Millennials and Post Millennials: A Systematic Literature Review

  • Published: 08 February 2021
  • Volume 37 , pages 99–116, ( 2021 )

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research paper on millennials

  • Karuna Prakash 1 &
  • Prakash Tiwari 1  

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The purpose of the study is to investigate into the research conducted on two young generations i.e. the millennial generation and the post millennial generation in the subject field of business and management. The study takes into account the research conducted from 2010 to 2020 from the Scopus database. Bibliometric analysis is adopted to determine the progress on the study of millennials and post millennials, while identifying the most productive authors, institutions and countries. The results depict a concentration of these studies in developed markets like the USA, Australia, Canada and United Kingdom. India and China are also not too far behind in their contributions. There was seen a dearth in research in emerging markets, which is essential and creates a need for further research to be conducted across different geographical locations. The study contributes to the existing field of knowledge on millennials and post millennials.

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Prakash, K., Tiwari, P. Millennials and Post Millennials: A Systematic Literature Review. Pub Res Q 37 , 99–116 (2021). https://doi.org/10.1007/s12109-021-09794-w

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Accepted : 26 January 2021

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DOI : https://doi.org/10.1007/s12109-021-09794-w

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As Millennials Near 40, They’re Approaching Family Life Differently Than Previous Generations

Three-in-ten millennials live with a spouse and child compared with 40% of gen xers at a comparable age, table of contents.

  • Millennials are less likely to live with a family of their own than previous generations were at the same stage of life
  • More than half of Millennials are not married, and those who are got married later in life
  • More than half of Millennial women have given birth; they are older than previous generations when they do
  • Acknowledgments
  • Methodology

research paper on millennials

have traditionally been common. This report looks at how Millennials are forming their own families – focusing on living arrangements, marriage rates and birth rates – and compares Millennials to previous generations at the same age.

For the majority of this analysis, we compared members of four generations when they were ages 23 to 38 years old: Millennials in 2019, Gen Xers in 2003, Baby Boomers in 1987 and members of the Silent Generation in 1968. Most of the demographic data in this report were derived from the Current Population Survey Annual Social and Economic Supplement (ASEC), which is conducted in March of every year. For the fertility analysis, we looked at adults ages 22- to 37-years old. For generational comparisons of fertility data, we examined Millennials in 2018, members of Gen X in 2002, and Baby Boomers in 1986. There is no comparable fertility data available for members of the Silent generation. Fertility data are derived from the June Fertility Supplement .

As Millennials reach a new stage of life – the oldest among them will turn 39 this year – a clearer picture of how members of this generation are establishing their own families is coming into view. Previous research highlights not only the sheer size of the Millennial generation, which now surpasses Baby Boomers as the largest, but also its racial and ethnic diversity and high rates of educational attainment. This research also notes that Millennials have been slower than previous generations to establish their own households.

A new analysis of government data by Pew Research Center shows that Millennials are taking a different path in forming – or not forming – families. Millennials trail previous generations at the same age across three typical measures of family life: living in a family unit, marriage rates and birth rates.

Unless otherwise noted, Millennials in this report are defined as adults ages 23 to 38 years old in 2019. Previous generations are defined as follows: Generation X (Gen X) is defined as adults ages 23 to 38 years old in 2003; Baby Boomers are adults ages 23 to 38 in 1987; and members of the Silent Generation are adults ages 23 to 38 years old in 1968.

In this report, a person is considered to be “in a family” if they reside with a spouse, their own child (including biological, adopted and stepchildren) or both. Adults who have a spouse that is currently living apart from them (but from whom they are not legally separated) are considered to be living with that spouse for this analysis.

Cohabitation is a term used to describe adults who live with an unmarried romantic partner.

Marriage data includes both opposite-sex and same-sex couples.

References to whites, blacks and Asians include only those who are non-Hispanic and identify as only one race. Asians include Pacific Islanders. Hispanics are of any race.

When discussing marriage, the terms “multiracial or multiethnic” and “intermarriage” are used interchangeably to denote marriages that include partners with different racial and ethnic backgrounds. See methodology for more information.

References to college graduates or people with a college degree comprise those with a bachelor’s degree or more. “Some college” includes those with an associate degree and those who attended college but did not obtain a degree. “High school” refers to those who have a high school diploma or its equivalent, such as a General Education Development (GED) certificate.

More than four-in-ten Millennials do not live with a family of their own

Living with a family is defined here as living with a spouse, one’s own child (or children) or both a spouse and child. Using this definition, Millennials are much less likely to be living with a family of their own than previous generations when they were the same age. In 2019, 55% of Millennials lived in this type of family unit. This compares with 66% of Gen Xers in 2003, 69% of Boomers in 1987 and 85% of members of the Silent Generation in 1968.

Millennials lag furthest behind in the share living with a spouse and child. Only three-in-ten Millennials fell into this category in 2019, compared with 40% of Gen Xers, 46% of Boomers and 70% of Silents when they were the age Millennials are now. At the same time, the share of Millennials who live with a spouse and no child is comparable to previous generations (13%), while the share living with a child but no spouse (12%) is the same as Gen X but higher than Boomers and Silents.

Among Millennials, there are significant differences in the share living in a family of their own by race, ethnicity and educational attainment. Black Millennials are the least likely to live in a family – 46% do, compared with 57% of white and Hispanic Millennials and 54% of Asians. Black Millennials are more likely than other groups to live with a child and no spouse (22%, compared with 16% of Hispanic, 9% of white and 4% of Asian Millennials).

Three-in-ten Millennials live with a spouse and their own child – well below the share for previous generations at a comparable age

Overall, Millennials with less than a high school diploma are more likely than those with more education to live in a family (63% compared with 55% each of high school graduates, those with some college education and college graduates).

Millennials with a bachelor’s degree or more education are more likely than those with less education to live with a spouse and no child (18% compared with 11% of those with some college education, 10% of high school graduates, and 7% of those with less than a high school diploma). College-educated Millennials are the least likely to live with a child and no spouse (4%), while those with less than a high school education are the most likely to fall into this category (21%).

A look at Millennials who aren’t living with a family of their own reveals that most live in other family arrangements: 14% of Millennials live with their parents, and another 14% live with other family members. In both cases, these shares are higher than for other generations when they were in their 20s and 30s. Previous research has shown that, even after the economy started to recover from the Great Recession, the share of Millennials living in their parents’ homes continued to rise. Millennial men are much more likely than Millennial women to live with their parents (18% of men compared with 10% of women). Millennial men without a college degree are especially likely to fall into this category (21%, compared with 12% of Millennial men with a bachelor’s or higher degree).

