gain a better understanding of our financial position and maximize our profitability.

I am confident that I can bring this same expertise and enthusiasm to your organization. I am eager to help your company reach its financial goals and objectives, and I am excited to share my ideas and solutions with you.

Enclosed is my resume for your review. I look forward to discussing my qualifications further with you and demonstrating how I can contribute to your company’s success.

Thank you for your time and consideration.

Sincerely, [Your Name]

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What should a Finance Executive cover letter include?

A finance executive cover letter should include a few key elements in order to make an impactful impression on potential employers.

• An Introduction: The introduction should clearly state the role for which you are applying, as well as a brief summary of your most relevant qualifications.
• Your Relevant Experience: Detail the specific qualifications and experience you possess that make you an ideal candidate for the finance executive role. Include past projects you have worked on and how you contributed to their success.
• Your Achievements: Highlight any awards, promotions or other achievements that demonstrate your success in the field of finance and make you stand out from other applicants.
• Your Passion and Commitment: Show your enthusiasm and dedication to the job by articulating your passion for finance and how you plan to exceed expectations in the role.
• Closing Section: Summarize the core elements of your cover letter and reiterate your interest in the role. Express your appreciation for being considered and thank the reader for their time.

Finance Executive Cover Letter Writing Tips

Writing a successful cover letter for a finance executive role can be challenging. To help you get started, here are some tips for crafting a strong and effective cover letter:

• Make sure you tailor your cover letter to each specific role. Research the company and its values, and explain why you would be a perfect fit.
• Highlight your unique qualifications and experiences that make you a great candidate for the role.
• Keep it concise. Focus on the most important information, and be sure to keep your cover letter to one page.
• Use a professional tone, and make sure to proofread the letter before submitting it.
• Emphasize your ability to work with financial data, and be sure to include any relevant certifications or qualifications.
• Illustrate your understanding of the role and the impact you can have on the company.
• Include contact information, such as a phone number and email address, in case an employer wants to follow up with you.

By following these tips, you can create a compelling cover letter that will help you stand out from the competition and increase your chances of getting a finance executive job. Good luck!

Common mistakes to avoid when writing Finance Executive Cover letter

A cover letter is an essential part of the job search process, as it introduces you to the hiring manager and provides a glimpse of your experience and qualifications. However, many finance executives make common mistakes when writing their cover letters, which can lead to their resumes being overlooked. Here are some common mistakes to avoid when writing a finance executive cover letter:

• Not Tailoring the Letter to the Role: Taking the time to customize your cover letter to the job you are applying for is essential. A generic, one- size- fits- all letter will not impress the hiring manager and may come off as lazy.
• Not Showcasing Your Relevant Qualifications and Achievements: Your cover letter should focus on the qualifications and experience you have that are relevant to the job you are applying for. Showcasing your key accomplishments in the field of finance and how they could benefit the company is a great way to stand out from the competition.
• Not Including a Call to Action: While many people forget to include a call to action in their cover letters, it is a great way to encourage the hiring manager to take your application to the next step. Including a sentence such as “I would love to discuss my qualifications further” can make a big difference in getting your resume noticed.
• Not Proofreading for Mistakes: Grammar and spelling mistakes in a cover letter can be a major red flag for a hiring manager. Take the time to read through your cover letter before you send it, as even small errors can take away from the overall professionalism of the letter.

By avoiding these common mistakes in your cover letter, you can make sure your resume stands out from the crowd and gets the attention it deserves.

Key takeaways

When it comes to applying for a job as a finance executive, it is important to ensure that your cover letter stands out from the crowd. A well- written cover letter can make all the difference in helping you secure the job you want. Here are some key takeaways for writing an impressive finance executive cover letter:

• Tailor your cover letter to the position you are applying for. Research the company and demonstrate your knowledge and understanding of their industry, products and services.
• Highlight your experience in the finance sector and how it can help you excel in the job you’re applying for.
• Focus on the skills you possess which make you a strong candidate for the position and explain how you will use them to benefit the organisation.
• Show that you are a motivated and ambitious individual who is eager to learn and develop.
• Explain why you are interested in working for the company and how you can contribute to its success.
• Demonstrate your excellent communication and problem- solving skills.
• Keep your cover letter concise and to the point. Avoid using long sentences and keep your writing clear and easy to read.
• Proofread your cover letter thoroughly and make sure there are no spelling or grammar errors.