About one-in-ten Millennials (9%) live alone. This is similar to the share of Gen Xers and Boomers who did so at a comparable age but higher than the share of Silents. Some 7% of Millennials live in a household with non-family members.

A majority of Millennials are not currently married, marking a significant change from past generations. Only 44% of Millennials were married in 2019, compared with 53% of Gen Xers, 61% of Boomers and 81% of Silents at a comparable age.

What does marriage look like for Millennials who have tied the knot? They are getting married later in life than previous generations. The median age at first marriage has edged up gradually in recent decades. In 2019, the average man first got married at age 30, and the average woman was 28 when she first wed. This is three years later – for both men and women – than in 2003, four years later than in 1987 and seven years later than in 1968.

College-educated Millennials most likely to be married

Black Millennials are far less likely to be married than Millennials in other racial and ethnic groups: 24% compared with 51% of Asian, 48% of white and 42% of Hispanic Millennials. This racial and ethnic pattern is similar for older generations, but the gap between black adults and other groups has widened since 1968.

Half of all Millennials with a bachelor’s degree or more education are married, which is higher than the share among those with less education. The largest gap emerges when comparing the shares of Millennials with a bachelor’s degree (50%) and those with a high school education (38%) who are married. There’s a 10-point gap in the share married between those with a bachelor’s degree and those with some college education (40%). Some 42% of Millennials with less than a high school education are married.

The education gap in marriage , which has been growing over time, is wider for Millennials than it has been in previous generations. Overall, marriage rates have declined since 1970, and the sharpest declines have been amongst the least educated adults.

Millennials more likely than Gen Xers when they were younger to be living with a romantic partner

Millennials more likely to be cohabiting or unpartnered than Gen Xers were at a comparable age

As Millennials delay marriage, a significant share are living with a romantic partner. In 2019, 12% of Millennials were living with an unmarried partner – higher than the share of Gen Xers (8%) who were cohabiting in 2003. 1  Cohabitation is more common among Millennials than Gen Xers across most racial and ethnic categories, as well as educational attainment.

White Millennials are more likely than other racial and ethnic groups to be currently cohabiting with a partner: 14% of whites do, compared with 11% of black, 12% of Hispanic and 6% of Asian Millennials. Millennials with less than a college education are more likely to live with a partner than are those with a bachelor’s degree (13% vs. 11%). Even so, the share of college-educated Millennials who are cohabiting is substantially higher than it was for college-educated Gen Xers at a comparable age.

More than one-in-ten married Millennials have a spouse who is of a different racial or ethnic background

Roughly one-in-five black and Hispanic Millennials who are married have a spouse of a different race or ethnicity

Some 13% of Millennial marriages include spouses of differing racial or ethnic backgrounds. 2 This is significantly higher than the share of Gen X marriages that were multiracial or multiethnic in 2003 (9%). 3  As noted in a 2017 Pew Research Center report , rates of intermarriage have gone up over time. These shifts can be attributed to the removal of laws criminalizing interracial marriage in many states, including the landmark Loving v. Virginia decision in 1967, as well as cultural shifts that make interracial marriage more acceptable and the growing racial and ethnic diversity in the country.

Among married Millennials, 8% of whites are married to someone of a different race or ethnicity. The shares are higher among Hispanic (19%), black (18%) and Asian (16%) Millennials. 4

Intermarriage rates are higher for Millennials than for Gen Xers across all racial and ethnic groups. The generational leap in intermarriage is most notable for Hispanic and black adults. The rate of intermarriage among black Millennials is nearly twice as high as that of black Gen Xers at a comparable age (18% vs. 10%).

Millennials are more likely than previous generations to marry someone with the same level of education as them

Millennials are more educated than previous generations of young adults, and they’re more likely to be married to someone who shares their educational credentials. Among married Millennials with a bachelor’s degree or more education, 75% are married to another college graduate. This is higher than Gen Xers (68%), Boomers (63%) or Silents (52%) when they were the age Millennials are now. Some 16% of Millennials with a bachelor’s degree married someone with some college education, 9% are married to a high school graduate, and 1% of Millennials with a college degree married someone with less than a high school education.

Outpacing men at graduation means college-educated women are now less likely to marry a college-educated man

College-educated Millennial women are less likely to have a spouse with a college degree than are their male counterparts (70% vs. 82%). This was also the case for Gen Xers (66% of college-educated Gen X women were married to someone with a bachelor’s degree, compared with 70% of college-educated Gen X men). This disparity can be explained by recent data showing more women are graduating from college than men , thus making the ratio of college-educated men to women unbalanced (fewer men than women). The pattern was the opposite for Boomers and Silents: Men were less likely to marry someone with a college degree than women. This reversal can be partially attributed to the fact that, during this time, fewer women went to college, resulting in a smaller pool of college-educated women for men to marry.

Across all levels of education, Millennial men are more likely than women to marry someone with higher educational credentials. For example, 18% of Millennial men with a high school diploma or less marry someone with a bachelor’s degree or more (compared with 9% of Millennial women). Some 33% of Millennial men with some college education marry someone with a bachelor’s degree or more (compared with 22% of Millennial women).

Millennials are less likely to be have given birth at this stage of life than their predecessors

As of 2018, approximately 19 million Millennial women had given birth to a child. This amounts to more than half (55%) of all Millennial women, smaller than the shares of previous generations of women who had given birth at a comparable age. Some 62% of Gen X women and 64% of Boomer women were mothers when they were ages 22 to 37. 5

Among Millennials, Hispanic and black women are more likely than white and Asian women to have given birth. This pattern holds true for Gen X women as well.

It should be noted that these figures reflect fertility for 22- to 37-year-olds, not completed fertility . Millennial women, especially the youngest among them, still have many years to complete their fertility. And some Gen X women are still in their child-bearing years. (Researchers typically define childbearing age as 15 to 44.)

Previous research has shown that women are waiting longer to give birth , with many becoming first-time mothers in their 40s. This is reflected in data showing that the age of first-time mothers has increased over time. In 2015, when the oldest Millennial was 34, the mean age for mothers was 26.4 – up from 22.7 in 1980. Delayed childbearing and a decline in teenage pregnancies are partial explanations for this shift.

While Millennial women are less likely to have given birth, those who are mothers aren’t necessarily having fewer children. In 2018, Millennial women who had given birth had an average of 2.02 children. At similar ages, Gen X women had 2.07 children and Boomer women had 2.05 children, on average.

Millennial mothers are more likely than mothers from previous generations to be unmarried. Some 33% of Millennial moms living with their own children younger than 18 are unmarried, compared with 29% of Gen X moms, 23% of Boomer moms and 9% of Silent moms at the same age. Millennial moms with a college education (14%) are much less likely to be unmarried than those with less than a college degree (44%). There are also differences by race and ethnicity: Among Millennial mothers, black women (67%) are more likely to be unmarried than are Hispanic (39%), white (24%) or Asian (11%) women.

A third of Millennial men live in a household with their own children

While there are no comparable fertility measures for fathers in the Current Population Survey, data from an ongoing national survey finds that Millennial men are less likely to be fathers at this stage of life than Gen X men were at a comparable age. In 2018, 40% of Millennial men ages 22 to 37 said they had fathered a child; this compares with 46% among Gen X men in 2002.

Another way to measure fatherhood is by looking at the share of men who report living at home with their own children (those younger than 18), although it is important to note that these numbers do not distinguish whether these children are biological, adopted or stepchildren.

Millennial men are less likely to be living in a household with their own children than was the case for previous generations of men at a comparable age. In 2019, 32% of Millennial men reported living in a household with their own children, compared with 41% of Gen X men in 2003, 44% of Boomer men in 1987 and 66% of Silent men in 1968.

Hispanic and white Millennial men (34% for both) are more likely than their black (23%) and Asian counterparts (27%) to be living with children of their own. For Millennial men, those with more education are less likely to live with children of their own. For example, 40% of Millennial men with less than a high school diploma live with children of their own compared with 31% of Millennial men with a bachelor’s degree or higher.

About one-in-five Millennial fathers are single dads

Most Millennial dads who reside with their children are living with a spouse. And, in most of those households, both parents are working. In 66% of households with a married couple and at least one child younger than 18 in which one or both spouses is a Millennial, both parents were employed in 2018 (the year prior to the survey). This is the same as the share among Gen X and Boomer households in 2002 and 1986 with two married parents and one or more children younger than 18. But times have changed a lot in this regard since members of the Silent Generation were raising their children. In 1967, only 44% of Silent households with two married parents and at least one child had two working parents.

About one-in-five Millennial men residing with their own child or children are unmarried. This is significantly higher than the shares for previous generations: 15% of Gen X fathers, 4% of Boomer fathers and 1% of dads in the Silent Generation were unmarried at a comparable age.

  • Cohabitation data for Boomers and Silents are unavailable because the Current Population Survey did not start collecting these data until 1995. ↩
  • Millennial marriages are those in which at least one spouse is a Millennial (regardless of the age of the other spouse). This analysis is limited to married individuals whose spouse is present in the household. ↩
  • The analysis does not include intermarriage rates for Boomers or Silents because of changes in how the Current Population Survey (CPS) collects data on racial categories. ↩
  • See methodology section for more information about multiracial and multiethnic marriages are defined. ↩
  • These fertility data weren’t collected until 1976, which means there is no information for Silent women. The most recently available fertility data is for 2018. To compare previous generations with Millennials, the age range was shifted to 22- to 37-year-olds and data were analyzed for 2018, 2002 and 1986. ↩

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  • HISTORY & CULTURE

Why midlife looks different for millennials

This generation isn’t meeting their parents’ benchmarks for "adulthood"—but that’s not necessarily a bad thing.

A middle-age man sitting at a conference table as he grabs his hair in frustration

If you want to get a sense of how American midlife has changed, look no further than 1991 comedy “Father of the Bride,” in which actors Steve Martin and Diane Keaton play parents in their mid-40s. Conversation around a 2022 viral tweet calling out those portrayals largely agrees: whatever the movie’s ideal of middle age, it doesn’t resemble today’s spry 40-year-olds.

Yes, midlife looks different now—in fashion, in youthful attitude, and in cold, hard numbers. Most days, with no kids, no husband, no mortgage, I don’t think of myself as a “real” grown-up at 37, at least not of the Keaton-Martin caliber. Sure, some people of my generation will soon have kids old enough to get married. But many are just having their first children—the median age of mothers giving birth increased to 30 between 1990 and 2019 —or, like one fifth of adults , don’t plan to have kids at all.

As millennials hit middle age, difficult financial and cultural realities leave many of us with a similar sense that we’re not living up to the standards of modern adulthood. But changing ideas about aging are also shaping our midlife behavior in new ways, creating more space for accomplishments and adventure.

Financial strain means delays for starting a family, home ownership

Rewriting the rules of development is nothing new for millennials. Even in the early 2000s, social scientists noticed that the eldest millennials (those born starting around 1981 , although the exact cutoff year is still under debate) weren’t hitting the typical markers of finishing education, getting jobs, getting married, and having kids, says Karen Fingerman, a professor of human development at UT Austin and director of the Texas Aging and Longevity Consortium.

Twenty-four years later, we’re continuing to delay both marriage and childbearing, says Carolina Aragão, who studies social and demographic trends at the Pew Research Center. Her research shows that the percentage of today’s adults aged 30-34 who are married is down more than 10 percent over the last two decades. The mean age of first motherhood in 2021 was also 27.3, the highest it’s ever been, and another recent Pew poll found 44 percent of nonparent adults aged 18-49 planned to stay that way.

Financial pressures are affecting the timing of these milestones. A 2024 report from the National Association of Realtors found that a third of older millennials owe over $40,000 in student loans, and that we delay buying homes “primarily” because of both that debt and high rental costs, which prevent us from saving for a down payment.

Between mortgages, healthcare, elder care, and childcare, midlife has always been expensive, but for millennials it is proving especially crushing. According to an article by researchers at the Center for Household Financial Stability , median millennial savings in 2016 was $23,200, 34 percent lower than expected income based on historic trends.

Millennials face expectations from a bygone era

The theory of a universal “midlife crisis” phenomenon has long been debunked, says Margie Lachman, a professor of psychology at Brandeis University who focuses on midlife. In reality, only a small percentage of people report experiencing one, and the crisis can happen at many different ages. Instead, midlife has historically been a time to shift focus from oneself to other people, to find meaning through mentoring or getting involved in activism.

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A shift in focus to others also means juggling priorities and increased stress, says Lachman. During this period, a person is likely to have the broadest constellation of roles: parent, spouse or partner, sibling, coworker or boss, community leader, friend, and sometimes even grandparent, she says. “People are really depending on you, pulling perhaps in different directions.”

But the dual trends of millennials having children later and parents living longer intensifies this “sandwich generation” phenomenon. While the sense of control over one’s life generally peaks at midlife, Lachman says, more recently born generations progressively feel less in control than previous generations.

And, she adds, millennials not only have to balance these roles, they’re also handling instability around work, geopolitical upheaval, cost of living and inflation, and the rise of social media.

So how is it that millennials still somehow measure our growth by benchmarks from another century? Fingerman and other social scientists call “cultural lag.” “It’s not that you ‘failed’ or didn’t grab opportunity,” Fingerman says. “What happened was that those markers disappeared, and the world became less structured.”