By following these key takeaways, you can ensure that your finance executive cover letter leaves a lasting impression on the employer and help you secure the job you want.

Frequently Asked Questions

• Writing a cover letter for a finance executive job with no experience can be a daunting task. However, it is important to remember that even if you have no experience in the field, you can still have the skills and knowledge that employers are looking for. Start by discussing any relevant coursework, certifications, and volunteer experiences that you possess. Try to focus on how these experiences have led to your interest in finance and how they have helped you develop the skills necessary to become an effective finance executive. Additionally, emphasize any unique qualities that you possess, such as strong problem- solving skills, a knack for data analysis and the ability to work well with teams.
• When writing a cover letter for a finance executive job with experience, your goal should be to demonstrate your strengths and what you have accomplished in previous roles. Start by discussing your experience in the field. Mention any relevant finance- related projects or initiatives you have been involved in, as well as any successes that resulted from your efforts. Additionally, emphasize how you were able to use your financial expertise to help the company reach its goals.
• When highlighting your accomplishments in your finance executive cover letter, try to focus on the tangible results of your work. Mention any successful strategies or initiatives that you led, as well as any awards or recognitions you received. Additionally, emphasize how your work helped the company save money, increase customer satisfaction, or improve its bottom line.
• A good cover letter for an finance executive job should focus on the skills and qualifications that make you the ideal candidate for the role. Start by discussing your experience in the field and any relevant certifications or coursework that you possess. Then, list any successes in previous roles, such as cost savings initiatives or successful projects, as well as any awards or recognitions you have received.

In addition to this, be sure to check out our cover letter templates , cover letter formats ,  cover letter examples ,  job description , and  career advice  pages for more helpful tips and advice.

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• Finance Assistant cover letter examples

To secure Finance Assistant jobs, firstly you need to get your CV in front of the employer.

And to do that you will need a strong cover letter.

But writing a cover letter which stands out from the crowd and encourages recruiters to read your CV is not always easy.

So, we have created 3 Finance Assistant cover letter examples to give you some inspiration, along with a full guide on how to create your own winning cover letter.

Guide contents

How to write a Finance Assistant cover letter

• What to include in a Finance Assistant cover letter

CV templates 

Finance Assistant cover letter example 1

Finance Assistant cover letter example 2

Finance Assistant cover letter example 3

These Finance Assistant cover letter examples provide you with some guidance and inspiration for writing a cover letter that gets noticed and ensures your CV will get opened.

But if you really want to master the art of writing a winning cover letter , then follow our step-by-step cove letter writing guide below.

Here’s how you can write your own eye-catching cover letter, broken down into simple steps.

Write your cover letter in the body of an email/message

When writing your Finance Assistant cover letter, it’s best to type the content into the body of your email (or the job site messaging system) and not to attach the cover letter as a separate document.

This ensures that your cover letter gets seen as soon as a recruiter or employer opens your message.

If you attach the cover letter as a document, you’re making the reader go through an unnecessary step of opening the document before reading it.

If it’s in the body of the message itself, it will be seen instantly, which hugely increases the chances of it being read.

Start with a friendly greeting

To build an instant connection with the recruiter reading your cover letter, start with a warm greeting.

It should be friendly but not casual – keeping it professional at all times.

• Hi, hope you’re well
• Hi [insert recruiter name]
• Hi [insert department/team name]

Avoid overly formal greetings like “Dear sir/madam ” unless applying to very traditional companies.

How to find the contact’s name?