Without the structure to support us but with these lagging norms, many millennials are left with a sense of prolonged adolescence. Take Anna Schumann, who at age 38 is frustrated that her life doesn’t feel stable enough for kids. Not being able to achieve financial benchmarks “makes my personal growth feel stunted as well,” she says. “In so many ways, I still feel like a child; I wonder if that’ll ever change.”

Changing midlife standards might be a good thing

But, with a lack of structure also comes a burgeoning flexibility, and some millennials feel excited about the idea of staying ‘young’ longer. Biotech advancements helped increase the fertility rate of mothers aged 40-45 by 132 percent between 1990 and 2019, giving women more time before motherhood than ever. Recent national health trends data shows late life independence is on the rise , with fewer adults over age 72 reporting unmet self-care and mobility needs and a ten percent jump in people with “high physical capacity” in that age group (reaching almost one third) between 2011 and 2019. The result is a broad canvas millennials are filling in a multitude of new ways.

One of those ways is travel. Radha Vyas, CEO and co-founder of the midlife group travel company Flash Pack sees the popularity of her business as stemming in part from millennials using scrimped-and-saved money toward new priorities. Flash Packers are often unmarried and childfree; many are traveling after a layoff. “Society’s kind of shifted,” she says. “There’s no such thing as a secure job anymore; maybe they never want to settle down and maybe they never want to have kids.” So, they ask themselves, now what?

In losing traditional structures of adulthood, millennials have also gained new freedom, Fingerman says, making space for a version of adulthood where “you don’t have to leave the parent home to be an adult; you don’t have to get married to be an adult.” Take for example the surge in popularity of co-living , developing trends in non-monogamy , or the rise of digital nomadism . “If your identity is less constrained by the need to accomplish a specific societal goal, then you’re freer to derive meaning from other experiences,” she says.

What if maturity just means something new now? Fingerman asks. Rather than pursuit of what can feel like impossible goals, maybe it means “seeing the constraints on your life but adapting to them,” using those limitations to spark a process of self-definition and exploration.

“If the script is not as clear as it once was, you may as well take advantage of it, right?” Lachman says. “It could be exciting. You get to determine what your own midlife looks like.”

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‘High-status’ millennials are richer than boomers were at the same age. The rest aren’t so lucky

Business women talking to male colleague, informal meeting

Millennials and baby boomers have been positioned as generational contrasts: One benefitted from a period of unprecedented economic growth and government programs that transferred trillions from the public sector to the private, enriching workers who happened to be at the right place at the right time. Meanwhile, the other can’t afford homes, can’t get out of debt, and can’t build wealth. But new research finds there is more financial difference within generations than between them.

It’s long been said that millennials, currently aged 28 to 43, are the first generation in modern American history that is, broadly, worse off than their parents. The costs of housing , health care, childcare, education , and more have all exploded , while wages haven’t kept pace. The oldest members of the generation famously entered the job market during the Great Recession, and millennials of all ages are also on the hook for paying for more of their inflated retirement costs out of their own pocket than their parents. All of these financial factors have pushed back the average age at which millennials have gotten married, started having kids , and bought homes .

But the research , published by the University of Chicago Press, finds that positioning millennials as solely worse off than the generations before them is slightly misleading. When looking at baby boomers—currently aged 59 to 78—the researchers found economic outcomes a bit more mixed. While it’s true the average millennial has 30% less wealth at age 35 than boomers at the same age, the richest 10% of millennials have 20% more wealth than the richest boomers did.

That’s because “late” baby boomers, now in their early 60s, also came of age during “major economic upheaval and adverse labor market conditions,” the researchers write. They were also hit hard during the Great Recession .

Other research has pointed out discrepancies in baby boomer wealth. The oldest members of the generation, now in their mid- to late-seventies, hold far more wealth than their younger counterparts, according to Federal Reserve data. In fact, Americans over 70 (both baby boomers and members of the Silent Generation) held 30% of the country’s wealth at the end of 2023, though they account for just 11% of the population.

In fact, late boomers—those born from 1958 to 1964—have “surprisingly low levels of retirement wealth compared to earlier cohorts,” reads a report from Boston College’s Center for Retirement Research.  That’s due in part to Social Security’s Full Retirement Age being increased, the shift to using primarily 401(k)s and other defined contribution plans to save for retirement, and the financial hit they took during the Great Recession.

‘Concentrated at the top’

That doesn’t mean all is well for millennials. In fact, the University of Chicago Press researchers write that “concerns about the millennials’ economic well-being are generally well founded.” The wealth gap for this generation is representative of the larger increase in wealth inequality across American society over the past few decades. “Growth in aggregate wealth has been concentrated at the top of the distribution, with stagnant or even declining wealth for most of the population.”

While average U.S. household wealth almost doubled from 1989 to 2016—from $353,000 to $689,000—the median increased only marginally, from $87,000 to $97,000, the researchers note. Household wealth at the 90th percentile increased from $686,000 to $1,187,900, while remaining around $0 for the 10th percentile.

High-earning millennials (think tech workers) have been able to accumulate unprecedented wealth due to their skills, according to the report. “The returns to high-status work trajectories have increased, while the returns to low-status trajectories have stagnated or declined,” the researchers write.

Meanwhile, those without those specific skills, such as some blue-collar workers, are indeed worse off than previous generations. Millennials on average also have much more debt than other generations—much of it student loans and credit cards— lower levels of home ownership , and lower marriage rates, all of which greatly affect wealth accumulation .

“While millennials in advantageous work-family trajectories accumulated more wealth than their baby boomers counterparts, millennials with typical working-class life courses did no better, and sometimes worse, than those with equivalent lives in their parents’ generation,” the researchers write.

But there is some good news: Millennial wealth has increased significantly since the start of the pandemic. Recent reports from the Federal Reserve and the Center for American Progress find wealth is at all-time high for this generation, and that it grew faster for younger generations than older during this time period thanks to investments in stocks and other fast-growing assets. (That said, they still hold significantly less.)

The inflation-adjusted wealth for Americans under age 40 grew by an astounding 80% between Q1 2019 and Q3 2023, according to the New York Federal Reserve. During the same time period, wealth for those ages 40 to 54 grew 10%, while wealth for those 55 and older grew 30%.

The Center for American Progress’s report notes young Americans have benefitted from the strong labor market and “rapid wage growth.” Though inflation has taken a bite out of some of the gains in wealth made since the pandemic, millennials as a whole are still far better off than they were in 2019.