Addressing the recruitment contact by name is an excellent way to start building a strong relationship. If it is not listed in the job advert, try these methods to find it.

• Check out the company website and look at their  About page. If you see a hiring manager, HR person or internal recruiter, use their name. You could also try to figure out who would be your manager in the role and use their name.
• Head to LinkedIn , search for the company and scan through the list of employees. Most professionals are on LinkedIn these days, so this is a good bet.

Identify the role you are applying for

Once you have opened the cover letter with a warm greeting, you need to explain which role you are interested in.

Sometimes a recruitment consultant could be managing over 10 vacancies, so it’s crucial to pinpoint exactly which one you are interested in.

Highlight the department/area if possible and look for any reference numbers you can quote.

These are some examples you can add..

• I am interested in applying for the role of Finance Assistant with your company.
• I would like to apply for the role of Sales assistant (Ref: 40f57393)
• I would like to express my interest in the customer service vacancy within your retail department
• I saw your advert for an IT project manager on Reed and would like to apply for the role.

See also: CV examples – how to write a CV – CV profiles

Highlight your suitability

The sole objective of your cover letter is to motivate recruiters into to opening your CV. And you achieve this by quickly explaining your suitability to the roles you are applying for.

Take a look at the job descriptions you are applying to, and make note of the most important skills and qualifications being asked for.

Then, when crafting your cover letter, make your suitability the central focus.

Explain why you are the best qualified candidate, and why you are so well suited to carry out the job.

This will give recruiters all the encouragement they need to open your CV and consider you for the job.

Keep it short and sharp

It is best to keep your cover letter brief if you want to ensure you hold the attention of busy recruiters and hiring managers. A lengthy cover letter will probably not get read in full, so keep yours to around 3-6 sentences and save the real detail for your CV.

Remember the purpose of your cover letter is to quickly get recruiters to notice you and encourage them to open your CV, so it only needs to include the highlights of your experience.

Sign off professionally

To finish off your cover note, add a professional signature to the bottom, stating your important contact details and information.

This not only provides recruiters with multiple means of contacting you, but it also adds a nice professional appearance to the cover letter, which shows that you know how to conduct yourself in the workplace.

Include the following points;

• A friendly sign off – e.g. “Warm regards”
• Your full name
• Phone number (one you can answer quickly)
• Email address
• Profession title
• Professional social network – e.g. LinkedIn

Here is an example signature;

Warm regards,

Aaron Smith Customer service professional 075557437373 [email protected] LinkedIn

Quick tip : To save yourself from having to write your signature every time you send a job application, you can save it within your email drafts, or on a separate document that you could copy in.

What to include in your Finance Assistant cover letter

So, what type of information should you write about in your Finance Assistant cover letter?

The specifics will obviously depend on your profession and the jobs you are applying to, but these are the key areas you should be covering.

• Your industry experience – Tell recruiters the types of companies you have been working for and the roles you have held in the past.
• Your qualifications – Highlight your most important relevant qualifications to show employers you are qualified to do the roles you are applying for.
• The impact you have made – Demonstrate the positive impact you have made for employers in previous jobs. Have you saved money? Improved processes? Made customers happy?
• Your reasons for moving – Employers will want to know why you are leaving your current/previous role, so provide them with a brief explanation here.
• Your availability – When will you be able to start a new job ? Check your current contract to find out your notice period if you are in a position already.

To round up

Writing an impressive cover letter is a crucial step in landing a Finance Assistant job, so taking the time to perfect it is well worth while.

By following the tips and examples above you will be able to create an eye-catching cover letter that will wow recruiters and ensure your CV gets read – leading to more job interviews for you.

Good luck with your job search!

What to Include in a Financial Advisor Cover Letter

A cover letter isn’t just an add-on to your job application. It effectively highlights and sells your skills and experiences as a financial advisor. Your cover letter is your first opportunity to demonstrate how you can be a good fit for a job. Here are the key components and and tips that could help your cover letter stand out for likely firms.