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Meet the millennials who made all the right money moves in the pandemic economy — and are suddenly wealthy

  • Some millennials are suddenly surging ahead financially.
  • Those with growing fortunes can thank a set of unique economic circumstances in recent years.
  • It means some feel more confident about retirement, or were able to buy new homes outright.

Insider Today

James Barnes is surprised to find himself beating the millennial odds .

At age 33, he is firmly in the middle of the generational cohort born 1981 to 1996. By some accounts, they killed off staples like napkins and cereal and spent too much money on avocado toast and fancy coffee . Many started their careers in the aftermath of the Great Recession, have contended with a housing affordability crisis throughout adulthood, and generally seemed to be doomed to economic misery.

Pre-pandemic, Barnes' situation skewed closer to that traditional millennial image . In his early 20s, Barnes and his wife lived with his parents . She went corporate and he worked with a managed service provider for assisted living facilities as they steadily paid down their student loans and saved for their own home.

"Just starting out and graduating college, you're saddled with student debt, you're living in an apartment which you're paying rent for, you're not building any equity, you're generally not making nearly as much money as you thought you'd be making right out of the gate at college," Barnes said. "So looking at even a $150,000 price tag for a house, you're just like, when is that ever going to happen?"

In 2017, it did finally happen for the Barneses. They put a down payment on a house in Lawrenceville, Georgia. Barnes said it was just a regular, normal life: They commuted to Atlanta for work, hung out with friends, worked on home improvements, enjoyed being DINKs , and took care of their pet bearded dragon. They weren't struggling, but they always watched their budget and spent conservatively.

When the pandemic hit, Barnes' wife intensified her very millennial hobby: Perusing real estate and touring open houses. She discovered they were sitting on a gold mine — their house had doubled in value.

It prompted a strategic life move. The couple decided to sell and move back to Barnes' home state of Alabama. When a real estate company offered $300,000, double what the couple had paid, they jumped on it.

"I know this is a very odd scenario for most millennials and really most people, but we sold a house and basically just bought a house outright," he said.

The Barneses are part of a new millennial group that is suddenly doing very well financially — especially if they bought real estate pre-pandemic. In the fourth quarter of 2019, millennials held $3.5 trillion in real estate wealth; as of the fourth quarter of 2023, that's more than doubled.

After an adulthood plagued by economic woes, the pandemic brought on a student-loan payment pause, rising salaries, spiking real estate and stock holdings, and government stimulus. It all helped change the fortunes of some millennials. While all of that is not enough to lift up a whole generation struggling with high living costs, a lucky few managed to capture the golden egg.

Doubling wealth in just a few years

While many millennials are approaching an age that's generally associated with peak earning and homeownership years, they were lagging behind pre-pandemic : As of early 2020, millennials owned 4% of the country's real estate value; at that same age, baby boomers owned 32%.

Now, however, things are looking up. Over half of millennials now own their homes — up from 43% in 2019 — and, as of 2022, millennials' average pre-tax household income was $100,315 , up from $79,514 in 2019 .

Khary, an elder millennial parent of two who works in technical advising, weathered his generation's classic economic double punch: The Navy veteran said he got laid off in 2008 and, going into the pandemic, had about $40,000 in combined student loan debt between him and his spouse.

"It felt like I lost about four or five years of progress in trying to build up my savings and plan ahead for the future," he said. Khary and other millennials BI spoke to asked to go by first name only over privacy concerns.

When the pandemic hit, Khary suddenly got some relief. Between the student loan pause, stimulus checks, a pay raise, and a robust stock market, he doubled his investment savings and was able to max out his retirement accounts, according to documentation viewed by BI. He's still paying off student loans but said his payments are much easier to make now.

And he's within sight of something coveted by Americans of all generations: a comfortable retirement. He said his early-career layoff lost him a few years of building up his savings and planning ahead.

"The pandemic really just helped to bridge that gap and helped me get back what I had lost," he said.

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Many in his generation can relate. Average millennial wealth doubled between 2019 and 2023, according to an analysis from the Center for American Progress. Similarly, the real median net worth for Americans under the age of 35 grew by 143% from 2019 to 2022.

The most striking thing about millennials' sudden surge in wealth: It dwarfs the progress of previous generations that experienced a recession during their young adult years.

For example, Gen Xers' real wealth grew by only 4% in the four years following 2007's Great Recession. Baby boomers' real wealth grew by 46% in the four years after the 1990 recession. Millennials outpaced them all and then some.

One game changer for millennials was the student-loan payment pause and the subsequent relief programs President Joe Biden has been rolling out. Millennials holding debt had , on average, $40,614 as of 2023. The Biden administration has been chipping away at some of America's student debt load, forgiving nearly $160 billion so far through account adjustments, fraud restitution, and clearing a backlog of applications to major debt forgiveness programs like one for people who work in public service.

Amanda, a millennial parent in Texas who works in tech, never made any payments on her loans at all. Since she didn't go straight into college after graduating from high school, she graduated from college during the pandemic pause.

The break alleviated some concerns over her financial prospects after graduation. She said she felt her degree was completely useless. Her school also didn't offer any of the job assistance it had promised. But, it all ended up working out for Amanda; just two weeks after she and her husband bought a house together in 2023, she found out her $80,000 loan balance was forgiven. In total, Amanda and her family have more than doubled their income since the start of the pandemic; she's making just around $100,000 now.

"I came from very poor circumstances and I was determined that my kid would not live the same way I did," she said.

Some anxiety — but more stability

The pandemic didn't turn around every millennial's financial position. The rise in wealth has added fuel to the generation's class divide because it left some behind — after all, many millennials still live paycheck to paycheck .

"A lot of millennials are doing worse than their parents," Rob Gruijters, a university lecturer at the University of Cambridge and the coauthor of a recent paper on the growing millennial wealth gap, told BI.

"The narrative is increasing inequality, and that has losers and winners," he said. "So there's people who are on the top side of the distribution, they benefit from the increase in inequality, and then there's quite a substantial number of people who are losing in that situation."

One way the top end is getting richer while lower-income millennials still struggle is through stock market investments. Stock values have skyrocketed over the last few years, with the S&P 500 soaring after the initial pandemic shock and still hitting record highs; however, the top 10% of Americans own around 93% of stocks.

Still, lower-income Americans were the ones most likely to have benefited from the post-pandemic wage gains pushed by labor shortages in some industries. Research has found that wage growth at the bottom of the income distribution helped counteract the effects of decades of wage inequality and even pared down the college wage premium.

Still, even some millennials who have seen their lots improve fret about the future. They're hyperaware of just how quickly things can take a turn.

"I know that I'm doing a lot better than other people my age, but there's still a lot of anxiety that if there's another pandemic, if anything crazy happens, if we lose our jobs, how do we pay the bills?" Amanda said.

For Caitlin de Oliveira, 34, the pandemic boost hasn't meant anything as radical as doubling her household's income or buying a new home. Instead, stimulus measures — including monthly child tax credit checks in 2021 — meant that her family was able to gain a financial foothold.

Between upping their savings and gains from a robust stock market, their 401(k) has grown to a little under $85,000 — up from around $20,000 in 2019. That's meant she's been able to feel confident that they are on their way to being able to retire in a good spot.

"Just knowing that is so comforting," she said. She said that she doesn't think millennials are as "dumb" financially as people say — "a lot of us are really trying — it's just been hard."

In the past, Khary said, millennials had dealt with crises and just complained. But not this time.

"As millennials, I think we felt ready and it proved that we had been through quite a bit and we kind of learned from it," he said. "It kind of built up a sense of confidence in us that we can actually handle sort of what's coming down the road if there's any more crises."

Are you a millennial whose finances have improved substantially over the last few years? Contact this reporter at [email protected] .

Watch: Millions of homes could flood the US housing market thanks to boomers

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Being a Mother Is Hard Work. Is It Actually Harder on Millennial Moms?

Mothers have been exhausted since the beginning of time, but some difficulties are specific to the millennial generation.

A busy illustration in swaths of red, purple, and blue, showing a tired mother on the phone, a clock, spilled coffee, and a book bag stuffed with papers.

By Hannah Seligson

Hannah Seligson is a millennial and a mother to a daughter, 6, and a son, 4.

There was dog urine on the carpet, vomit on her blouse and a queasy 7-year-old to look after, but Dr. Whitney Casares had just a few spare moments to clean up and change so she could resume the keynote presentation she had been giving when the school nurse called.

Dr. Casares, 42, a pediatrician in Portland, Ore., tried to clean up both messes and race back to her computer. “But I was completely unnerved and underperformed,” she said. “When my husband” — who hadn’t picked up when the school called — “and younger daughter came home a few hours later, the first words out of their mouths were ‘Didn’t you get anything for dinner?’ and ‘Why does it smell so bad in here?’”

In that moment, said Dr. Casares, the author of “Doing It All: Stop Over-Functioning and Become the Mom and Person You’re Meant to Be,” she related to a Taylor Swift lyric: “I did all the extra credit, then got graded on a curve.”

It has always been exhausting to be a mother, but each generation has had its particular pressures and ways of coping. Boomer moms didn’t expect motherhood to be anything but difficult, though the lack of social awareness around anxiety and depression meant most would never openly discuss it. Generation X moms had to prove that they could do everything men could do — and then come home and work a second shift. Some Gen Xers were children of divorce, manifested an ironic detachment from their troubles and were prescribed Prozac to deal.

And then came millennial moms, the women raised on “You go, girl!” in the 1980s and ’90s and who today are in their 30s and early 40s. On average, they enrolled in college in higher numbers than men , married later and delayed having children, sometimes to prioritize careers and other times because — with student debt and less wealth than previous generations — it felt impossible not to .

Still, it seemed like some things had worked out in their favor. Perhaps they could juggle work and motherhood more successfully. Maybe their male partners, if they had them, would be more attuned to gender imbalances at home.

“No one had these hard conversations with us about just how difficult it is to be a parent, have a career and a partner,” said Brandale Mills Cox, 38, the mother to a 4-year-old and a 15-month-old in Silver Spring, Md. “No one really talked about the burden social media plays, where a huge part of what we see of other people’s experiences makes us feel we are lacking as mothers. And no one talks about the real day-to-day, such as the friction between you and your partner regarding how you raise your children.”

Dr. Mills Cox, a professor of communications at Howard University, said she wished that her boomer mother had sat her down for a frank conversation about the moments when “you’ll just want to go into a room and cry.”

The Millennial Mother Midlife Crisis

Lately, some millennial mothers — particularly those who are middle- to upper-middle class — are finding themselves at a crisis point. While many Gen X moms confronted the middle of their lives as children were leaving for college, millennial moms are doing so with much younger children, many more years of mothering ahead of them. Some are struggling to reconcile the vision they had of motherhood with a harsher reality they didn’t feel totally prepared for.

Call it the millennial mother midlife crisis, or M.M.M.C. The hallmark of an M.M.M.C. isn’t going off the grid, à la Rachel Fleishman, the strung-out mother in the novel (and hit streaming TV series) “Fleishman Is in Trouble,” or meeting up with other moms to release primal screams.

After all, rage and angst are out, and wellness, equanimity and mental health are in. For lots of moms, the M.M.M.C. is about maintaining a chipper facade, the appearance of having it together while quietly imploding. If the M.M.M.C. had a mascot, it would be a swan, an animal gliding easily on the surface while paddling furiously beneath the water.

Jean M. Twenge, the author of “Generations: The Real Differences Between Gen Z, Millennials, Gen X, Boomers and Silents — and What They Mean for America’s Future,” said there was more of a bait-and-switch for millennial mothers than for Gen X mothers.

“Women are graduating at much higher rates, young women are accomplishing so many things, and then who is the one who still has to work when they aren’t feeling well during their first trimester?” said Dr. Twenge, 52, a professor of psychology at San Diego State University and the mother of three preteen and teenage children. “There is still this gender expectation.”

This is just one of the stinging realizations that can plant the seeds for an M.M.M.C. While millennial women might have expected a more equitable home life, they still, in most cases, do a larger share of the domestic work and household worrying — What camp will the kids go to this summer? Do we need dish soap? — than men.

The expectations for modern parenting have grown alongside the pressure on women to have careers, Dr. Twenge said, making the standards for achievement in every arena feel stratospheric for millennial moms.

The Self-Improvement Treadmill

Gen X moms were expected to do better, too, but millennials were the first to step into parenthood with social media platforms like Pinterest and Instagram, which made it easier than ever to compare just how well they stacked up against other mothers.

“It’s hard not to internalize, even though I know it’s all curated, that you could be doing it better,” said Sophie Brickman, a 40-year-old mother of three, whose forthcoming novel, “Plays Well With Others,” follows a frazzled New York City mother, Annie, navigating the competitive landscape of 21st-century parenting.

Recently, Dr. Twenge was looking at a picture on social media of an influencer who had just had a baby and was posing with perfect makeup.

“I feel bad for millennial women who have to look at this,” she said. “I had my first child in 2006, and now it has become this whole thing that you have to have these glamorous pictures right after you’ve given birth, which is crazy.”

With the internet at their fingertips, millennial moms can also fall down a rabbit hole of searching for the perfect stroller and endless — and often contradictory — advice about breastfeeding or sleep training. Rinse and repeat for every other parenting quandary.