After you become a financial advisor, SmartAsset’s SmartAdvisor platform can help you connect with potential clients.

Why You Should Include a Financial Advisor Cover Letter

Working with a professional to craft your cover letter can prove beneficial. In the same way you, as a financial advisor , would guide your clients through their financial decisions, a career coach or consultant can guide you through the job application process.

When it comes to financial advisor roles, a cover letter will not only showcase your skills, knowledge and experience, but also help you present a compelling argument for why you are the best candidate for the job.

A cover letter, for example, can focus on your approach with clients and how you help them reach different financial milestones or get through economic downturns.

You should note that a cover letter may be the first thing that an employer sees from you. And many employers consider cover letters an important part of the job search process. So crafting a well-strategized letter is a key component for getting hired.

How to Create a Result-Oriented Financial Advisor Cover Letter

Your cover letter is a tactical introduction that is engineered to put your best foot forward. And as such, it should deliver a personalized introduction that offers additional insight to the skills, experiences and interests that you have already included in your resume.

Depending on the job, there are many types of cover letters. However, all cover letters generally have these five sections:

• Header: This typically includes your contact information, such as your address, phone number and email, as well as social media and portfolio links when applicable.
• Greeting or salutation : This is the equivalent of looking at someone in the eyes for the first time. Stand out by researching and including the hiring manager’s name. This personalized approach can beat out a generic one by demonstrating your level of commitment to the job and the firm.
• Introduction : Don’t bury the lede! This first paragraph should call attention to who you are and why you want the job. Make sure you explain clearly what draws you to the firm, and set up what are your core strengths and how these will fit into the position (you will go deeper into this in the body).
• Body : Here you’ll have more real estate, typically two paragraphs, to state your case. First, explain how your professional experiences apply specifically to the position and the firm. Then, connect how that background as a financial advisor and your career goals align with the firm’s culture.
• Call-to-action or closing: This is the final paragraph! Seal the deal by restating your interest in the role and propose next steps (like a conversation or potential interview).

Take note: As with any introduction, paying attention to details goes a long way. Make sure your cover letter is edited and formatted correctly. Avoid repetition and cliches. And lastly, make each sentence count. The purpose of the cover letter is to support this clear idea: You are a strong candidate for the position, and you are genuinely excited about working at the firm.

Refining Your Skills as a Future Financial Advisor

Soft skills like adaptability, communication and time management can be valuable for financial advisors. You will also need to combine these with hard skills like accounting, data analysis or marketing, among others, to prove yourself a valuable asset to a firm.

Of course, these skills are not based on natural talents alone. You can develop them by setting goals, finding a mentor, seeking constructive criticism and enrolling for additional certifications or degrees (more on this in the next section). You can also take advantage of training offered at a firm and even shadow other financial advisors.

Keep in mind that when you draft your resume and cover letter, you should put a spotlight on the skills that best fit the job description. So if a firm has a type of client base , and offers specific services, show your potential employer that you have the necessary hard and soft skills to excel at the job.

Tips for Aspiring Financial Advisors

As you build up your career as a financial advisor, here are four key tips to consider:

• Continue your professional education : Sign up for courses and keep up with proposed legislation or changes in rules and laws. Educate yourself on different financial trends and strategies. Your ability to keep learning will show your commitment to the field and make you an essential resource for clients.
• Earn important certifications : Financial advisors, while not required, often carry certain certifications to demonstrate specific knowledge and abilities. Common certifications include certified financial planner ( CFP ), chartered financial analyst ( CFA ), chartered financial consultant ( ChFC ) and certified public accountant ( CPA ), among other designations.
• Maintain your LinkedIn : An updated profile highlighting your skills on professional platforms like LinkedIn can help you make valuable connections with other peers in the industry and connect with potential clients as well.
• Be persistent: Most professionals do not find a rewarding career by accident. Instead, you will need to be persistent, mentalize yourself to get back on your feet when an opportunity passes, and perhaps more importantly–keep trying.