“When we had questions about parenting, we went to a book or called the doctor,” said Margie E. Lachman, a baby boomer with millennial children and a professor of psychology at Brandeis University. “We got an answer, and that was it. Millennial parents have immediate access to unlimited information.”

Millennials are more likely than previous generations to think about these mounting pressures in terms of therapy speak and to seek actual therapy to try to cope with them. But the drive to become a more mindful, less reactive, more positive parent — a kind of mantra among many millennial moms — can create its own kind of pressure cooker.

Natasha Jung, a 37-year-old founder of a digital media company in Vancouver, British Columbia, said that while her immigrant parents worked very hard to put food on the table and give their children a better life, “there wasn’t enough of an opportunity to support me on the emotional side.”

Ms. Jung said she tries to focus on her 3-year-old son’s emotional development and accommodate his sensitivities.

“Through therapy, journaling and working with a life coach, I’ve learned how to re-parent myself so I can be a better parent and have patience,” she added.

In many ways, this introspection has been worthwhile, Ms. Jung said, but the self-improvement treadmill can be exhausting. She recalled times when she had “adult breakdowns” and “spent days and weeks ultra-depressed” because she found it difficult to cultivate the more thoughtful, emotionally evolved parenting style she expects of herself.

“It’s so much easier to default to yelling and threats,” she said.

Forging Ahead

One of the crushing realizations of the M.M.M.C. is that there is little choice but to forge ahead.

I found myself in the midst of my own mothering crisis a few months ago, after my 6-year-old daughter lashed out at me and my 4-year-old son had a meltdown because he didn’t like that “water is wet.” It was in many ways a mundane scene that many mothers would recognize, regardless of their generation. There were emails to send to school, play dates to arrange, empty weeks of the summer to be filled with enriching activities I needed to research, and lingering work tasks to complete.

(When I talked to my husband for this article, he said: “I’m trying to be helpful, but I’m having my own midlife crisis, largely precipitated by the financial and career imperatives of raising kids in New York City.”)

All of this was compounded by millennial-tinged circumstances: Like many in my generation , I was also taking care of an elderly parent. My second child was born just a few days before the pandemic lockdowns in 2020, and my career hadn’t bounced back the way I thought it would. I haven’t even touched the soaring costs of child care , which counterintuitively makes working expensive.

For the most part, millennial moms aren’t blowing up their lives. The divorce rate is lower for this generation, and the stereotypical trappings of a midlife crisis — like buying a flashy car — are more closely associated with men, anyway. Rather, millennials are testing what is possible at a moment when more is demanded of them and they are demanding more of themselves.

The M.M.M.C. is about grappling with the notion that for all the strides made by previous generations of mothers, motherhood is just as difficult as — and perhaps even more conflicted than — before.

“I think the core question for the current 30- and 40-something mothers is whether they are going to do anything about a society that continues to overburden them,” said Leslie Bennetts, the author of “The Feminine Mistake: Are We Giving Up Too Much?” Otherwise, she added, more and more women are going to “feel like they are going to explode.”

Maybe, in typical millennial fashion, we are all too deep in our own heads and too fixated on the particularities of our own situations.

“Millennials are very much about the self and the mentality that, ‘If I have problems, it’s up to me to solve them,’ as opposed to looking at it from a more societal point of view,” said Barbara J. Risman, the author of “Where the Millennials Will Take Us: A New Generation Wrestles With the Gender Structure” and a professor of sociology at the University of Illinois Chicago.

There is no Instagram parenting hack or self-care practice that can lift my generation out of the M.M.M.C. — and our culture has some serious work to do to be more accommodating to mothers. But right now I need to pick my daughter up from the bus and nudge an elderly parent about taking a walk.

Managing Anxiety and Stress

Stay balanced in the face of stress and anxiety with our collection of tools and advice..

How are you, really? This self-guided check-in will help you take stock of your emotional well-being — and learn how to make changes .

These simple and proven strategies will help you manage stress , support your mental health and find meaning in the new year.

First, bring calm and clarity into your life with these 10 tips . Next, identify what you are dealing with: Is it worry, anxiety or stress ?

Persistent depressive disorder is underdiagnosed, and many who suffer from it have never heard of it. Here is what to know .

If you notice drastic shifts in your mood during certain times of the year, you could have seasonal affective disorder. Here are answers to your top questions about the condition .

How much anxiety is too much? Here is how to establish whether you should see a professional about it .

IMAGES

  1. (PDF) “The social impact of technology on millennials and consequences

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  2. Millennial Research Summary

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  3. (PDF) The Role of Perceived Risks on Millennials on Online Purchase

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  4. Research Paper: Diversity, Millennials, Technology (Artificial

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  5. ≫ Understanding Millennials Generation Free Essay Sample on Samploon.com

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  6. Millennials stand out for their technology use

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COMMENTS

  1. (PDF) Understanding the Millennial Generation

    Millennials prefer focusing on their private lives as o pposed to their careers. They stated that events li ke. the September 11th terrorist attacks have hel ped cause this new shift toward a more ...

  2. Millennials in the Workplace: A Communication Perspective on

    Millennials, born between 1979 and 1994 (Smola and Sutton 2002), have been described in both the popular literature and the popular press (see definitions in footnote 1) as the "Look at Me" generation, implying that they are overly self-confident and self-absorbed (Pew Research Center 2007).

  3. Generations and Generational Differences: Debunking Myths in

    Furthermore, a recent paper by Rudolph, Costanza, Wright, and Zacher used ... Engineering, and Medicine (2020a). Categorizing workers' needs by generation such as Baby Boomers or Millennials is not supported by research or useful for workforce management. National Academies.

  4. Millennials' Views and Expectations Regarding the Communicative and

    This research puts millennial self-report data in conversation with extant research to offer new insight. Suggestions for instructors and managers are included. By 2025, millennials—also commonly referred to as Generation Y—will comprise 75% of the global workforce, dwarfing Generation X and baby boomers in comparison ( Schawbel, 2013 ).

  5. The Millennial Generation

    At our time points, young people in 2013 belong to the Millennials generation (those born in 1984-1998), and young people in the 1997 data set belong to Generation X (born in 1968-1982). The young people included in the 1984 data set are described as the Welfare State Generation; they were born in 1955 to 1969.

  6. PDF 'If They Don't Care, I Don't Care': Millennial and Generation Z

    Abstract: This article draws on a qualitative study of 31 Millennial and Generation Z students to examine the meaning of teacher "caring" in a higher education context. Prior research clearly documents the importance of caring to student engagement, although much of that scholarship focuses on secondary schooling.