Bottom Line

An effective cover letter can capture the attention of recruiters. But that’s only one piece of the puzzle. Financial advisors are continuously evolving with their clients. So staying ahead of the curve will help you drive your career forward. Regular updates on financial markets and active participation in financial advisor conferences can also keep you connected.

Tips for Becoming a Financial Advisor

• If you’re just getting started on your financial career path, consider our guide on how to become a financial advisor in six steps . The sooner you start, the sooner you can work toward a rewarding career.
• Once you become a financial advisor, one of the most important things you’ll do is find as many clients as you can. SmartAsset’s SmartAdvisor platform can help you connect with potential clients.

Photo credit: ©iStock.com/Delmaine Donson, ©iStock.com/wichayada suwanachun, ©iStock.com/KamiPhotos

The post What to Include in a Financial Advisor Cover Letter appeared first on SmartReads by SmartAsset .

Admissions, Recruitment, and Financial Aid Officer

How to apply.

Candidates should submit the following as one document:

1. Cover Letter / Letter of interest 2. Resume 3. One page statement that discusses/shares a recent experience; what was learned from this experience, and what you did with what you learned.

In order for the Career Portal system to accept a cover letter and one page statement, please include these as a page of your resume document

The School of Social Work seeks a candidate to provide assistance with student and administrative support in the Office of Student Services and Enrollment Management. The candidate in this position will work as a member of a high functioning unit with a myriad of interactions across administrative units within the School of Social Work including the MSW Program Director's Office, the SSW Career Center and the Office of Field Education.

Responsibilities*

Recruitment/Admissions

• Provide informational presentations to promote the MSW program.
• Coordinate and participate in student recruitment and admissions activities including, evaluating applications for admission, attending Admission Review Team meetings and meeting with admitted students (in-person, zoom, phone meeting).
• Contact applicant recommenders to gather information for admissions decisions, meet with prospective MSW students (in-person, zoom, phone meetings), and assist with pre-admission interviews
• Travel for recruitment events as needed.
• Provide additional admissions and recruitment assistance as needed.

Financial Aid

• Share information regarding financial aid opportunities, policies, and procedures with prospective and current students.
• Serve as a member of the Financial Aid Committee.
• Assist with financial aid reviews and re-reviews for incoming and continuing MSW students for need scholarships, merit based scholarships, and donor scholarships.
• Review financial aid letters for accuracy.

Required Qualifications*

• Master's degree (in Social Work, preferred).
• Demonstrated experience in graduate education and working with graduate students.
• Demonstrated experience in college level recruitment.
• Excellent interpersonal, written and oral communication skills.
• Strong public speaking and presentation skills.
• Ability to work independently and as part of a team, excellent problem-solving abilities, ability to understand and improve upon complex processes, strong attention to detail, and ability to coordinate multiple projects.
• Demonstrated ability to handle sensitive and confidential materials and situations.
• Ability to work some evenings for recruitment and school events.
• Ability to work in-person on campus in Ann Arbor, Michigan

Desired Qualifications*

• Extensive experience working in higher education.
• Demonstrated knowledge of the University of Michigan School of Social Work MSW program.

Work Locations

This is an in-person role at the School of Social Work in Ann Arbor, MI. A hybrid schedule that includes remote work may be approved by the supervisor aligned with SSW flexible work schedule policies. 

Application Deadline

Job openings are posted for a minimum of seven calendar days.  The review and selection process may begin as early as the eighth day after posting. This opening may be removed from posting boards and filled anytime after the minimum posting period has ended.

U-M EEO/AA Statement

The University of Michigan is an equal opportunity/affirmative action employer.

'I can't charge $20 for a Happy Meal': McDonald's franchisee responds to California's new fast-food worker wages

• A McDonald's franchisee raised prices because of California's fast-food minimum wage.
• "I can't charge $20 for a Happy Meal," the franchisee, who's worried about losing diners, told CNN.
• Restaurant owners have been looking at ways to offset the bigger pay checks.

A McDonald's franchisee said he raised menu prices in response to California's new $20 minimum wage for fast-food workers but that there's a limit to how much customers would pay.

"We have looked at price, although I can't charge $20 for a Happy Meal," Scott Rodrick, the owner of 18 McDonald's restaurants in Northern California, told CNN . "My customers' appetite to absorb menu-board prices is not unlimited."

The cost of a Happy Meal varies at locations around the US. On Uber Eats for a McDonald's in Sacramento, California, Happy Meals range from $7 for a hamburger Happy Meal to $8.60 for the six-piece Chicken McNuggets option.

Franchisees are largely able to set their own prices. Rodrick said he already raised prices at his restaurants by 5% to 7% in the past three months to prepare for the new legislation.

A McDonald's franchisee in Los Angeles County told KTLA 5 News recently that if she raised her prices enough to offset the wage increase, her food would be unaffordable.

California set its minimum wage for fast-food workers at $20 an hour on Monday, which is 25% more than the state's general minimum wage. The legislation, AB 1228, affects limited-service chains with at least 60 locations nationwide.

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The state's newly created Fast Food Council can raise the minimum wage by up to 3.5% yearly, depending on inflation.

Restaurant owners have been evaluating various measures to offset the bigger paychecks. Many, like Rodrick, said they planned to make diners pay for at least some of the wage increase.

Some restaurants are slashing labor, too, by reducing how many hours their staff work or even laying some off . But Rodrick told CNN that rather than cutting back on labor, he would expand his delivery operations and postpone major investments, like updating dining rooms and buying new grills.

"I've got to look at every option for business survivability," Rodrick told Fox News. "I've got to be aggressive in seeking labor-efficient growth. I'm going to have to explore more digital and delivery avenues. I'm going to obviously have to make, like any smaller-business owner, harder choices around big capital expenditures."

In his interview with Fox News, Rodrick emphasized the nature of franchisees as small-business owners. "Franchisees are not large, global corporations," he said.

Fast-food workers and their unions have been pushing for higher wages in the industry for years.

"We are in this fight because workers are worth more and our families deserve better than poverty wages," Angelica Hernandez, a cook trainer at McDonald's who sits on the Fast Food Council, said at a press conference on Monday. Her comments were translated from Spanish.

"Even though we are the engine of a billion-dollar industry, too many of us struggle to keep up with rent our bills and the rising cost of living," Hernandez said.

Are you a fast-food worker excited about the new minimum wage? Or a franchisee or restaurant manager worried about how it will affect your business? Email this reporter at [email protected] .

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Letter: Closing the pro-growth/no-growth divide

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Opponents of Proposition P know Chico needs to grow: the disagreement is into what, and where?

Three decades’ reflection on my 1994 General Plan experience makes clear the process still fails to face growth’s fatal flaw: it doesn’t pay for itself.

Developers state that adding fees sufficient to cover the full financial impact on Chico’s streets, schools and services make new homes unaffordable, defeating the purpose.

That leaves three options for dealing with this deficit.

The first is to ignore reality, now so normalized that committee members carry this oversight forward not knowing they have.

The second option is to raise local taxes which residents and businesses quite rightly fight, leaving the third option, urban sprawl: add another subdivision to partially recoup the shortfall of the first, add another to defray the second, then again, and again, until Greater Chico extends to the Neal Road Landfill, where the low-income housing will be.

Urban development as we know it is a Ponzi scheme distorting the planning process, unwittingly making sprawl the forgone conclusion.

How to break this cycle? Option #2 is our common ground: no one likes taxes, or potholes. We can bridge the pro-growth/no-growth divide by asking ourselves this question: what would development look like that our citizens can afford?

Valley’s Edge failed because 60% of Chico’s voters chose not to subsidize homes they’ll never own. Let’s try thinking like true economic conservatives (remember them?) and have actual costs shape the future planning of Chico’s what and where.

— Rob Hanford, Chico

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