  7. Millennials and Post Millennials: A Systematic Literature Review

    The purpose of the study is to investigate into the research conducted on two young generations i.e. the millennial generation and the post millennial generation in the subject field of business and management. The study takes into account the research conducted from 2010 to 2020 from the Scopus database. Bibliometric analysis is adopted to determine the progress on the study of millennials ...

  8. Exploring Generation Z and Young Millennials' Perspectives of a

    Over half of the US Gen Z (57%) and nearly half of the US millennials (46%) say they have experienced anxiety and depression symptoms . In a survey of over 23,000 people, nearly half (48%) of Gen Z and 38% of millennials reported being stressed or anxious all or most of the time . There is a clear and urgent need to address the unique mental ...

  9. Millennials and leadership: a systematic literature review

    The paper concludes by identifying a series of issues requiring further research, discussion and debate. Publication volume of articles published on the theme of Millennials and leadership, 2005 ...

  10. The social impact of technology on millennials and consequences for

    The consumers in the context of our study are millennials, who are the target population of this study. Millennials are the generation born between 1981 and 2000 that is more familiar with modern technologies than any previous generation and is open to change (Au-Yong-Oliveira et al., 2018; Taylor and Keeter, 2010).

  11. PDF THE MILLENNIAL GENERATION

    millennial young adults today, while also large in numbers, represent 23 percent of the population and must contend with sizable older generations, including baby boomers, in gaining attention

  12. How Millennials compare with prior generations

    Four-in-ten Millennials with just a high school diploma (40%) are currently married, compared with 53% of Millennials with at least a bachelor's degree. In comparison, 86% of Silent Generation high school graduates were married in 1968 versus 81% of Silents with a bachelor's degree or more. Millennial women are also waiting longer to become ...

  13. Millennials

    How Pew Research Center will report on generations moving forward. When we have the data to study groups of similarly aged people over time, we won't always default to using the standard generational definitions and labels, like Gen Z, Millennials or Baby Boomers. short readMay 22, 2023.

  14. PDF New Insights into the Generation of Growing Influence: Millennials In

    effectively with Millennials, while empowering them to pursue appropriate changes in personal lives, in their generation, and throughout the world they influence. This report is divided into topical chapters based on the research findings, followed by an Appendix that contains research details (methods and data), an introduction to some

  15. Full article: Customizing leadership practices for the millennial

    3. Review of literature. Many research papers have been written about leadership and have shown the importance of leadership. Harrington et al. (Citation 2011) identified leadership as leaders' initiatives to enhance the performance of their organizations through utilizing resources.Indeed, leaders interact with several resources, including human resources, with such as a youthful workforce.

  16. PDF Are Millennials Di erent? Christopher Kurz, Geng Li, and Daniel J. Vine

    described in a number of Pew Research Center reports.4 Millennials are individuals born between 1981 and 1997, with ages ranging from 21 to 37 in 2018.5 The two generations that precede millennials are Generation X, which describes individuals born between 1965 and 1980

  17. Understanding and meeting the needs of the millennials in the classroom

    considering teaching strategies in the classroom. According to research, the Millennial Generation is the largest generation since the Baby Boomers. Barnes, Marateo and Ferris (2007) state that the Millennial Generation represented nearly seven percent of the population in 2003 with nearly 49.5 million students enrolled in school, according to the

  18. PDF Millennials and Financial Literacy Research Paper

    of every four workers globally will be Millennials (Schawbel, 2012). Their financial behavior will more greatly affect the global economy than the financial behavior of the generations that preceded them. To understand how prepared Millennials are to handle financial decision making, this paper examines the level of financial

  19. How Millennials Approach Family Life

    In 2019, 55% of Millennials lived in this type of family unit. This compares with 66% of Gen Xers in 2003, 69% of Boomers in 1987 and 85% of members of the Silent Generation in 1968. Millennials lag furthest behind in the share living with a spouse and child. Only three-in-ten Millennials fell into this category in 2019, compared with 40% of ...

  20. PDF Unlocking the Benefits of the Multigenerational Workplace

    Research Center as the Silent Generation (born before 1945), the Baby Boomers (1946 to 1964), Generation X (1965 to 1980), Millennials (1981 to 1996), and Generation Z (born after 1997). It's very possible that we now have more generational diversity in our workforce than ever before. In many companies, almost every team or unit will have at ...

  21. The Case of Black Millennials

    Drawing on four presentations during the presidential session titled, "#NextGenBlackSoc: New Directions in the Sociology of Black Millennials," the authors use Black Millennials as a case to illustrate how racializing generational studies can strengthen sociological research in four particular subdisciplines: Collective Behavior and Social ...

  22. Why midlife looks different for millennials

    Financial pressures are affecting the timing of these milestones. A 2024 report from the National Association of Realtors found that a third of older millennials owe over $40,000 in student loans ...

  23. 'High-status' millennials are richer than boomers were at ...

    While average U.S. household wealth almost doubled from 1989 to 2016—from $353,000 to $689,000—the median increased only marginally, from $87,000 to $97,000, the researchers note.

  24. Our future in the hands of Millennials

    Introduction. In the early days of the Journal of the Canadian Chiropractic Association (JCCA), a scientist would spend hours searching the literature in a medical library, and rely on what they learned at professional conferences to inform the context of their work. They likely wrote research papers by long hand and then typed a final copy on a typewriter, perhaps in carbon copy.

  25. Real Estate, Stocks: Some Millennials Doubled Wealth in Last 4 Years

    In the fourth quarter of 2019, millennials held $3.5 trillion in real estate wealth; as of the fourth quarter of 2023, that's more than doubled. After an adulthood plagued by economic woes, the ...

  26. Gen Z: An Emerging Phenomenon

    Generation Y or Millennials are those born between 1980 and 1995. They have witnessed the excellent technology revolution with the advent and heightened use of mobile phones and the Internet (Gaidhani et al., 2019). Millennials live in the present, and their immediacy value is often misunderstood as impatience by senior generations (Erickson ...

  27. Are You Having a Millennial Mom Midlife Crisis?

    Seba Cestaro. By Hannah Seligson. Hannah Seligson is a millennial and a mother to a daughter, 6, and a son, 4. May 11, 2024. There was dog urine on the carpet, vomit on her blouse and a queasy 7 ...

  28. Are Millennials on Track With Retirement Savings? Here's What a Recent

    Recent data puts the average retirement savings balance among millennials at $62,600. That's a respectable sum for younger millennials, but older ones may need to start playing catch-up. Some ...

  29. Info on The Post Millennial data breach added to HaveIBeenPwned

    Brisbane-based mortgage lender Firstmac has become the latest Australian business to be targeted by cybercriminals, warning customers that it suffered a data breach a day after the new Embargo ...